Reference only. Data sourced from HUD/FHFA (2025). This site is a private entity and not affiliated with any government agency.
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FHA Loan Limits

FHA loan limits by county · Virginia

133 counties (HUD forward mortgage limits).

Accomack County

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Rural / Non-metro$999,990

Albemarle County

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Rural / Non-metro$168,200

Alexandria City

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Rural / Non-metro$479,004

Alleghany County

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Rural / Non-metro$999,990

Amelia County

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Rural / Non-metro$400,600

Amherst County

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Rural / Non-metro$313,400

Appomattox County

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Rural / Non-metro$313,400

Arlington County

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Rural / Non-metro$479,004

Augusta County

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Rural / Non-metro$444,200

Bath County

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Rural / Non-metro$999,990

Bedford County

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Rural / Non-metro$313,400

Bland County

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Rural / Non-metro$141,400

Botetourt County

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Rural / Non-metro$402,200

Bristol City

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Rural / Non-metro$287,000

Brunswick County

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Rural / Non-metro$999,990

Buchanan County

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Rural / Non-metro$999,990

Buckingham County

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Rural / Non-metro$999,990

Buena Vista City

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Rural / Non-metro$999,990

Campbell County

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Rural / Non-metro$313,400

Caroline County

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Rural / Non-metro$999,990

Carroll County

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Rural / Non-metro$999,990

Charles City County

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Rural / Non-metro$400,600

Charlotte County

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Rural / Non-metro$999,990

Charlottesville City

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Rural / Non-metro$168,200

Chesapeake City

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Rural / Non-metro$472,600

Chesterfield County

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Rural / Non-metro$400,600

Clarke County

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Rural / Non-metro$479,004

Colonial Heights City

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Rural / Non-metro$400,600

Covington City

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Rural / Non-metro$999,990

Craig County

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Rural / Non-metro$402,200

Culpeper County

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Rural / Non-metro$479,004

Cumberland County

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Rural / Non-metro$999,990

Danville City

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Rural / Non-metro$192,600

Dickenson County

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Rural / Non-metro$999,990

Dinwiddie County

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Rural / Non-metro$400,600

Emporia City

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Rural / Non-metro$999,990

Essex County

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Rural / Non-metro$999,990

Fairfax City

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Rural / Non-metro$479,004

Fairfax County

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Rural / Non-metro$479,004

Falls Church City

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Rural / Non-metro$479,004

Fauquier County

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Rural / Non-metro$479,004

Floyd County

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Rural / Non-metro$999,990

Fluvanna County

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Rural / Non-metro$168,200

Franklin City

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Rural / Non-metro$472,600

Franklin County

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Rural / Non-metro$402,200

Frederick County

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Rural / Non-metro$490,200

Fredericksburg City

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Rural / Non-metro$479,004

Galax City

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Rural / Non-metro$999,990

Giles County

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Rural / Non-metro$139,800

Gloucester County

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Rural / Non-metro$472,600

Goochland County

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Rural / Non-metro$400,600

Grayson County

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Rural / Non-metro$999,990

Greene County

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Rural / Non-metro$168,200

Greensville County

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Rural / Non-metro$999,990

Halifax County

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Rural / Non-metro$999,990

Hampton City

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Rural / Non-metro$472,600

Hanover County

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Rural / Non-metro$400,600

Harrisonburg City

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Rural / Non-metro$255,000

Henrico County

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Rural / Non-metro$400,600

Henry County

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Rural / Non-metro$323,000

Highland County

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Rural / Non-metro$999,990

Hopewell City

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Rural / Non-metro$400,600

Isle Of Wight County

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Rural / Non-metro$472,600

James City County

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Rural / Non-metro$472,600

King And Queen County

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Rural / Non-metro$400,600

King George County

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Rural / Non-metro$999,990

King William County

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Rural / Non-metro$400,600

Lancaster County

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Rural / Non-metro$999,990

Lee County

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Rural / Non-metro$999,990

Lexington City

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Rural / Non-metro$999,990

Loudoun County

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Rural / Non-metro$479,004

Louisa County

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Rural / Non-metro$999,990

Lunenburg County

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Rural / Non-metro$999,990

Lynchburg City

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Rural / Non-metro$313,400

Madison County

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Rural / Non-metro$479,004

Manassas City

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Rural / Non-metro$479,004

Manassas Park City

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Rural / Non-metro$479,004

Martinsville City

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Rural / Non-metro$323,000

Mathews County

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Rural / Non-metro$472,600

Mecklenburg County

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Rural / Non-metro$999,990

Middlesex County

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Rural / Non-metro$999,990

Montgomery County

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Rural / Non-metro$139,800

Nelson County

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Rural / Non-metro$168,200

New Kent County

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Rural / Non-metro$400,600

Newport News City

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Rural / Non-metro$472,600

Norfolk City

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Rural / Non-metro$472,600

Northampton County

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Rural / Non-metro$999,990

Northumberland County

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Rural / Non-metro$999,990

Norton City

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Rural / Non-metro$137,200

Nottoway County

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Rural / Non-metro$999,990

Orange County

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Rural / Non-metro$999,990

Page County

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Rural / Non-metro$999,990

Patrick County

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Rural / Non-metro$999,990

Petersburg City

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Rural / Non-metro$400,600

Pittsylvania County

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Rural / Non-metro$192,600

Poquoson City

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Rural / Non-metro$472,600

Portsmouth City

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Rural / Non-metro$472,600

Powhatan County

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Rural / Non-metro$400,600

Prince Edward County

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Rural / Non-metro$999,990

Prince George County

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Rural / Non-metro$400,600

Prince William County

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Rural / Non-metro$479,004

Pulaski County

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Rural / Non-metro$139,800

Radford City

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Rural / Non-metro$139,800

Rappahannock County

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Rural / Non-metro$479,004

Richmond City

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Rural / Non-metro$400,600

Richmond County

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Rural / Non-metro$999,990

Roanoke City

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Rural / Non-metro$402,200

Roanoke County

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Rural / Non-metro$402,200

Rockbridge County

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Rural / Non-metro$999,990

Rockingham County

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Rural / Non-metro$255,000

Russell County

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Rural / Non-metro$999,990

Salem City

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Rural / Non-metro$402,200

Scott County

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Rural / Non-metro$287,000

Shenandoah County

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Rural / Non-metro$999,990

Smyth County

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Rural / Non-metro$999,990

Southampton County

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Rural / Non-metro$472,600

Spotsylvania County

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Rural / Non-metro$479,004

Stafford County

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Rural / Non-metro$479,004

Staunton City

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Rural / Non-metro$444,200

Suffolk City

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Rural / Non-metro$472,600

Surry County

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Rural / Non-metro$999,990

Sussex County

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Rural / Non-metro$400,600

Tazewell County

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Rural / Non-metro$141,400

Virginia Beach City

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Rural / Non-metro$472,600

Warren County

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Rural / Non-metro$479,004

Washington County

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Rural / Non-metro$287,000

Waynesboro City

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Rural / Non-metro$444,200

Westmoreland County

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Rural / Non-metro$999,990

Williamsburg City

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Rural / Non-metro$472,600

Winchester City

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Rural / Non-metro$490,200

Wise County

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Rural / Non-metro$137,200

Wythe County

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Rural / Non-metro$999,990

York County

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Rural / Non-metro$472,600
CountyMetro AreaOne-unit limitAction
Accomack CountyRural / Non-metro$999,990Calculate →
Albemarle CountyRural / Non-metro$168,200Calculate →
Alexandria CityRural / Non-metro$479,004Calculate →
Alleghany CountyRural / Non-metro$999,990Calculate →
Amelia CountyRural / Non-metro$400,600Calculate →
Amherst CountyRural / Non-metro$313,400Calculate →
Appomattox CountyRural / Non-metro$313,400Calculate →
Arlington CountyRural / Non-metro$479,004Calculate →
Augusta CountyRural / Non-metro$444,200Calculate →
Bath CountyRural / Non-metro$999,990Calculate →
Bedford CountyRural / Non-metro$313,400Calculate →
Bland CountyRural / Non-metro$141,400Calculate →
Botetourt CountyRural / Non-metro$402,200Calculate →
Bristol CityRural / Non-metro$287,000Calculate →
Brunswick CountyRural / Non-metro$999,990Calculate →
Buchanan CountyRural / Non-metro$999,990Calculate →
Buckingham CountyRural / Non-metro$999,990Calculate →
Buena Vista CityRural / Non-metro$999,990Calculate →
Campbell CountyRural / Non-metro$313,400Calculate →
Caroline CountyRural / Non-metro$999,990Calculate →
Carroll CountyRural / Non-metro$999,990Calculate →
Charles City CountyRural / Non-metro$400,600Calculate →
Charlotte CountyRural / Non-metro$999,990Calculate →
Charlottesville CityRural / Non-metro$168,200Calculate →
Chesapeake CityRural / Non-metro$472,600Calculate →
Chesterfield CountyRural / Non-metro$400,600Calculate →
Clarke CountyRural / Non-metro$479,004Calculate →
Colonial Heights CityRural / Non-metro$400,600Calculate →
Covington CityRural / Non-metro$999,990Calculate →
Craig CountyRural / Non-metro$402,200Calculate →
Culpeper CountyRural / Non-metro$479,004Calculate →
Cumberland CountyRural / Non-metro$999,990Calculate →
Danville CityRural / Non-metro$192,600Calculate →
Dickenson CountyRural / Non-metro$999,990Calculate →
Dinwiddie CountyRural / Non-metro$400,600Calculate →
Emporia CityRural / Non-metro$999,990Calculate →
Essex CountyRural / Non-metro$999,990Calculate →
Fairfax CityRural / Non-metro$479,004Calculate →
Fairfax CountyRural / Non-metro$479,004Calculate →
Falls Church CityRural / Non-metro$479,004Calculate →
Fauquier CountyRural / Non-metro$479,004Calculate →
Floyd CountyRural / Non-metro$999,990Calculate →
Fluvanna CountyRural / Non-metro$168,200Calculate →
Franklin CityRural / Non-metro$472,600Calculate →
Franklin CountyRural / Non-metro$402,200Calculate →
Frederick CountyRural / Non-metro$490,200Calculate →
Fredericksburg CityRural / Non-metro$479,004Calculate →
Galax CityRural / Non-metro$999,990Calculate →
Giles CountyRural / Non-metro$139,800Calculate →
Gloucester CountyRural / Non-metro$472,600Calculate →
Goochland CountyRural / Non-metro$400,600Calculate →
Grayson CountyRural / Non-metro$999,990Calculate →
Greene CountyRural / Non-metro$168,200Calculate →
Greensville CountyRural / Non-metro$999,990Calculate →
Halifax CountyRural / Non-metro$999,990Calculate →
Hampton CityRural / Non-metro$472,600Calculate →
Hanover CountyRural / Non-metro$400,600Calculate →
Harrisonburg CityRural / Non-metro$255,000Calculate →
Henrico CountyRural / Non-metro$400,600Calculate →
Henry CountyRural / Non-metro$323,000Calculate →
Highland CountyRural / Non-metro$999,990Calculate →
Hopewell CityRural / Non-metro$400,600Calculate →
Isle Of Wight CountyRural / Non-metro$472,600Calculate →
James City CountyRural / Non-metro$472,600Calculate →
King And Queen CountyRural / Non-metro$400,600Calculate →
King George CountyRural / Non-metro$999,990Calculate →
King William CountyRural / Non-metro$400,600Calculate →
Lancaster CountyRural / Non-metro$999,990Calculate →
Lee CountyRural / Non-metro$999,990Calculate →
Lexington CityRural / Non-metro$999,990Calculate →
Loudoun CountyRural / Non-metro$479,004Calculate →
Louisa CountyRural / Non-metro$999,990Calculate →
Lunenburg CountyRural / Non-metro$999,990Calculate →
Lynchburg CityRural / Non-metro$313,400Calculate →
Madison CountyRural / Non-metro$479,004Calculate →
Manassas CityRural / Non-metro$479,004Calculate →
Manassas Park CityRural / Non-metro$479,004Calculate →
Martinsville CityRural / Non-metro$323,000Calculate →
Mathews CountyRural / Non-metro$472,600Calculate →
Mecklenburg CountyRural / Non-metro$999,990Calculate →
Middlesex CountyRural / Non-metro$999,990Calculate →
Montgomery CountyRural / Non-metro$139,800Calculate →
Nelson CountyRural / Non-metro$168,200Calculate →
New Kent CountyRural / Non-metro$400,600Calculate →
Newport News CityRural / Non-metro$472,600Calculate →
Norfolk CityRural / Non-metro$472,600Calculate →
Northampton CountyRural / Non-metro$999,990Calculate →
Northumberland CountyRural / Non-metro$999,990Calculate →
Norton CityRural / Non-metro$137,200Calculate →
Nottoway CountyRural / Non-metro$999,990Calculate →
Orange CountyRural / Non-metro$999,990Calculate →
Page CountyRural / Non-metro$999,990Calculate →
Patrick CountyRural / Non-metro$999,990Calculate →
Petersburg CityRural / Non-metro$400,600Calculate →
Pittsylvania CountyRural / Non-metro$192,600Calculate →
Poquoson CityRural / Non-metro$472,600Calculate →
Portsmouth CityRural / Non-metro$472,600Calculate →
Powhatan CountyRural / Non-metro$400,600Calculate →
Prince Edward CountyRural / Non-metro$999,990Calculate →
Prince George CountyRural / Non-metro$400,600Calculate →
Prince William CountyRural / Non-metro$479,004Calculate →
Pulaski CountyRural / Non-metro$139,800Calculate →
Radford CityRural / Non-metro$139,800Calculate →
Rappahannock CountyRural / Non-metro$479,004Calculate →
Richmond CityRural / Non-metro$400,600Calculate →
Richmond CountyRural / Non-metro$999,990Calculate →
Roanoke CityRural / Non-metro$402,200Calculate →
Roanoke CountyRural / Non-metro$402,200Calculate →
Rockbridge CountyRural / Non-metro$999,990Calculate →
Rockingham CountyRural / Non-metro$255,000Calculate →
Russell CountyRural / Non-metro$999,990Calculate →
Salem CityRural / Non-metro$402,200Calculate →
Scott CountyRural / Non-metro$287,000Calculate →
Shenandoah CountyRural / Non-metro$999,990Calculate →
Smyth CountyRural / Non-metro$999,990Calculate →
Southampton CountyRural / Non-metro$472,600Calculate →
Spotsylvania CountyRural / Non-metro$479,004Calculate →
Stafford CountyRural / Non-metro$479,004Calculate →
Staunton CityRural / Non-metro$444,200Calculate →
Suffolk CityRural / Non-metro$472,600Calculate →
Surry CountyRural / Non-metro$999,990Calculate →
Sussex CountyRural / Non-metro$400,600Calculate →
Tazewell CountyRural / Non-metro$141,400Calculate →
Virginia Beach CityRural / Non-metro$472,600Calculate →
Warren CountyRural / Non-metro$479,004Calculate →
Washington CountyRural / Non-metro$287,000Calculate →
Waynesboro CityRural / Non-metro$444,200Calculate →
Westmoreland CountyRural / Non-metro$999,990Calculate →
Williamsburg CityRural / Non-metro$472,600Calculate →
Winchester CityRural / Non-metro$490,200Calculate →
Wise CountyRural / Non-metro$137,200Calculate →
Wythe CountyRural / Non-metro$999,990Calculate →
York CountyRural / Non-metro$472,600Calculate →