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FHA Loan Limits

FHA loan limits by county · Montana

56 counties (HUD forward mortgage limits).

CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.

Beaverhead County

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Rural / Non-metro$541,287

Big Horn County

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Rural / Non-metro$541,287

Blaine County

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Rural / Non-metro$541,287

Broadwater County

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HELENA, MT$541,287

Carbon County

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BILLINGS, MT$754,400

Carter County

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Rural / Non-metro$541,287

Cascade County

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GREAT FALLS, MT$541,287

Chouteau County

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Rural / Non-metro$541,287

Custer County

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Rural / Non-metro$541,287

Daniels County

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Rural / Non-metro$541,287

Dawson County

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Rural / Non-metro$541,287

Deer Lodge County

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Rural / Non-metro$541,287

Fallon County

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Rural / Non-metro$541,287

Fergus County

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Rural / Non-metro$541,287

Flathead County

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KALISPELL, MT$615,250

Gallatin County

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BOZEMAN, MT$718,750

Garfield County

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Rural / Non-metro$541,287

Glacier County

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Rural / Non-metro$541,287

Golden Valley County

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Rural / Non-metro$541,287

Granite County

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Rural / Non-metro$541,287

Hill County

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Rural / Non-metro$541,287

Jefferson County

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HELENA, MT$541,287

Judith Basin County

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Rural / Non-metro$541,287

Lake County

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Rural / Non-metro$541,287

Lewis And Clark County

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HELENA, MT$541,287

Liberty County

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Rural / Non-metro$541,287

Lincoln County

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Rural / Non-metro$541,287

Mccone County

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Rural / Non-metro$541,287

Madison County

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Rural / Non-metro$541,287

Meagher County

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Rural / Non-metro$541,287

Mineral County

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MISSOULA, MT$598,000

Missoula County

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MISSOULA, MT$598,000

Musselshell County

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Rural / Non-metro$541,287

Park County

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Rural / Non-metro$563,500

Petroleum County

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Rural / Non-metro$541,287

Phillips County

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Rural / Non-metro$541,287

Pondera County

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Rural / Non-metro$541,287

Powder River County

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Rural / Non-metro$541,287

Powell County

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Rural / Non-metro$541,287

Prairie County

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Rural / Non-metro$541,287

Ravalli County

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Rural / Non-metro$560,050

Richland County

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Rural / Non-metro$541,287

Roosevelt County

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Rural / Non-metro$541,287

Rosebud County

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Rural / Non-metro$541,287

Sanders County

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Rural / Non-metro$541,287

Sheridan County

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Rural / Non-metro$541,287

Silver Bow County

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BUTTE-SILVER BOW, MT$541,287

Stillwater County

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BILLINGS, MT$754,400

Sweet Grass County

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Rural / Non-metro$541,287

Teton County

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Rural / Non-metro$541,287

Toole County

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Rural / Non-metro$541,287

Treasure County

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Rural / Non-metro$541,287

Valley County

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Rural / Non-metro$541,287

Wheatland County

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Rural / Non-metro$541,287

Wibaux County

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Rural / Non-metro$541,287

Yellowstone County

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BILLINGS, MT$754,400
FHA one-unit forward mortgage limits · Montana
CountyMetro AreaOne-unit limitAction
Beaverhead CountyRural / Non-metro$541,287Calculate →
Big Horn CountyRural / Non-metro$541,287Calculate →
Blaine CountyRural / Non-metro$541,287Calculate →
Broadwater CountyHELENA, MT$541,287Calculate →
Carbon CountyBILLINGS, MT$754,400Calculate →
Carter CountyRural / Non-metro$541,287Calculate →
Cascade CountyGREAT FALLS, MT$541,287Calculate →
Chouteau CountyRural / Non-metro$541,287Calculate →
Custer CountyRural / Non-metro$541,287Calculate →
Daniels CountyRural / Non-metro$541,287Calculate →
Dawson CountyRural / Non-metro$541,287Calculate →
Deer Lodge CountyRural / Non-metro$541,287Calculate →
Fallon CountyRural / Non-metro$541,287Calculate →
Fergus CountyRural / Non-metro$541,287Calculate →
Flathead CountyKALISPELL, MT$615,250Calculate →
Gallatin CountyBOZEMAN, MT$718,750Calculate →
Garfield CountyRural / Non-metro$541,287Calculate →
Glacier CountyRural / Non-metro$541,287Calculate →
Golden Valley CountyRural / Non-metro$541,287Calculate →
Granite CountyRural / Non-metro$541,287Calculate →
Hill CountyRural / Non-metro$541,287Calculate →
Jefferson CountyHELENA, MT$541,287Calculate →
Judith Basin CountyRural / Non-metro$541,287Calculate →
Lake CountyRural / Non-metro$541,287Calculate →
Lewis And Clark CountyHELENA, MT$541,287Calculate →
Liberty CountyRural / Non-metro$541,287Calculate →
Lincoln CountyRural / Non-metro$541,287Calculate →
Mccone CountyRural / Non-metro$541,287Calculate →
Madison CountyRural / Non-metro$541,287Calculate →
Meagher CountyRural / Non-metro$541,287Calculate →
Mineral CountyMISSOULA, MT$598,000Calculate →
Missoula CountyMISSOULA, MT$598,000Calculate →
Musselshell CountyRural / Non-metro$541,287Calculate →
Park CountyRural / Non-metro$563,500Calculate →
Petroleum CountyRural / Non-metro$541,287Calculate →
Phillips CountyRural / Non-metro$541,287Calculate →
Pondera CountyRural / Non-metro$541,287Calculate →
Powder River CountyRural / Non-metro$541,287Calculate →
Powell CountyRural / Non-metro$541,287Calculate →
Prairie CountyRural / Non-metro$541,287Calculate →
Ravalli CountyRural / Non-metro$560,050Calculate →
Richland CountyRural / Non-metro$541,287Calculate →
Roosevelt CountyRural / Non-metro$541,287Calculate →
Rosebud CountyRural / Non-metro$541,287Calculate →
Sanders CountyRural / Non-metro$541,287Calculate →
Sheridan CountyRural / Non-metro$541,287Calculate →
Silver Bow CountyBUTTE-SILVER BOW, MT$541,287Calculate →
Stillwater CountyBILLINGS, MT$754,400Calculate →
Sweet Grass CountyRural / Non-metro$541,287Calculate →
Teton CountyRural / Non-metro$541,287Calculate →
Toole CountyRural / Non-metro$541,287Calculate →
Treasure CountyRural / Non-metro$541,287Calculate →
Valley CountyRural / Non-metro$541,287Calculate →
Wheatland CountyRural / Non-metro$541,287Calculate →
Wibaux CountyRural / Non-metro$541,287Calculate →
Yellowstone CountyBILLINGS, MT$754,400Calculate →

Government sources

  • U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits

    Dataset year
    2026 (CY2026)
    Effective
    January 1, 2026
    Retrieved
    December 12, 2025

    Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)

    https://apps.hud.gov/pub/chums/cy2026-forward-limits.txt