Reference only. Data sourced from HUD/FHFA (2025). This site is a private entity and not affiliated with any government agency.
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Conforming loan limits · Kentucky

The amount Fannie Mae and Freddie Mac will purchase without triggering Jumbo pricing.

CountyMetroConformingFHAGap
Adair CountyRural / Non-metro$806,500$999,990-$193,490
Allen CountyRural / Non-metro$806,500$145,400$661,100
Anderson CountyRural / Non-metro$806,500$231,800$574,700
Ballard CountyRural / Non-metro$806,500$371,400$435,100
Barren CountyRural / Non-metro$806,500$239,800$566,700
Bath CountyRural / Non-metro$806,500$344,600$461,900
Bell CountyRural / Non-metro$806,500$331,800$474,700
Boone CountyRural / Non-metro$806,500$171,400$635,100
Bourbon CountyRural / Non-metro$806,500$304,600$501,900
Boyd CountyRural / Non-metro$806,500$265,800$540,700
Boyle CountyRural / Non-metro$806,500$192,200$614,300
Bracken CountyRural / Non-metro$806,500$171,400$635,100
Breathitt CountyRural / Non-metro$806,500$999,990-$193,490
Breckinridge CountyRural / Non-metro$806,500$999,990-$193,490
Bullitt CountyRural / Non-metro$806,500$311,400$495,100
Butler CountyRural / Non-metro$806,500$145,400$661,100
Caldwell CountyRural / Non-metro$806,500$999,990-$193,490
Calloway CountyRural / Non-metro$806,500$346,600$459,900
Campbell CountyRural / Non-metro$806,500$171,400$635,100
Carlisle CountyRural / Non-metro$806,500$999,990-$193,490
Carroll CountyRural / Non-metro$806,500$999,990-$193,490
Carter CountyRural / Non-metro$806,500$265,800$540,700
Casey CountyRural / Non-metro$806,500$999,990-$193,490
Christian CountyRural / Non-metro$806,500$173,000$633,500
Clark CountyRural / Non-metro$806,500$304,600$501,900
Clay CountyRural / Non-metro$806,500$309,400$497,100
Clinton CountyRural / Non-metro$806,500$999,990-$193,490
Crittenden CountyRural / Non-metro$806,500$999,990-$193,490
Cumberland CountyRural / Non-metro$806,500$999,990-$193,490
Daviess CountyRural / Non-metro$806,500$369,800$436,700
Edmonson CountyRural / Non-metro$806,500$145,400$661,100
Elliott CountyRural / Non-metro$806,500$999,990-$193,490
Estill CountyRural / Non-metro$806,500$400,800$405,700
Fayette CountyRural / Non-metro$806,500$304,600$501,900
Fleming CountyRural / Non-metro$806,500$999,990-$193,490
Floyd CountyRural / Non-metro$806,500$999,990-$193,490
Franklin CountyRural / Non-metro$806,500$231,800$574,700
Fulton CountyRural / Non-metro$806,500$999,990-$193,490
Gallatin CountyRural / Non-metro$806,500$171,400$635,100
Garrard CountyRural / Non-metro$806,500$999,990-$193,490
Grant CountyRural / Non-metro$806,500$171,400$635,100
Graves CountyRural / Non-metro$806,500$324,600$481,900
Grayson CountyRural / Non-metro$806,500$999,990-$193,490
Green CountyRural / Non-metro$806,500$158,200$648,300
Greenup CountyRural / Non-metro$806,500$265,800$540,700
Hancock CountyRural / Non-metro$806,500$369,800$436,700
Hardin CountyRural / Non-metro$806,500$210,600$595,900
Harlan CountyRural / Non-metro$806,500$999,990-$193,490
Harrison CountyRural / Non-metro$806,500$999,990-$193,490
Hart CountyRural / Non-metro$806,500$999,990-$193,490
Henderson CountyRural / Non-metro$806,500$217,800$588,700
Henry CountyRural / Non-metro$806,500$311,400$495,100
Hickman CountyRural / Non-metro$806,500$999,990-$193,490
Hopkins CountyRural / Non-metro$806,500$315,800$490,700
Jackson CountyRural / Non-metro$806,500$999,990-$193,490
Jefferson CountyRural / Non-metro$806,500$311,400$495,100
Jessamine CountyRural / Non-metro$806,500$304,600$501,900
Johnson CountyRural / Non-metro$806,500$999,990-$193,490
Kenton CountyRural / Non-metro$806,500$171,400$635,100
Knott CountyRural / Non-metro$806,500$999,990-$193,490
Knox CountyRural / Non-metro$806,500$309,400$497,100
Larue CountyRural / Non-metro$806,500$210,600$595,900
Laurel CountyRural / Non-metro$806,500$309,400$497,100
Lawrence CountyRural / Non-metro$806,500$999,990-$193,490
Lee CountyRural / Non-metro$806,500$999,990-$193,490
Leslie CountyRural / Non-metro$806,500$999,990-$193,490
Letcher CountyRural / Non-metro$806,500$999,990-$193,490
Lewis CountyRural / Non-metro$806,500$999,990-$193,490
Lincoln CountyRural / Non-metro$806,500$192,200$614,300
Livingston CountyRural / Non-metro$806,500$371,400$435,100
Logan CountyRural / Non-metro$806,500$999,990-$193,490
Lyon CountyRural / Non-metro$806,500$999,990-$193,490
Madison CountyRural / Non-metro$806,500$400,800$405,700
Magoffin CountyRural / Non-metro$806,500$999,990-$193,490
Marion CountyRural / Non-metro$806,500$999,990-$193,490
Marshall CountyRural / Non-metro$806,500$999,990-$193,490
Martin CountyRural / Non-metro$806,500$999,990-$193,490
Mason CountyRural / Non-metro$806,500$325,000$481,500
Mccracken CountyRural / Non-metro$806,500$371,400$435,100
Mccreary CountyRural / Non-metro$806,500$999,990-$193,490
Mclean CountyRural / Non-metro$806,500$369,800$436,700
Meade CountyRural / Non-metro$806,500$210,600$595,900
Menifee CountyRural / Non-metro$806,500$344,600$461,900
Mercer CountyRural / Non-metro$806,500$999,990-$193,490
Metcalfe CountyRural / Non-metro$806,500$239,800$566,700
Monroe CountyRural / Non-metro$806,500$999,990-$193,490
Montgomery CountyRural / Non-metro$806,500$344,600$461,900
Morgan CountyRural / Non-metro$806,500$999,990-$193,490
Muhlenberg CountyRural / Non-metro$806,500$164,200$642,300
Nelson CountyRural / Non-metro$806,500$126,800$679,700
Nicholas CountyRural / Non-metro$806,500$999,990-$193,490
Ohio CountyRural / Non-metro$806,500$999,990-$193,490
Oldham CountyRural / Non-metro$806,500$311,400$495,100
Owen CountyRural / Non-metro$806,500$999,990-$193,490
Owsley CountyRural / Non-metro$806,500$999,990-$193,490
Pendleton CountyRural / Non-metro$806,500$171,400$635,100
Perry CountyRural / Non-metro$806,500$999,990-$193,490
Pike CountyRural / Non-metro$806,500$999,990-$193,490
Powell CountyRural / Non-metro$806,500$999,990-$193,490
Pulaski CountyRural / Non-metro$806,500$437,000$369,500
Robertson CountyRural / Non-metro$806,500$999,990-$193,490
Rockcastle CountyRural / Non-metro$806,500$999,990-$193,490
Rowan CountyRural / Non-metro$806,500$999,990-$193,490
Russell CountyRural / Non-metro$806,500$999,990-$193,490
Scott CountyRural / Non-metro$806,500$304,600$501,900
Shelby CountyRural / Non-metro$806,500$311,400$495,100
Simpson CountyRural / Non-metro$806,500$999,990-$193,490
Spencer CountyRural / Non-metro$806,500$311,400$495,100
Taylor CountyRural / Non-metro$806,500$158,200$648,300
Todd CountyRural / Non-metro$806,500$999,990-$193,490
Trigg CountyRural / Non-metro$806,500$173,000$633,500
Trimble CountyRural / Non-metro$806,500$999,990-$193,490
Union CountyRural / Non-metro$806,500$999,990-$193,490
Warren CountyRural / Non-metro$806,500$145,400$661,100
Washington CountyRural / Non-metro$806,500$999,990-$193,490
Wayne CountyRural / Non-metro$806,500$999,990-$193,490
Webster CountyRural / Non-metro$806,500$999,990-$193,490
Whitley CountyRural / Non-metro$806,500$309,400$497,100
Wolfe CountyRural / Non-metro$806,500$999,990-$193,490
Woodford CountyRural / Non-metro$806,500$304,600$501,900