FHA Loan Limits
FHA loan limits by county · Maryland
24 counties (HUD forward mortgage limits).
CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.
Allegany County
View →CUMBERLAND, MD-WV$541,287
Anne Arundel County
View →BALTIMORE-COLUMBIA-TOWSO…$747,500
Baltimore County
View →BALTIMORE-COLUMBIA-TOWSO…$747,500
Calvert County
View →LEXINGTON PARK, MD$541,287
Caroline County
View →Rural / Non-metro$541,287
Carroll County
View →BALTIMORE-COLUMBIA-TOWSO…$747,500
Cecil County
View →PHILADELPHIA-CAMDEN-WILM…$630,200
Charles County
View →WASHINGTON-ARLINGTON-ALE…$1,249,125
Dorchester County
View →CAMBRIDGE, MD$541,287
Frederick County
View →WASHINGTON-ARLINGTON-ALE…$1,249,125
Garrett County
View →Rural / Non-metro$541,287
Harford County
View →BALTIMORE-COLUMBIA-TOWSO…$747,500
Howard County
View →BALTIMORE-COLUMBIA-TOWSO…$747,500
Kent County
View →Rural / Non-metro$541,287
Montgomery County
View →WASHINGTON-ARLINGTON-ALE…$1,249,125
Prince George'S County
View →WASHINGTON-ARLINGTON-ALE…$1,249,125
Queen Anne'S County
View →BALTIMORE-COLUMBIA-TOWSO…$747,500
St. Mary'S County
View →LEXINGTON PARK, MD$541,287
Somerset County
View →SALISBURY, MD$541,287
Talbot County
View →EASTON, MD$541,287
Washington County
View →HAGERSTOWN-MARTINSBURG, …$541,287
Wicomico County
View →SALISBURY, MD$541,287
Worcester County
View →OCEAN PINES, MD$541,287
Baltimore City
View →BALTIMORE-COLUMBIA-TOWSO…$747,500
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| Allegany County | CUMBERLAND, MD-WV | $541,287 | Calculate → |
| Anne Arundel County | BALTIMORE-COLUMBIA-TOWSON, MD | $747,500 | Calculate → |
| Baltimore County | BALTIMORE-COLUMBIA-TOWSON, MD | $747,500 | Calculate → |
| Calvert County | LEXINGTON PARK, MD | $541,287 | Calculate → |
| Caroline County | Rural / Non-metro | $541,287 | Calculate → |
| Carroll County | BALTIMORE-COLUMBIA-TOWSON, MD | $747,500 | Calculate → |
| Cecil County | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $630,200 | Calculate → |
| Charles County | WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | $1,249,125 | Calculate → |
| Dorchester County | CAMBRIDGE, MD | $541,287 | Calculate → |
| Frederick County | WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | $1,249,125 | Calculate → |
| Garrett County | Rural / Non-metro | $541,287 | Calculate → |
| Harford County | BALTIMORE-COLUMBIA-TOWSON, MD | $747,500 | Calculate → |
| Howard County | BALTIMORE-COLUMBIA-TOWSON, MD | $747,500 | Calculate → |
| Kent County | Rural / Non-metro | $541,287 | Calculate → |
| Montgomery County | WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | $1,249,125 | Calculate → |
| Prince George'S County | WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | $1,249,125 | Calculate → |
| Queen Anne'S County | BALTIMORE-COLUMBIA-TOWSON, MD | $747,500 | Calculate → |
| St. Mary'S County | LEXINGTON PARK, MD | $541,287 | Calculate → |
| Somerset County | SALISBURY, MD | $541,287 | Calculate → |
| Talbot County | EASTON, MD | $541,287 | Calculate → |
| Washington County | HAGERSTOWN-MARTINSBURG, MD-WV | $541,287 | Calculate → |
| Wicomico County | SALISBURY, MD | $541,287 | Calculate → |
| Worcester County | OCEAN PINES, MD | $541,287 | Calculate → |
| Baltimore City | BALTIMORE-COLUMBIA-TOWSON, MD | $747,500 | Calculate → |
Government sources
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)