FHA Loan Limits
FHA loan limits by county · Maine
16 counties (HUD forward mortgage limits).
CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.
Androscoggin County
View →LEWISTON-AUBURN, ME$541,287
Aroostook County
View →Rural / Non-metro$541,287
Cumberland County
View →PORTLAND-SOUTH PORTLAND,…$615,250
Franklin County
View →Rural / Non-metro$541,287
Hancock County
View →Rural / Non-metro$541,287
Kennebec County
View →AUGUSTA-WATERVILLE, ME$541,287
Knox County
View →Rural / Non-metro$541,287
Lincoln County
View →Rural / Non-metro$541,287
Oxford County
View →Rural / Non-metro$541,287
Penobscot County
View →BANGOR, ME$541,287
Piscataquis County
View →Rural / Non-metro$541,287
Sagadahoc County
View →PORTLAND-SOUTH PORTLAND,…$615,250
Somerset County
View →Rural / Non-metro$541,287
Waldo County
View →Rural / Non-metro$541,287
Washington County
View →Rural / Non-metro$541,287
York County
View →PORTLAND-SOUTH PORTLAND,…$615,250
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| Androscoggin County | LEWISTON-AUBURN, ME | $541,287 | Calculate → |
| Aroostook County | Rural / Non-metro | $541,287 | Calculate → |
| Cumberland County | PORTLAND-SOUTH PORTLAND, ME | $615,250 | Calculate → |
| Franklin County | Rural / Non-metro | $541,287 | Calculate → |
| Hancock County | Rural / Non-metro | $541,287 | Calculate → |
| Kennebec County | AUGUSTA-WATERVILLE, ME | $541,287 | Calculate → |
| Knox County | Rural / Non-metro | $541,287 | Calculate → |
| Lincoln County | Rural / Non-metro | $541,287 | Calculate → |
| Oxford County | Rural / Non-metro | $541,287 | Calculate → |
| Penobscot County | BANGOR, ME | $541,287 | Calculate → |
| Piscataquis County | Rural / Non-metro | $541,287 | Calculate → |
| Sagadahoc County | PORTLAND-SOUTH PORTLAND, ME | $615,250 | Calculate → |
| Somerset County | Rural / Non-metro | $541,287 | Calculate → |
| Waldo County | Rural / Non-metro | $541,287 | Calculate → |
| Washington County | Rural / Non-metro | $541,287 | Calculate → |
| York County | PORTLAND-SOUTH PORTLAND, ME | $615,250 | Calculate → |
Government sources
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)