MI
FHA loan limit for Alger County, Michigan
High-cost area: HUD raises the cap to reflect local prices.
FHA Loan Eligibility
Alger County has a one-unit FHA limit of $999,990.
Loan Amount: $964,990
✅ Eligible for FHA financing.
Source and methodology
The value shown is the county one-unit FHA forward mortgage limit (standard FHA for purchase and refinance). HUD uses “forward” to distinguish these loans from reverse mortgages (HECM).
HUD dataset (CY2025): https://apps.hud.gov/pub/chums/cy2025-forward-limits.txt
Flood risk snapshot
FEMA National Risk Index score: 98 (Very High)
Per diem preview
GSA-style lodging: $210
Meals: $81