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FHA Loan Limits

FHA loan limits by county · Oklahoma

77 counties (HUD forward mortgage limits).

CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.

Adair County

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Rural / Non-metro$541,287

Alfalfa County

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Rural / Non-metro$541,287

Atoka County

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Rural / Non-metro$541,287

Beaver County

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Rural / Non-metro$541,287

Beckham County

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ELK CITY, OK$541,287

Blaine County

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Rural / Non-metro$541,287

Bryan County

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DURANT, OK$541,287

Caddo County

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Rural / Non-metro$541,287

Canadian County

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OKLAHOMA CITY, OK$541,287

Carter County

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ARDMORE, OK$541,287

Cherokee County

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TAHLEQUAH, OK$541,287

Choctaw County

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Rural / Non-metro$541,287

Cimarron County

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Rural / Non-metro$541,287

Cleveland County

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OKLAHOMA CITY, OK$541,287

Coal County

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Rural / Non-metro$541,287

Comanche County

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LAWTON, OK$541,287

Cotton County

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LAWTON, OK$541,287

Craig County

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Rural / Non-metro$541,287

Creek County

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TULSA, OK$541,287

Custer County

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WEATHERFORD, OK$541,287

Delaware County

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Rural / Non-metro$541,287

Dewey County

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Rural / Non-metro$541,287

Ellis County

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Rural / Non-metro$541,287

Garfield County

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ENID, OK$541,287

Garvin County

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Rural / Non-metro$541,287

Grady County

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OKLAHOMA CITY, OK$541,287

Grant County

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Rural / Non-metro$541,287

Greer County

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Rural / Non-metro$541,287

Harmon County

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Rural / Non-metro$541,287

Harper County

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Rural / Non-metro$541,287

Haskell County

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Rural / Non-metro$541,287

Hughes County

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Rural / Non-metro$541,287

Jackson County

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ALTUS, OK$541,287

Jefferson County

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Rural / Non-metro$541,287

Johnston County

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Rural / Non-metro$541,287

Kay County

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PONCA CITY, OK$541,287

Kingfisher County

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Rural / Non-metro$541,287

Kiowa County

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Rural / Non-metro$541,287

Latimer County

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Rural / Non-metro$541,287

Le Flore County

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Rural / Non-metro$541,287

Lincoln County

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OKLAHOMA CITY, OK$541,287

Logan County

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OKLAHOMA CITY, OK$541,287

Love County

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Rural / Non-metro$541,287

Mcclain County

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OKLAHOMA CITY, OK$541,287

Mccurtain County

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Rural / Non-metro$541,287

Mcintosh County

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Rural / Non-metro$541,287

Major County

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Rural / Non-metro$541,287

Marshall County

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Rural / Non-metro$541,287

Mayes County

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Rural / Non-metro$541,287

Murray County

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Rural / Non-metro$541,287

Muskogee County

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MUSKOGEE, OK$541,287

Noble County

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Rural / Non-metro$541,287

Nowata County

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Rural / Non-metro$541,287

Okfuskee County

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Rural / Non-metro$541,287

Oklahoma County

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OKLAHOMA CITY, OK$541,287

Okmulgee County

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TULSA, OK$541,287

Osage County

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TULSA, OK$541,287

Ottawa County

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MIAMI, OK$541,287

Pawnee County

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TULSA, OK$541,287

Payne County

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STILLWATER, OK$541,287

Pittsburg County

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MCALESTER, OK$541,287

Pontotoc County

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ADA, OK$541,287

Pottawatomie County

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SHAWNEE, OK$541,287

Pushmataha County

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Rural / Non-metro$541,287

Roger Mills County

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Rural / Non-metro$541,287

Rogers County

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TULSA, OK$541,287

Seminole County

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Rural / Non-metro$541,287

Sequoyah County

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FORT SMITH, AR-OK$541,287

Stephens County

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DUNCAN, OK$541,287

Texas County

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GUYMON, OK$541,287

Tillman County

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Rural / Non-metro$541,287

Tulsa County

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TULSA, OK$541,287

Wagoner County

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TULSA, OK$541,287

Washington County

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BARTLESVILLE, OK$541,287

Washita County

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WEATHERFORD, OK$541,287

Woods County

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Rural / Non-metro$541,287

Woodward County

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WOODWARD, OK$541,287
FHA one-unit forward mortgage limits · Oklahoma
CountyMetro AreaOne-unit limitAction
Adair CountyRural / Non-metro$541,287Calculate →
Alfalfa CountyRural / Non-metro$541,287Calculate →
Atoka CountyRural / Non-metro$541,287Calculate →
Beaver CountyRural / Non-metro$541,287Calculate →
Beckham CountyELK CITY, OK$541,287Calculate →
Blaine CountyRural / Non-metro$541,287Calculate →
Bryan CountyDURANT, OK$541,287Calculate →
Caddo CountyRural / Non-metro$541,287Calculate →
Canadian CountyOKLAHOMA CITY, OK$541,287Calculate →
Carter CountyARDMORE, OK$541,287Calculate →
Cherokee CountyTAHLEQUAH, OK$541,287Calculate →
Choctaw CountyRural / Non-metro$541,287Calculate →
Cimarron CountyRural / Non-metro$541,287Calculate →
Cleveland CountyOKLAHOMA CITY, OK$541,287Calculate →
Coal CountyRural / Non-metro$541,287Calculate →
Comanche CountyLAWTON, OK$541,287Calculate →
Cotton CountyLAWTON, OK$541,287Calculate →
Craig CountyRural / Non-metro$541,287Calculate →
Creek CountyTULSA, OK$541,287Calculate →
Custer CountyWEATHERFORD, OK$541,287Calculate →
Delaware CountyRural / Non-metro$541,287Calculate →
Dewey CountyRural / Non-metro$541,287Calculate →
Ellis CountyRural / Non-metro$541,287Calculate →
Garfield CountyENID, OK$541,287Calculate →
Garvin CountyRural / Non-metro$541,287Calculate →
Grady CountyOKLAHOMA CITY, OK$541,287Calculate →
Grant CountyRural / Non-metro$541,287Calculate →
Greer CountyRural / Non-metro$541,287Calculate →
Harmon CountyRural / Non-metro$541,287Calculate →
Harper CountyRural / Non-metro$541,287Calculate →
Haskell CountyRural / Non-metro$541,287Calculate →
Hughes CountyRural / Non-metro$541,287Calculate →
Jackson CountyALTUS, OK$541,287Calculate →
Jefferson CountyRural / Non-metro$541,287Calculate →
Johnston CountyRural / Non-metro$541,287Calculate →
Kay CountyPONCA CITY, OK$541,287Calculate →
Kingfisher CountyRural / Non-metro$541,287Calculate →
Kiowa CountyRural / Non-metro$541,287Calculate →
Latimer CountyRural / Non-metro$541,287Calculate →
Le Flore CountyRural / Non-metro$541,287Calculate →
Lincoln CountyOKLAHOMA CITY, OK$541,287Calculate →
Logan CountyOKLAHOMA CITY, OK$541,287Calculate →
Love CountyRural / Non-metro$541,287Calculate →
Mcclain CountyOKLAHOMA CITY, OK$541,287Calculate →
Mccurtain CountyRural / Non-metro$541,287Calculate →
Mcintosh CountyRural / Non-metro$541,287Calculate →
Major CountyRural / Non-metro$541,287Calculate →
Marshall CountyRural / Non-metro$541,287Calculate →
Mayes CountyRural / Non-metro$541,287Calculate →
Murray CountyRural / Non-metro$541,287Calculate →
Muskogee CountyMUSKOGEE, OK$541,287Calculate →
Noble CountyRural / Non-metro$541,287Calculate →
Nowata CountyRural / Non-metro$541,287Calculate →
Okfuskee CountyRural / Non-metro$541,287Calculate →
Oklahoma CountyOKLAHOMA CITY, OK$541,287Calculate →
Okmulgee CountyTULSA, OK$541,287Calculate →
Osage CountyTULSA, OK$541,287Calculate →
Ottawa CountyMIAMI, OK$541,287Calculate →
Pawnee CountyTULSA, OK$541,287Calculate →
Payne CountySTILLWATER, OK$541,287Calculate →
Pittsburg CountyMCALESTER, OK$541,287Calculate →
Pontotoc CountyADA, OK$541,287Calculate →
Pottawatomie CountySHAWNEE, OK$541,287Calculate →
Pushmataha CountyRural / Non-metro$541,287Calculate →
Roger Mills CountyRural / Non-metro$541,287Calculate →
Rogers CountyTULSA, OK$541,287Calculate →
Seminole CountyRural / Non-metro$541,287Calculate →
Sequoyah CountyFORT SMITH, AR-OK$541,287Calculate →
Stephens CountyDUNCAN, OK$541,287Calculate →
Texas CountyGUYMON, OK$541,287Calculate →
Tillman CountyRural / Non-metro$541,287Calculate →
Tulsa CountyTULSA, OK$541,287Calculate →
Wagoner CountyTULSA, OK$541,287Calculate →
Washington CountyBARTLESVILLE, OK$541,287Calculate →
Washita CountyWEATHERFORD, OK$541,287Calculate →
Woods CountyRural / Non-metro$541,287Calculate →
Woodward CountyWOODWARD, OK$541,287Calculate →

Government sources

  • U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits

    Dataset year
    2026 (CY2026)
    Effective
    January 1, 2026
    Retrieved
    December 12, 2025

    Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)

    https://apps.hud.gov/pub/chums/cy2026-forward-limits.txt