FHA Loan Limits
FHA loan limits by county · South Carolina
46 counties (HUD forward mortgage limits).
CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.
Abbeville County
View →GREENWOOD, SC$541,287
Aiken County
View →AUGUSTA-RICHMOND COUNTY,…$541,287
Allendale County
View →Rural / Non-metro$541,287
Anderson County
View →GREENVILLE-ANDERSON-GREE…$541,287
Bamberg County
View →Rural / Non-metro$541,287
Barnwell County
View →Rural / Non-metro$541,287
Beaufort County
View →HILTON HEAD ISLAND-BLUFF…$638,250
Berkeley County
View →CHARLESTON-NORTH CHARLES…$690,000
Calhoun County
View →COLUMBIA, SC$541,287
Charleston County
View →CHARLESTON-NORTH CHARLES…$690,000
Cherokee County
View →GAFFNEY, SC$541,287
Chester County
View →CHARLOTTE-CONCORD-GASTON…$541,287
Chesterfield County
View →Rural / Non-metro$541,287
Clarendon County
View →Rural / Non-metro$541,287
Colleton County
View →Rural / Non-metro$541,287
Darlington County
View →FLORENCE, SC$541,287
Dillon County
View →Rural / Non-metro$541,287
Dorchester County
View →CHARLESTON-NORTH CHARLES…$690,000
Edgefield County
View →AUGUSTA-RICHMOND COUNTY,…$541,287
Fairfield County
View →COLUMBIA, SC$541,287
Florence County
View →FLORENCE, SC$541,287
Georgetown County
View →MURRELLS INLET, SC$541,287
Greenville County
View →GREENVILLE-ANDERSON-GREE…$541,287
Greenwood County
View →GREENWOOD, SC$541,287
Hampton County
View →Rural / Non-metro$541,287
Horry County
View →MYRTLE BEACH-CONWAY-NORT…$541,287
Jasper County
View →HILTON HEAD ISLAND-BLUFF…$638,250
Kershaw County
View →COLUMBIA, SC$541,287
Lancaster County
View →CHARLOTTE-CONCORD-GASTON…$541,287
Laurens County
View →GREENVILLE-ANDERSON-GREE…$541,287
Lee County
View →Rural / Non-metro$541,287
Lexington County
View →COLUMBIA, SC$541,287
Mccormick County
View →Rural / Non-metro$541,287
Marion County
View →Rural / Non-metro$541,287
Marlboro County
View →Rural / Non-metro$541,287
Newberry County
View →NEWBERRY, SC$541,287
Oconee County
View →SENECA, SC$541,287
Orangeburg County
View →ORANGEBURG, SC$541,287
Pickens County
View →GREENVILLE-ANDERSON-GREE…$541,287
Richland County
View →COLUMBIA, SC$541,287
Saluda County
View →COLUMBIA, SC$541,287
Spartanburg County
View →SPARTANBURG, SC$541,287
Sumter County
View →SUMTER, SC$541,287
Union County
View →SPARTANBURG, SC$541,287
Williamsburg County
View →Rural / Non-metro$541,287
York County
View →CHARLOTTE-CONCORD-GASTON…$541,287
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| Abbeville County | GREENWOOD, SC | $541,287 | Calculate → |
| Aiken County | AUGUSTA-RICHMOND COUNTY, GA-SC | $541,287 | Calculate → |
| Allendale County | Rural / Non-metro | $541,287 | Calculate → |
| Anderson County | GREENVILLE-ANDERSON-GREER, SC | $541,287 | Calculate → |
| Bamberg County | Rural / Non-metro | $541,287 | Calculate → |
| Barnwell County | Rural / Non-metro | $541,287 | Calculate → |
| Beaufort County | HILTON HEAD ISLAND-BLUFFTON-PORT ROYAL, SC | $638,250 | Calculate → |
| Berkeley County | CHARLESTON-NORTH CHARLESTON, SC | $690,000 | Calculate → |
| Calhoun County | COLUMBIA, SC | $541,287 | Calculate → |
| Charleston County | CHARLESTON-NORTH CHARLESTON, SC | $690,000 | Calculate → |
| Cherokee County | GAFFNEY, SC | $541,287 | Calculate → |
| Chester County | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $541,287 | Calculate → |
| Chesterfield County | Rural / Non-metro | $541,287 | Calculate → |
| Clarendon County | Rural / Non-metro | $541,287 | Calculate → |
| Colleton County | Rural / Non-metro | $541,287 | Calculate → |
| Darlington County | FLORENCE, SC | $541,287 | Calculate → |
| Dillon County | Rural / Non-metro | $541,287 | Calculate → |
| Dorchester County | CHARLESTON-NORTH CHARLESTON, SC | $690,000 | Calculate → |
| Edgefield County | AUGUSTA-RICHMOND COUNTY, GA-SC | $541,287 | Calculate → |
| Fairfield County | COLUMBIA, SC | $541,287 | Calculate → |
| Florence County | FLORENCE, SC | $541,287 | Calculate → |
| Georgetown County | MURRELLS INLET, SC | $541,287 | Calculate → |
| Greenville County | GREENVILLE-ANDERSON-GREER, SC | $541,287 | Calculate → |
| Greenwood County | GREENWOOD, SC | $541,287 | Calculate → |
| Hampton County | Rural / Non-metro | $541,287 | Calculate → |
| Horry County | MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | $541,287 | Calculate → |
| Jasper County | HILTON HEAD ISLAND-BLUFFTON-PORT ROYAL, SC | $638,250 | Calculate → |
| Kershaw County | COLUMBIA, SC | $541,287 | Calculate → |
| Lancaster County | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $541,287 | Calculate → |
| Laurens County | GREENVILLE-ANDERSON-GREER, SC | $541,287 | Calculate → |
| Lee County | Rural / Non-metro | $541,287 | Calculate → |
| Lexington County | COLUMBIA, SC | $541,287 | Calculate → |
| Mccormick County | Rural / Non-metro | $541,287 | Calculate → |
| Marion County | Rural / Non-metro | $541,287 | Calculate → |
| Marlboro County | Rural / Non-metro | $541,287 | Calculate → |
| Newberry County | NEWBERRY, SC | $541,287 | Calculate → |
| Oconee County | SENECA, SC | $541,287 | Calculate → |
| Orangeburg County | ORANGEBURG, SC | $541,287 | Calculate → |
| Pickens County | GREENVILLE-ANDERSON-GREER, SC | $541,287 | Calculate → |
| Richland County | COLUMBIA, SC | $541,287 | Calculate → |
| Saluda County | COLUMBIA, SC | $541,287 | Calculate → |
| Spartanburg County | SPARTANBURG, SC | $541,287 | Calculate → |
| Sumter County | SUMTER, SC | $541,287 | Calculate → |
| Union County | SPARTANBURG, SC | $541,287 | Calculate → |
| Williamsburg County | Rural / Non-metro | $541,287 | Calculate → |
| York County | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $541,287 | Calculate → |
Government sources
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)