FHA Loan Limits
FHA loan limits by county · Michigan
83 counties (HUD forward mortgage limits).
Alcona County
View →Rural / Non-metro$999,990
Alger County
View →Rural / Non-metro$999,990
Allegan County
View →Rural / Non-metro$260,900
Alpena County
View →Rural / Non-metro$109,800
Antrim County
View →Rural / Non-metro$999,990
Arenac County
View →Rural / Non-metro$999,990
Baraga County
View →Rural / Non-metro$999,990
Barry County
View →Rural / Non-metro$999,990
Bay County
View →Rural / Non-metro$130,200
Benzie County
View →Rural / Non-metro$459,000
Berrien County
View →Rural / Non-metro$356,600
Branch County
View →Rural / Non-metro$177,400
Calhoun County
View →Rural / Non-metro$129,800
Cass County
View →Rural / Non-metro$437,800
Charlevoix County
View →Rural / Non-metro$999,990
Cheboygan County
View →Rural / Non-metro$999,990
Chippewa County
View →Rural / Non-metro$423,000
Clare County
View →Rural / Non-metro$999,990
Clinton County
View →Rural / Non-metro$296,200
Crawford County
View →Rural / Non-metro$999,990
Delta County
View →Rural / Non-metro$215,400
Dickinson County
View →Rural / Non-metro$270,200
Eaton County
View →Rural / Non-metro$296,200
Emmet County
View →Rural / Non-metro$999,990
Genesee County
View →Rural / Non-metro$224,200
Gladwin County
View →Rural / Non-metro$999,990
Gogebic County
View →Rural / Non-metro$999,990
Grand Traverse County
View →Rural / Non-metro$459,000
Gratiot County
View →Rural / Non-metro$109,400
Hillsdale County
View →Rural / Non-metro$258,800
Houghton County
View →Rural / Non-metro$263,400
Huron County
View →Rural / Non-metro$999,990
Ingham County
View →Rural / Non-metro$296,200
Ionia County
View →Rural / Non-metro$243,400
Iosco County
View →Rural / Non-metro$999,990
Iron County
View →Rural / Non-metro$999,990
Isabella County
View →Rural / Non-metro$343,800
Jackson County
View →Rural / Non-metro$271,000
Kalamazoo County
View →Rural / Non-metro$280,200
Kalkaska County
View →Rural / Non-metro$459,000
Kent County
View →Rural / Non-metro$243,400
Keweenaw County
View →Rural / Non-metro$263,400
Lake County
View →Rural / Non-metro$999,990
Lapeer County
View →Rural / Non-metro$198,204
Leelanau County
View →Rural / Non-metro$459,000
Lenawee County
View →Rural / Non-metro$103,000
Livingston County
View →Rural / Non-metro$198,204
Luce County
View →Rural / Non-metro$999,990
Mackinac County
View →Rural / Non-metro$999,990
Macomb County
View →Rural / Non-metro$198,204
Manistee County
View →Rural / Non-metro$999,990
Marquette County
View →Rural / Non-metro$321,000
Mason County
View →Rural / Non-metro$312,200
Mecosta County
View →Rural / Non-metro$136,600
Menominee County
View →Rural / Non-metro$319,400
Midland County
View →Rural / Non-metro$332,200
Missaukee County
View →Rural / Non-metro$156,200
Monroe County
View →Rural / Non-metro$337,800
Montcalm County
View →Rural / Non-metro$243,400
Montmorency County
View →Rural / Non-metro$999,990
Muskegon County
View →Rural / Non-metro$347,400
Newaygo County
View →Rural / Non-metro$999,990
Oakland County
View →Rural / Non-metro$198,204
Oceana County
View →Rural / Non-metro$999,990
Ogemaw County
View →Rural / Non-metro$999,990
Ontonagon County
View →Rural / Non-metro$999,990
Osceola County
View →Rural / Non-metro$999,990
Oscoda County
View →Rural / Non-metro$999,990
Otsego County
View →Rural / Non-metro$999,990
Ottawa County
View →Rural / Non-metro$243,400
Presque Isle County
View →Rural / Non-metro$999,990
Roscommon County
View →Rural / Non-metro$999,990
Saginaw County
View →Rural / Non-metro$409,800
Sanilac County
View →Rural / Non-metro$999,990
Schoolcraft County
View →Rural / Non-metro$999,990
Shiawassee County
View →Rural / Non-metro$296,200
St. Clair County
View →Rural / Non-metro$198,204
St. Joseph County
View →Rural / Non-metro$447,800
Tuscola County
View →Rural / Non-metro$999,990
Van Buren County
View →Rural / Non-metro$999,990
Washtenaw County
View →Rural / Non-metro$114,600
Wayne County
View →Rural / Non-metro$198,201
Wexford County
View →Rural / Non-metro$156,200
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| Alcona County | Rural / Non-metro | $999,990 | Calculate → |
| Alger County | Rural / Non-metro | $999,990 | Calculate → |
| Allegan County | Rural / Non-metro | $260,900 | Calculate → |
| Alpena County | Rural / Non-metro | $109,800 | Calculate → |
| Antrim County | Rural / Non-metro | $999,990 | Calculate → |
| Arenac County | Rural / Non-metro | $999,990 | Calculate → |
| Baraga County | Rural / Non-metro | $999,990 | Calculate → |
| Barry County | Rural / Non-metro | $999,990 | Calculate → |
| Bay County | Rural / Non-metro | $130,200 | Calculate → |
| Benzie County | Rural / Non-metro | $459,000 | Calculate → |
| Berrien County | Rural / Non-metro | $356,600 | Calculate → |
| Branch County | Rural / Non-metro | $177,400 | Calculate → |
| Calhoun County | Rural / Non-metro | $129,800 | Calculate → |
| Cass County | Rural / Non-metro | $437,800 | Calculate → |
| Charlevoix County | Rural / Non-metro | $999,990 | Calculate → |
| Cheboygan County | Rural / Non-metro | $999,990 | Calculate → |
| Chippewa County | Rural / Non-metro | $423,000 | Calculate → |
| Clare County | Rural / Non-metro | $999,990 | Calculate → |
| Clinton County | Rural / Non-metro | $296,200 | Calculate → |
| Crawford County | Rural / Non-metro | $999,990 | Calculate → |
| Delta County | Rural / Non-metro | $215,400 | Calculate → |
| Dickinson County | Rural / Non-metro | $270,200 | Calculate → |
| Eaton County | Rural / Non-metro | $296,200 | Calculate → |
| Emmet County | Rural / Non-metro | $999,990 | Calculate → |
| Genesee County | Rural / Non-metro | $224,200 | Calculate → |
| Gladwin County | Rural / Non-metro | $999,990 | Calculate → |
| Gogebic County | Rural / Non-metro | $999,990 | Calculate → |
| Grand Traverse County | Rural / Non-metro | $459,000 | Calculate → |
| Gratiot County | Rural / Non-metro | $109,400 | Calculate → |
| Hillsdale County | Rural / Non-metro | $258,800 | Calculate → |
| Houghton County | Rural / Non-metro | $263,400 | Calculate → |
| Huron County | Rural / Non-metro | $999,990 | Calculate → |
| Ingham County | Rural / Non-metro | $296,200 | Calculate → |
| Ionia County | Rural / Non-metro | $243,400 | Calculate → |
| Iosco County | Rural / Non-metro | $999,990 | Calculate → |
| Iron County | Rural / Non-metro | $999,990 | Calculate → |
| Isabella County | Rural / Non-metro | $343,800 | Calculate → |
| Jackson County | Rural / Non-metro | $271,000 | Calculate → |
| Kalamazoo County | Rural / Non-metro | $280,200 | Calculate → |
| Kalkaska County | Rural / Non-metro | $459,000 | Calculate → |
| Kent County | Rural / Non-metro | $243,400 | Calculate → |
| Keweenaw County | Rural / Non-metro | $263,400 | Calculate → |
| Lake County | Rural / Non-metro | $999,990 | Calculate → |
| Lapeer County | Rural / Non-metro | $198,204 | Calculate → |
| Leelanau County | Rural / Non-metro | $459,000 | Calculate → |
| Lenawee County | Rural / Non-metro | $103,000 | Calculate → |
| Livingston County | Rural / Non-metro | $198,204 | Calculate → |
| Luce County | Rural / Non-metro | $999,990 | Calculate → |
| Mackinac County | Rural / Non-metro | $999,990 | Calculate → |
| Macomb County | Rural / Non-metro | $198,204 | Calculate → |
| Manistee County | Rural / Non-metro | $999,990 | Calculate → |
| Marquette County | Rural / Non-metro | $321,000 | Calculate → |
| Mason County | Rural / Non-metro | $312,200 | Calculate → |
| Mecosta County | Rural / Non-metro | $136,600 | Calculate → |
| Menominee County | Rural / Non-metro | $319,400 | Calculate → |
| Midland County | Rural / Non-metro | $332,200 | Calculate → |
| Missaukee County | Rural / Non-metro | $156,200 | Calculate → |
| Monroe County | Rural / Non-metro | $337,800 | Calculate → |
| Montcalm County | Rural / Non-metro | $243,400 | Calculate → |
| Montmorency County | Rural / Non-metro | $999,990 | Calculate → |
| Muskegon County | Rural / Non-metro | $347,400 | Calculate → |
| Newaygo County | Rural / Non-metro | $999,990 | Calculate → |
| Oakland County | Rural / Non-metro | $198,204 | Calculate → |
| Oceana County | Rural / Non-metro | $999,990 | Calculate → |
| Ogemaw County | Rural / Non-metro | $999,990 | Calculate → |
| Ontonagon County | Rural / Non-metro | $999,990 | Calculate → |
| Osceola County | Rural / Non-metro | $999,990 | Calculate → |
| Oscoda County | Rural / Non-metro | $999,990 | Calculate → |
| Otsego County | Rural / Non-metro | $999,990 | Calculate → |
| Ottawa County | Rural / Non-metro | $243,400 | Calculate → |
| Presque Isle County | Rural / Non-metro | $999,990 | Calculate → |
| Roscommon County | Rural / Non-metro | $999,990 | Calculate → |
| Saginaw County | Rural / Non-metro | $409,800 | Calculate → |
| Sanilac County | Rural / Non-metro | $999,990 | Calculate → |
| Schoolcraft County | Rural / Non-metro | $999,990 | Calculate → |
| Shiawassee County | Rural / Non-metro | $296,200 | Calculate → |
| St. Clair County | Rural / Non-metro | $198,204 | Calculate → |
| St. Joseph County | Rural / Non-metro | $447,800 | Calculate → |
| Tuscola County | Rural / Non-metro | $999,990 | Calculate → |
| Van Buren County | Rural / Non-metro | $999,990 | Calculate → |
| Washtenaw County | Rural / Non-metro | $114,600 | Calculate → |
| Wayne County | Rural / Non-metro | $198,201 | Calculate → |
| Wexford County | Rural / Non-metro | $156,200 | Calculate → |