FHA Loan Limits
FHA loan limits by county · North Carolina
100 counties (HUD forward mortgage limits).
Alamance County
View →Rural / Non-metro$155,000
Alexander County
View →Rural / Non-metro$258,600
Alleghany County
View →Rural / Non-metro$999,990
Anson County
View →Rural / Non-metro$167,400
Ashe County
View →Rural / Non-metro$999,990
Avery County
View →Rural / Non-metro$999,990
Beaufort County
View →Rural / Non-metro$478,200
Bertie County
View →Rural / Non-metro$999,990
Bladen County
View →Rural / Non-metro$999,990
Brunswick County
View →Rural / Non-metro$348,200
Buncombe County
View →Rural / Non-metro$117,000
Burke County
View →Rural / Non-metro$258,600
Cabarrus County
View →Rural / Non-metro$167,400
Caldwell County
View →Rural / Non-metro$258,600
Camden County
View →Rural / Non-metro$472,600
Carteret County
View →Rural / Non-metro$339,800
Caswell County
View →Rural / Non-metro$999,990
Catawba County
View →Rural / Non-metro$258,600
Chatham County
View →Rural / Non-metro$205,000
Cherokee County
View →Rural / Non-metro$999,990
Chowan County
View →Rural / Non-metro$999,990
Clay County
View →Rural / Non-metro$999,990
Cleveland County
View →Rural / Non-metro$431,400
Columbus County
View →Rural / Non-metro$999,990
Craven County
View →Rural / Non-metro$351,000
Cumberland County
View →Rural / Non-metro$221,800
Currituck County
View →Rural / Non-metro$472,600
Dare County
View →Rural / Non-metro$286,200
Davidson County
View →Rural / Non-metro$491,800
Davie County
View →Rural / Non-metro$491,800
Duplin County
View →Rural / Non-metro$999,990
Durham County
View →Rural / Non-metro$205,000
Edgecombe County
View →Rural / Non-metro$405,800
Forsyth County
View →Rural / Non-metro$491,800
Franklin County
View →Rural / Non-metro$395,800
Gaston County
View →Rural / Non-metro$167,400
Gates County
View →Rural / Non-metro$472,600
Graham County
View →Rural / Non-metro$999,990
Granville County
View →Rural / Non-metro$205,000
Greene County
View →Rural / Non-metro$999,990
Guilford County
View →Rural / Non-metro$246,600
Halifax County
View →Rural / Non-metro$402,600
Harnett County
View →Rural / Non-metro$221,800
Haywood County
View →Rural / Non-metro$117,000
Henderson County
View →Rural / Non-metro$117,000
Hertford County
View →Rural / Non-metro$999,990
Hoke County
View →Rural / Non-metro$221,800
Hyde County
View →Rural / Non-metro$999,990
Iredell County
View →Rural / Non-metro$167,400
Jackson County
View →Rural / Non-metro$190,000
Johnston County
View →Rural / Non-metro$395,800
Jones County
View →Rural / Non-metro$351,000
Lee County
View →Rural / Non-metro$418,200
Lenoir County
View →Rural / Non-metro$288,200
Lincoln County
View →Rural / Non-metro$167,400
Macon County
View →Rural / Non-metro$999,990
Madison County
View →Rural / Non-metro$117,000
Martin County
View →Rural / Non-metro$999,990
Mcdowell County
View →Rural / Non-metro$320,000
Mecklenburg County
View →Rural / Non-metro$167,400
Mitchell County
View →Rural / Non-metro$999,990
Montgomery County
View →Rural / Non-metro$999,990
Moore County
View →Rural / Non-metro$382,400
Nash County
View →Rural / Non-metro$405,800
New Hanover County
View →Rural / Non-metro$489,000
Northampton County
View →Rural / Non-metro$402,600
Onslow County
View →Rural / Non-metro$273,400
Orange County
View →Rural / Non-metro$205,000
Pamlico County
View →Rural / Non-metro$351,000
Pasquotank County
View →Rural / Non-metro$210,200
Pender County
View →Rural / Non-metro$489,000
Perquimans County
View →Rural / Non-metro$210,200
Person County
View →Rural / Non-metro$205,000
Pitt County
View →Rural / Non-metro$247,800
Polk County
View →Rural / Non-metro$999,990
Randolph County
View →Rural / Non-metro$246,600
Richmond County
View →Rural / Non-metro$404,600
Robeson County
View →Rural / Non-metro$313,000
Rockingham County
View →Rural / Non-metro$246,600
Rowan County
View →Rural / Non-metro$167,400
Rutherford County
View →Rural / Non-metro$225,800
Sampson County
View →Rural / Non-metro$999,990
Scotland County
View →Rural / Non-metro$299,000
Stanly County
View →Rural / Non-metro$106,200
Stokes County
View →Rural / Non-metro$491,800
Surry County
View →Rural / Non-metro$343,400
Swain County
View →Rural / Non-metro$190,000
Transylvania County
View →Rural / Non-metro$148,200
Tyrrell County
View →Rural / Non-metro$999,990
Union County
View →Rural / Non-metro$167,400
Vance County
View →Rural / Non-metro$257,800
Wake County
View →Rural / Non-metro$395,800
Warren County
View →Rural / Non-metro$999,990
Washington County
View →Rural / Non-metro$999,990
Watauga County
View →Rural / Non-metro$143,800
Wayne County
View →Rural / Non-metro$241,400
Wilkes County
View →Rural / Non-metro$359,000
Wilson County
View →Rural / Non-metro$489,800
Yadkin County
View →Rural / Non-metro$491,800
Yancey County
View →Rural / Non-metro$999,990
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| Alamance County | Rural / Non-metro | $155,000 | Calculate → |
| Alexander County | Rural / Non-metro | $258,600 | Calculate → |
| Alleghany County | Rural / Non-metro | $999,990 | Calculate → |
| Anson County | Rural / Non-metro | $167,400 | Calculate → |
| Ashe County | Rural / Non-metro | $999,990 | Calculate → |
| Avery County | Rural / Non-metro | $999,990 | Calculate → |
| Beaufort County | Rural / Non-metro | $478,200 | Calculate → |
| Bertie County | Rural / Non-metro | $999,990 | Calculate → |
| Bladen County | Rural / Non-metro | $999,990 | Calculate → |
| Brunswick County | Rural / Non-metro | $348,200 | Calculate → |
| Buncombe County | Rural / Non-metro | $117,000 | Calculate → |
| Burke County | Rural / Non-metro | $258,600 | Calculate → |
| Cabarrus County | Rural / Non-metro | $167,400 | Calculate → |
| Caldwell County | Rural / Non-metro | $258,600 | Calculate → |
| Camden County | Rural / Non-metro | $472,600 | Calculate → |
| Carteret County | Rural / Non-metro | $339,800 | Calculate → |
| Caswell County | Rural / Non-metro | $999,990 | Calculate → |
| Catawba County | Rural / Non-metro | $258,600 | Calculate → |
| Chatham County | Rural / Non-metro | $205,000 | Calculate → |
| Cherokee County | Rural / Non-metro | $999,990 | Calculate → |
| Chowan County | Rural / Non-metro | $999,990 | Calculate → |
| Clay County | Rural / Non-metro | $999,990 | Calculate → |
| Cleveland County | Rural / Non-metro | $431,400 | Calculate → |
| Columbus County | Rural / Non-metro | $999,990 | Calculate → |
| Craven County | Rural / Non-metro | $351,000 | Calculate → |
| Cumberland County | Rural / Non-metro | $221,800 | Calculate → |
| Currituck County | Rural / Non-metro | $472,600 | Calculate → |
| Dare County | Rural / Non-metro | $286,200 | Calculate → |
| Davidson County | Rural / Non-metro | $491,800 | Calculate → |
| Davie County | Rural / Non-metro | $491,800 | Calculate → |
| Duplin County | Rural / Non-metro | $999,990 | Calculate → |
| Durham County | Rural / Non-metro | $205,000 | Calculate → |
| Edgecombe County | Rural / Non-metro | $405,800 | Calculate → |
| Forsyth County | Rural / Non-metro | $491,800 | Calculate → |
| Franklin County | Rural / Non-metro | $395,800 | Calculate → |
| Gaston County | Rural / Non-metro | $167,400 | Calculate → |
| Gates County | Rural / Non-metro | $472,600 | Calculate → |
| Graham County | Rural / Non-metro | $999,990 | Calculate → |
| Granville County | Rural / Non-metro | $205,000 | Calculate → |
| Greene County | Rural / Non-metro | $999,990 | Calculate → |
| Guilford County | Rural / Non-metro | $246,600 | Calculate → |
| Halifax County | Rural / Non-metro | $402,600 | Calculate → |
| Harnett County | Rural / Non-metro | $221,800 | Calculate → |
| Haywood County | Rural / Non-metro | $117,000 | Calculate → |
| Henderson County | Rural / Non-metro | $117,000 | Calculate → |
| Hertford County | Rural / Non-metro | $999,990 | Calculate → |
| Hoke County | Rural / Non-metro | $221,800 | Calculate → |
| Hyde County | Rural / Non-metro | $999,990 | Calculate → |
| Iredell County | Rural / Non-metro | $167,400 | Calculate → |
| Jackson County | Rural / Non-metro | $190,000 | Calculate → |
| Johnston County | Rural / Non-metro | $395,800 | Calculate → |
| Jones County | Rural / Non-metro | $351,000 | Calculate → |
| Lee County | Rural / Non-metro | $418,200 | Calculate → |
| Lenoir County | Rural / Non-metro | $288,200 | Calculate → |
| Lincoln County | Rural / Non-metro | $167,400 | Calculate → |
| Macon County | Rural / Non-metro | $999,990 | Calculate → |
| Madison County | Rural / Non-metro | $117,000 | Calculate → |
| Martin County | Rural / Non-metro | $999,990 | Calculate → |
| Mcdowell County | Rural / Non-metro | $320,000 | Calculate → |
| Mecklenburg County | Rural / Non-metro | $167,400 | Calculate → |
| Mitchell County | Rural / Non-metro | $999,990 | Calculate → |
| Montgomery County | Rural / Non-metro | $999,990 | Calculate → |
| Moore County | Rural / Non-metro | $382,400 | Calculate → |
| Nash County | Rural / Non-metro | $405,800 | Calculate → |
| New Hanover County | Rural / Non-metro | $489,000 | Calculate → |
| Northampton County | Rural / Non-metro | $402,600 | Calculate → |
| Onslow County | Rural / Non-metro | $273,400 | Calculate → |
| Orange County | Rural / Non-metro | $205,000 | Calculate → |
| Pamlico County | Rural / Non-metro | $351,000 | Calculate → |
| Pasquotank County | Rural / Non-metro | $210,200 | Calculate → |
| Pender County | Rural / Non-metro | $489,000 | Calculate → |
| Perquimans County | Rural / Non-metro | $210,200 | Calculate → |
| Person County | Rural / Non-metro | $205,000 | Calculate → |
| Pitt County | Rural / Non-metro | $247,800 | Calculate → |
| Polk County | Rural / Non-metro | $999,990 | Calculate → |
| Randolph County | Rural / Non-metro | $246,600 | Calculate → |
| Richmond County | Rural / Non-metro | $404,600 | Calculate → |
| Robeson County | Rural / Non-metro | $313,000 | Calculate → |
| Rockingham County | Rural / Non-metro | $246,600 | Calculate → |
| Rowan County | Rural / Non-metro | $167,400 | Calculate → |
| Rutherford County | Rural / Non-metro | $225,800 | Calculate → |
| Sampson County | Rural / Non-metro | $999,990 | Calculate → |
| Scotland County | Rural / Non-metro | $299,000 | Calculate → |
| Stanly County | Rural / Non-metro | $106,200 | Calculate → |
| Stokes County | Rural / Non-metro | $491,800 | Calculate → |
| Surry County | Rural / Non-metro | $343,400 | Calculate → |
| Swain County | Rural / Non-metro | $190,000 | Calculate → |
| Transylvania County | Rural / Non-metro | $148,200 | Calculate → |
| Tyrrell County | Rural / Non-metro | $999,990 | Calculate → |
| Union County | Rural / Non-metro | $167,400 | Calculate → |
| Vance County | Rural / Non-metro | $257,800 | Calculate → |
| Wake County | Rural / Non-metro | $395,800 | Calculate → |
| Warren County | Rural / Non-metro | $999,990 | Calculate → |
| Washington County | Rural / Non-metro | $999,990 | Calculate → |
| Watauga County | Rural / Non-metro | $143,800 | Calculate → |
| Wayne County | Rural / Non-metro | $241,400 | Calculate → |
| Wilkes County | Rural / Non-metro | $359,000 | Calculate → |
| Wilson County | Rural / Non-metro | $489,800 | Calculate → |
| Yadkin County | Rural / Non-metro | $491,800 | Calculate → |
| Yancey County | Rural / Non-metro | $999,990 | Calculate → |