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FHA Loan Limits

FHA loan limits by county · Delaware

3 counties (HUD forward mortgage limits).

CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.

Kent County

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DOVER, DE$541,287

New Castle County

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PHILADELPHIA-CAMDEN-WILM…$630,200

Sussex County

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SEAFORD, DE$541,287
FHA one-unit forward mortgage limits · Delaware
CountyMetro AreaOne-unit limitAction
Kent CountyDOVER, DE$541,287Calculate →
New Castle CountyPHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD$630,200Calculate →
Sussex CountySEAFORD, DE$541,287Calculate →

Government sources

  • U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits

    Dataset year
    2026 (CY2026)
    Effective
    January 1, 2026
    Retrieved
    December 12, 2025

    Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)

    https://apps.hud.gov/pub/chums/cy2026-forward-limits.txt