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FHA Loan Limits

FHA loan limits by county · Alabama

67 counties (HUD forward mortgage limits).

CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.

Autauga County

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MONTGOMERY, AL$541,287

Baldwin County

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DAPHNE-FAIRHOPE-FOLEY, A…$541,287

Barbour County

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EUFAULA, AL-GA$541,287

Bibb County

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BIRMINGHAM, AL$541,287

Blount County

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BIRMINGHAM, AL$541,287

Bullock County

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Rural / Non-metro$541,287

Butler County

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Rural / Non-metro$541,287

Calhoun County

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ANNISTON-OXFORD, AL$541,287

Chambers County

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LAGRANGE, GA-AL$541,287

Cherokee County

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Rural / Non-metro$541,287

Chilton County

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BIRMINGHAM, AL$541,287

Choctaw County

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Rural / Non-metro$541,287

Clarke County

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Rural / Non-metro$541,287

Clay County

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Rural / Non-metro$541,287

Cleburne County

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Rural / Non-metro$541,287

Coffee County

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ENTERPRISE, AL$541,287

Colbert County

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FLORENCE-MUSCLE SHOALS, …$541,287

Conecuh County

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Rural / Non-metro$541,287

Coosa County

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TALLADEGA-SYLACAUGA, AL$541,287

Covington County

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Rural / Non-metro$541,287

Crenshaw County

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Rural / Non-metro$541,287

Cullman County

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CULLMAN, AL$541,287

Dale County

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OZARK, AL$541,287

Dallas County

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SELMA, AL$541,287

Dekalb County

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FORT PAYNE, AL$541,287

Elmore County

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MONTGOMERY, AL$541,287

Escambia County

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Rural / Non-metro$541,287

Etowah County

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GADSDEN, AL$541,287

Fayette County

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Rural / Non-metro$541,287

Franklin County

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RUSSELLVILLE, AL$541,287

Geneva County

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DOTHAN, AL$541,287

Greene County

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TUSCALOOSA, AL$541,287

Hale County

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TUSCALOOSA, AL$541,287

Henry County

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DOTHAN, AL$541,287

Houston County

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DOTHAN, AL$541,287

Jackson County

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SCOTTSBORO, AL$541,287

Jefferson County

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BIRMINGHAM, AL$541,287

Lamar County

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Rural / Non-metro$541,287

Lauderdale County

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FLORENCE-MUSCLE SHOALS, …$541,287

Lawrence County

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DECATUR, AL$541,287

Lee County

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AUBURN-OPELIKA, AL$541,287

Limestone County

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HUNTSVILLE, AL$541,287

Lowndes County

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MONTGOMERY, AL$541,287

Macon County

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AUBURN-OPELIKA, AL$541,287

Madison County

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HUNTSVILLE, AL$541,287

Marengo County

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Rural / Non-metro$541,287

Marion County

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Rural / Non-metro$541,287

Marshall County

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ALBERTVILLE, AL$541,287

Mobile County

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MOBILE, AL$541,287

Monroe County

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Rural / Non-metro$541,287

Montgomery County

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MONTGOMERY, AL$541,287

Morgan County

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DECATUR, AL$541,287

Perry County

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Rural / Non-metro$541,287

Pickens County

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TUSCALOOSA, AL$541,287

Pike County

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TROY, AL$541,287

Randolph County

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Rural / Non-metro$541,287

Russell County

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COLUMBUS, GA-AL$541,287

St. Clair County

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BIRMINGHAM, AL$541,287

Shelby County

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BIRMINGHAM, AL$541,287

Sumter County

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Rural / Non-metro$541,287

Talladega County

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TALLADEGA-SYLACAUGA, AL$541,287

Tallapoosa County

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ALEXANDER CITY, AL$541,287

Tuscaloosa County

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TUSCALOOSA, AL$541,287

Walker County

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BIRMINGHAM, AL$541,287

Washington County

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Rural / Non-metro$541,287

Wilcox County

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Rural / Non-metro$541,287

Winston County

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Rural / Non-metro$541,287
FHA one-unit forward mortgage limits · Alabama
CountyMetro AreaOne-unit limitAction
Autauga CountyMONTGOMERY, AL$541,287Calculate →
Baldwin CountyDAPHNE-FAIRHOPE-FOLEY, AL$541,287Calculate →
Barbour CountyEUFAULA, AL-GA$541,287Calculate →
Bibb CountyBIRMINGHAM, AL$541,287Calculate →
Blount CountyBIRMINGHAM, AL$541,287Calculate →
Bullock CountyRural / Non-metro$541,287Calculate →
Butler CountyRural / Non-metro$541,287Calculate →
Calhoun CountyANNISTON-OXFORD, AL$541,287Calculate →
Chambers CountyLAGRANGE, GA-AL$541,287Calculate →
Cherokee CountyRural / Non-metro$541,287Calculate →
Chilton CountyBIRMINGHAM, AL$541,287Calculate →
Choctaw CountyRural / Non-metro$541,287Calculate →
Clarke CountyRural / Non-metro$541,287Calculate →
Clay CountyRural / Non-metro$541,287Calculate →
Cleburne CountyRural / Non-metro$541,287Calculate →
Coffee CountyENTERPRISE, AL$541,287Calculate →
Colbert CountyFLORENCE-MUSCLE SHOALS, AL$541,287Calculate →
Conecuh CountyRural / Non-metro$541,287Calculate →
Coosa CountyTALLADEGA-SYLACAUGA, AL$541,287Calculate →
Covington CountyRural / Non-metro$541,287Calculate →
Crenshaw CountyRural / Non-metro$541,287Calculate →
Cullman CountyCULLMAN, AL$541,287Calculate →
Dale CountyOZARK, AL$541,287Calculate →
Dallas CountySELMA, AL$541,287Calculate →
Dekalb CountyFORT PAYNE, AL$541,287Calculate →
Elmore CountyMONTGOMERY, AL$541,287Calculate →
Escambia CountyRural / Non-metro$541,287Calculate →
Etowah CountyGADSDEN, AL$541,287Calculate →
Fayette CountyRural / Non-metro$541,287Calculate →
Franklin CountyRUSSELLVILLE, AL$541,287Calculate →
Geneva CountyDOTHAN, AL$541,287Calculate →
Greene CountyTUSCALOOSA, AL$541,287Calculate →
Hale CountyTUSCALOOSA, AL$541,287Calculate →
Henry CountyDOTHAN, AL$541,287Calculate →
Houston CountyDOTHAN, AL$541,287Calculate →
Jackson CountySCOTTSBORO, AL$541,287Calculate →
Jefferson CountyBIRMINGHAM, AL$541,287Calculate →
Lamar CountyRural / Non-metro$541,287Calculate →
Lauderdale CountyFLORENCE-MUSCLE SHOALS, AL$541,287Calculate →
Lawrence CountyDECATUR, AL$541,287Calculate →
Lee CountyAUBURN-OPELIKA, AL$541,287Calculate →
Limestone CountyHUNTSVILLE, AL$541,287Calculate →
Lowndes CountyMONTGOMERY, AL$541,287Calculate →
Macon CountyAUBURN-OPELIKA, AL$541,287Calculate →
Madison CountyHUNTSVILLE, AL$541,287Calculate →
Marengo CountyRural / Non-metro$541,287Calculate →
Marion CountyRural / Non-metro$541,287Calculate →
Marshall CountyALBERTVILLE, AL$541,287Calculate →
Mobile CountyMOBILE, AL$541,287Calculate →
Monroe CountyRural / Non-metro$541,287Calculate →
Montgomery CountyMONTGOMERY, AL$541,287Calculate →
Morgan CountyDECATUR, AL$541,287Calculate →
Perry CountyRural / Non-metro$541,287Calculate →
Pickens CountyTUSCALOOSA, AL$541,287Calculate →
Pike CountyTROY, AL$541,287Calculate →
Randolph CountyRural / Non-metro$541,287Calculate →
Russell CountyCOLUMBUS, GA-AL$541,287Calculate →
St. Clair CountyBIRMINGHAM, AL$541,287Calculate →
Shelby CountyBIRMINGHAM, AL$541,287Calculate →
Sumter CountyRural / Non-metro$541,287Calculate →
Talladega CountyTALLADEGA-SYLACAUGA, AL$541,287Calculate →
Tallapoosa CountyALEXANDER CITY, AL$541,287Calculate →
Tuscaloosa CountyTUSCALOOSA, AL$541,287Calculate →
Walker CountyBIRMINGHAM, AL$541,287Calculate →
Washington CountyRural / Non-metro$541,287Calculate →
Wilcox CountyRural / Non-metro$541,287Calculate →
Winston CountyRural / Non-metro$541,287Calculate →

Government sources

  • U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits

    Dataset year
    2026 (CY2026)
    Effective
    January 1, 2026
    Retrieved
    December 12, 2025

    Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)

    https://apps.hud.gov/pub/chums/cy2026-forward-limits.txt