OK
FHA loan limit for Pontotoc County, Oklahoma
Standard area: the FHA floor limit applies for this county.
FHA Loan Eligibility
Pontotoc County has a one-unit FHA limit of $102,200.
Loan Amount: $98,623
✅ Eligible for FHA financing.
Source and methodology
The value shown is the county one-unit FHA forward mortgage limit (standard FHA for purchase and refinance). HUD uses “forward” to distinguish these loans from reverse mortgages (HECM).
HUD dataset (CY2025): https://apps.hud.gov/pub/chums/cy2025-forward-limits.txt
Flood risk snapshot
FEMA National Risk Index score: 20 (Low)
Per diem preview
GSA-style lodging: $134
Meals: $59