FHA Loan Limits
FHA loan limits by county · New York
62 counties (HUD forward mortgage limits).
Albany County
View →Rural / Non-metro$105,800
Allegany County
View →Rural / Non-metro$999,990
Bronx County
View →Rural / Non-metro$356,203
Broome County
View →Rural / Non-metro$137,800
Cattaraugus County
View →Rural / Non-metro$364,600
Cayuga County
View →Rural / Non-metro$121,800
Chautauqua County
View →Rural / Non-metro$274,600
Chemung County
View →Rural / Non-metro$213,000
Chenango County
View →Rural / Non-metro$999,990
Clinton County
View →Rural / Non-metro$384,600
Columbia County
View →Rural / Non-metro$264,600
Cortland County
View →Rural / Non-metro$186,600
Delaware County
View →Rural / Non-metro$999,990
Dutchess County
View →Rural / Non-metro$391,000
Erie County
View →Rural / Non-metro$153,800
Essex County
View →Rural / Non-metro$999,990
Franklin County
View →Rural / Non-metro$316,600
Fulton County
View →Rural / Non-metro$241,000
Genesee County
View →Rural / Non-metro$128,600
Greene County
View →Rural / Non-metro$999,990
Hamilton County
View →Rural / Non-metro$999,990
Herkimer County
View →Rural / Non-metro$465,400
Jefferson County
View →Rural / Non-metro$480,600
Kings County
View →Rural / Non-metro$356,203
Lewis County
View →Rural / Non-metro$999,990
Livingston County
View →Rural / Non-metro$403,800
Madison County
View →Rural / Non-metro$450,600
Monroe County
View →Rural / Non-metro$403,800
Montgomery County
View →Rural / Non-metro$112,200
Nassau County
View →Rural / Non-metro$356,203
New York County
View →Rural / Non-metro$356,203
Niagara County
View →Rural / Non-metro$153,800
Oneida County
View →Rural / Non-metro$465,400
Onondaga County
View →Rural / Non-metro$450,600
Ontario County
View →Rural / Non-metro$403,800
Orange County
View →Rural / Non-metro$391,000
Orleans County
View →Rural / Non-metro$403,800
Oswego County
View →Rural / Non-metro$450,600
Otsego County
View →Rural / Non-metro$365,800
Putnam County
View →Rural / Non-metro$356,203
Queens County
View →Rural / Non-metro$356,203
Rensselaer County
View →Rural / Non-metro$105,800
Richmond County
View →Rural / Non-metro$356,203
Rockland County
View →Rural / Non-metro$356,203
Saratoga County
View →Rural / Non-metro$105,800
Schenectady County
View →Rural / Non-metro$105,800
Schoharie County
View →Rural / Non-metro$105,800
Schuyler County
View →Rural / Non-metro$999,990
Seneca County
View →Rural / Non-metro$429,000
St. Lawrence County
View →Rural / Non-metro$363,000
Steuben County
View →Rural / Non-metro$185,000
Suffolk County
View →Rural / Non-metro$356,203
Sullivan County
View →Rural / Non-metro$999,990
Tioga County
View →Rural / Non-metro$137,800
Tompkins County
View →Rural / Non-metro$270,600
Ulster County
View →Rural / Non-metro$287,400
Warren County
View →Rural / Non-metro$240,200
Washington County
View →Rural / Non-metro$240,200
Wayne County
View →Rural / Non-metro$403,800
Westchester County
View →Rural / Non-metro$356,203
Wyoming County
View →Rural / Non-metro$999,990
Yates County
View →Rural / Non-metro$403,800
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| Albany County | Rural / Non-metro | $105,800 | Calculate → |
| Allegany County | Rural / Non-metro | $999,990 | Calculate → |
| Bronx County | Rural / Non-metro | $356,203 | Calculate → |
| Broome County | Rural / Non-metro | $137,800 | Calculate → |
| Cattaraugus County | Rural / Non-metro | $364,600 | Calculate → |
| Cayuga County | Rural / Non-metro | $121,800 | Calculate → |
| Chautauqua County | Rural / Non-metro | $274,600 | Calculate → |
| Chemung County | Rural / Non-metro | $213,000 | Calculate → |
| Chenango County | Rural / Non-metro | $999,990 | Calculate → |
| Clinton County | Rural / Non-metro | $384,600 | Calculate → |
| Columbia County | Rural / Non-metro | $264,600 | Calculate → |
| Cortland County | Rural / Non-metro | $186,600 | Calculate → |
| Delaware County | Rural / Non-metro | $999,990 | Calculate → |
| Dutchess County | Rural / Non-metro | $391,000 | Calculate → |
| Erie County | Rural / Non-metro | $153,800 | Calculate → |
| Essex County | Rural / Non-metro | $999,990 | Calculate → |
| Franklin County | Rural / Non-metro | $316,600 | Calculate → |
| Fulton County | Rural / Non-metro | $241,000 | Calculate → |
| Genesee County | Rural / Non-metro | $128,600 | Calculate → |
| Greene County | Rural / Non-metro | $999,990 | Calculate → |
| Hamilton County | Rural / Non-metro | $999,990 | Calculate → |
| Herkimer County | Rural / Non-metro | $465,400 | Calculate → |
| Jefferson County | Rural / Non-metro | $480,600 | Calculate → |
| Kings County | Rural / Non-metro | $356,203 | Calculate → |
| Lewis County | Rural / Non-metro | $999,990 | Calculate → |
| Livingston County | Rural / Non-metro | $403,800 | Calculate → |
| Madison County | Rural / Non-metro | $450,600 | Calculate → |
| Monroe County | Rural / Non-metro | $403,800 | Calculate → |
| Montgomery County | Rural / Non-metro | $112,200 | Calculate → |
| Nassau County | Rural / Non-metro | $356,203 | Calculate → |
| New York County | Rural / Non-metro | $356,203 | Calculate → |
| Niagara County | Rural / Non-metro | $153,800 | Calculate → |
| Oneida County | Rural / Non-metro | $465,400 | Calculate → |
| Onondaga County | Rural / Non-metro | $450,600 | Calculate → |
| Ontario County | Rural / Non-metro | $403,800 | Calculate → |
| Orange County | Rural / Non-metro | $391,000 | Calculate → |
| Orleans County | Rural / Non-metro | $403,800 | Calculate → |
| Oswego County | Rural / Non-metro | $450,600 | Calculate → |
| Otsego County | Rural / Non-metro | $365,800 | Calculate → |
| Putnam County | Rural / Non-metro | $356,203 | Calculate → |
| Queens County | Rural / Non-metro | $356,203 | Calculate → |
| Rensselaer County | Rural / Non-metro | $105,800 | Calculate → |
| Richmond County | Rural / Non-metro | $356,203 | Calculate → |
| Rockland County | Rural / Non-metro | $356,203 | Calculate → |
| Saratoga County | Rural / Non-metro | $105,800 | Calculate → |
| Schenectady County | Rural / Non-metro | $105,800 | Calculate → |
| Schoharie County | Rural / Non-metro | $105,800 | Calculate → |
| Schuyler County | Rural / Non-metro | $999,990 | Calculate → |
| Seneca County | Rural / Non-metro | $429,000 | Calculate → |
| St. Lawrence County | Rural / Non-metro | $363,000 | Calculate → |
| Steuben County | Rural / Non-metro | $185,000 | Calculate → |
| Suffolk County | Rural / Non-metro | $356,203 | Calculate → |
| Sullivan County | Rural / Non-metro | $999,990 | Calculate → |
| Tioga County | Rural / Non-metro | $137,800 | Calculate → |
| Tompkins County | Rural / Non-metro | $270,600 | Calculate → |
| Ulster County | Rural / Non-metro | $287,400 | Calculate → |
| Warren County | Rural / Non-metro | $240,200 | Calculate → |
| Washington County | Rural / Non-metro | $240,200 | Calculate → |
| Wayne County | Rural / Non-metro | $403,800 | Calculate → |
| Westchester County | Rural / Non-metro | $356,203 | Calculate → |
| Wyoming County | Rural / Non-metro | $999,990 | Calculate → |
| Yates County | Rural / Non-metro | $403,800 | Calculate → |