HUD FHA Loan Limits
FHA loan limits by county.
Most people mean the standard FHA program (HUD “forward mortgages”: purchase and refinance). Use the county search, or browse state hubs.
CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.
Limits vary by county and by dataset year.
3,235
56
Select your state
Each state page links to every county limit page and calculator.
Alabama
67 counties
Alaska
30 counties
American Samoa
5 counties
Arizona
15 counties
Arkansas
75 counties
California
58 counties
Colorado
64 counties
Connecticut
9 counties
Delaware
3 counties
District of Columbia
1 counties
Florida
67 counties
Georgia
159 counties
Guam
1 counties
Hawaii
5 counties
Idaho
44 counties
Illinois
102 counties
Indiana
92 counties
Iowa
99 counties
Kansas
105 counties
Kentucky
120 counties
Louisiana
64 counties
Maine
16 counties
Maryland
24 counties
Massachusetts
14 counties
Michigan
83 counties
Minnesota
87 counties
Mississippi
82 counties
Missouri
115 counties
Montana
56 counties
Nebraska
93 counties
Nevada
17 counties
New Hampshire
10 counties
New Jersey
21 counties
New Mexico
33 counties
New York
62 counties
North Carolina
100 counties
North Dakota
53 counties
Northern Mariana Islands
4 counties
Ohio
88 counties
Oklahoma
77 counties
Oregon
36 counties
Pennsylvania
67 counties
Puerto Rico
78 counties
Rhode Island
5 counties
South Carolina
46 counties
South Dakota
66 counties
Tennessee
95 counties
Texas
254 counties
U.S. Virgin Islands
3 counties
Utah
29 counties
Vermont
14 counties
Virginia
133 counties
Washington
39 counties
West Virginia
55 counties
Wisconsin
72 counties
Wyoming
23 counties
Forward vs HECM: what HUD means
HUD uses “forward” to distinguish standard FHA mortgages from reverse mortgages (HECM). If you are buying a home or refinancing with FHA, you are almost always using the forward program.
Government sources
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)