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FHA Loan Limits

FHA loan limits by county · Ohio

88 counties (HUD forward mortgage limits).

CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.

Adams County

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Rural / Non-metro$541,287

Allen County

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LIMA, OH$541,287

Ashland County

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ASHLAND, OH$541,287

Ashtabula County

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CLEVELAND, OH$541,287

Athens County

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ATHENS, OH$541,287

Auglaize County

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WAPAKONETA, OH$541,287

Belmont County

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WHEELING, WV-OH$541,287

Brown County

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CINCINNATI, OH-KY-IN$541,287

Butler County

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CINCINNATI, OH-KY-IN$541,287

Carroll County

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CANTON-MASSILLON, OH$541,287

Champaign County

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URBANA, OH$541,287

Clark County

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SPRINGFIELD, OH$541,287

Clermont County

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CINCINNATI, OH-KY-IN$541,287

Clinton County

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WILMINGTON, OH$541,287

Columbiana County

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SALEM, OH$541,287

Coshocton County

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COSHOCTON, OH$541,287

Crawford County

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BUCYRUS, OH$541,287

Cuyahoga County

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CLEVELAND, OH$541,287

Darke County

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GREENVILLE, OH$541,287

Defiance County

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DEFIANCE, OH$541,287

Delaware County

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COLUMBUS, OH$591,100

Erie County

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SANDUSKY, OH$541,287

Fairfield County

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COLUMBUS, OH$591,100

Fayette County

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WASHINGTON COURT HOUSE, …$541,287

Franklin County

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COLUMBUS, OH$591,100

Fulton County

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TOLEDO, OH$541,287

Gallia County

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GALLIPOLIS, OH$541,287

Geauga County

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CLEVELAND, OH$541,287

Greene County

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DAYTON-KETTERING-BEAVERC…$541,287

Guernsey County

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CAMBRIDGE, OH$541,287

Hamilton County

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CINCINNATI, OH-KY-IN$541,287

Hancock County

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FINDLAY, OH$541,287

Hardin County

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Rural / Non-metro$541,287

Harrison County

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Rural / Non-metro$541,287

Henry County

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Rural / Non-metro$541,287

Highland County

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Rural / Non-metro$541,287

Hocking County

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COLUMBUS, OH$591,100

Holmes County

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Rural / Non-metro$541,287

Huron County

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NORWALK, OH$541,287

Jackson County

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Rural / Non-metro$541,287

Jefferson County

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WEIRTON-STEUBENVILLE, WV…$541,287

Knox County

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MOUNT VERNON, OH$541,287

Lake County

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CLEVELAND, OH$541,287

Lawrence County

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HUNTINGTON-ASHLAND, WV-K…$541,287

Licking County

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COLUMBUS, OH$591,100

Logan County

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BELLEFONTAINE, OH$541,287

Lorain County

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CLEVELAND, OH$541,287

Lucas County

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TOLEDO, OH$541,287

Madison County

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COLUMBUS, OH$591,100

Mahoning County

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YOUNGSTOWN-WARREN, OH$541,287

Marion County

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MARION, OH$541,287

Medina County

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CLEVELAND, OH$541,287

Meigs County

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Rural / Non-metro$541,287

Mercer County

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CELINA, OH$541,287

Miami County

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DAYTON-KETTERING-BEAVERC…$541,287

Monroe County

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Rural / Non-metro$541,287

Montgomery County

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DAYTON-KETTERING-BEAVERC…$541,287

Morgan County

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Rural / Non-metro$541,287

Morrow County

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COLUMBUS, OH$591,100

Muskingum County

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ZANESVILLE, OH$541,287

Noble County

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Rural / Non-metro$541,287

Ottawa County

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SANDUSKY, OH$541,287

Paulding County

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Rural / Non-metro$541,287

Perry County

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COLUMBUS, OH$591,100

Pickaway County

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COLUMBUS, OH$591,100

Pike County

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Rural / Non-metro$541,287

Portage County

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AKRON, OH$541,287

Preble County

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Rural / Non-metro$541,287

Putnam County

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Rural / Non-metro$541,287

Richland County

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MANSFIELD, OH$541,287

Ross County

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CHILLICOTHE, OH$541,287

Sandusky County

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FREMONT, OH$541,287

Scioto County

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PORTSMOUTH, OH$541,287

Seneca County

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TIFFIN, OH$541,287

Shelby County

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SIDNEY, OH$541,287

Stark County

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CANTON-MASSILLON, OH$541,287

Summit County

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AKRON, OH$541,287

Trumbull County

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YOUNGSTOWN-WARREN, OH$541,287

Tuscarawas County

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NEW PHILADELPHIA-DOVER, …$541,287

Union County

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COLUMBUS, OH$591,100

Van Wert County

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VAN WERT, OH$541,287

Vinton County

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Rural / Non-metro$541,287

Warren County

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CINCINNATI, OH-KY-IN$541,287

Washington County

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MARIETTA, OH$541,287

Wayne County

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WOOSTER, OH$541,287

Williams County

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Rural / Non-metro$541,287

Wood County

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TOLEDO, OH$541,287

Wyandot County

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Rural / Non-metro$541,287
FHA one-unit forward mortgage limits · Ohio
CountyMetro AreaOne-unit limitAction
Adams CountyRural / Non-metro$541,287Calculate →
Allen CountyLIMA, OH$541,287Calculate →
Ashland CountyASHLAND, OH$541,287Calculate →
Ashtabula CountyCLEVELAND, OH$541,287Calculate →
Athens CountyATHENS, OH$541,287Calculate →
Auglaize CountyWAPAKONETA, OH$541,287Calculate →
Belmont CountyWHEELING, WV-OH$541,287Calculate →
Brown CountyCINCINNATI, OH-KY-IN$541,287Calculate →
Butler CountyCINCINNATI, OH-KY-IN$541,287Calculate →
Carroll CountyCANTON-MASSILLON, OH$541,287Calculate →
Champaign CountyURBANA, OH$541,287Calculate →
Clark CountySPRINGFIELD, OH$541,287Calculate →
Clermont CountyCINCINNATI, OH-KY-IN$541,287Calculate →
Clinton CountyWILMINGTON, OH$541,287Calculate →
Columbiana CountySALEM, OH$541,287Calculate →
Coshocton CountyCOSHOCTON, OH$541,287Calculate →
Crawford CountyBUCYRUS, OH$541,287Calculate →
Cuyahoga CountyCLEVELAND, OH$541,287Calculate →
Darke CountyGREENVILLE, OH$541,287Calculate →
Defiance CountyDEFIANCE, OH$541,287Calculate →
Delaware CountyCOLUMBUS, OH$591,100Calculate →
Erie CountySANDUSKY, OH$541,287Calculate →
Fairfield CountyCOLUMBUS, OH$591,100Calculate →
Fayette CountyWASHINGTON COURT HOUSE, OH$541,287Calculate →
Franklin CountyCOLUMBUS, OH$591,100Calculate →
Fulton CountyTOLEDO, OH$541,287Calculate →
Gallia CountyGALLIPOLIS, OH$541,287Calculate →
Geauga CountyCLEVELAND, OH$541,287Calculate →
Greene CountyDAYTON-KETTERING-BEAVERCREEK, OH$541,287Calculate →
Guernsey CountyCAMBRIDGE, OH$541,287Calculate →
Hamilton CountyCINCINNATI, OH-KY-IN$541,287Calculate →
Hancock CountyFINDLAY, OH$541,287Calculate →
Hardin CountyRural / Non-metro$541,287Calculate →
Harrison CountyRural / Non-metro$541,287Calculate →
Henry CountyRural / Non-metro$541,287Calculate →
Highland CountyRural / Non-metro$541,287Calculate →
Hocking CountyCOLUMBUS, OH$591,100Calculate →
Holmes CountyRural / Non-metro$541,287Calculate →
Huron CountyNORWALK, OH$541,287Calculate →
Jackson CountyRural / Non-metro$541,287Calculate →
Jefferson CountyWEIRTON-STEUBENVILLE, WV-OH$541,287Calculate →
Knox CountyMOUNT VERNON, OH$541,287Calculate →
Lake CountyCLEVELAND, OH$541,287Calculate →
Lawrence CountyHUNTINGTON-ASHLAND, WV-KY-OH$541,287Calculate →
Licking CountyCOLUMBUS, OH$591,100Calculate →
Logan CountyBELLEFONTAINE, OH$541,287Calculate →
Lorain CountyCLEVELAND, OH$541,287Calculate →
Lucas CountyTOLEDO, OH$541,287Calculate →
Madison CountyCOLUMBUS, OH$591,100Calculate →
Mahoning CountyYOUNGSTOWN-WARREN, OH$541,287Calculate →
Marion CountyMARION, OH$541,287Calculate →
Medina CountyCLEVELAND, OH$541,287Calculate →
Meigs CountyRural / Non-metro$541,287Calculate →
Mercer CountyCELINA, OH$541,287Calculate →
Miami CountyDAYTON-KETTERING-BEAVERCREEK, OH$541,287Calculate →
Monroe CountyRural / Non-metro$541,287Calculate →
Montgomery CountyDAYTON-KETTERING-BEAVERCREEK, OH$541,287Calculate →
Morgan CountyRural / Non-metro$541,287Calculate →
Morrow CountyCOLUMBUS, OH$591,100Calculate →
Muskingum CountyZANESVILLE, OH$541,287Calculate →
Noble CountyRural / Non-metro$541,287Calculate →
Ottawa CountySANDUSKY, OH$541,287Calculate →
Paulding CountyRural / Non-metro$541,287Calculate →
Perry CountyCOLUMBUS, OH$591,100Calculate →
Pickaway CountyCOLUMBUS, OH$591,100Calculate →
Pike CountyRural / Non-metro$541,287Calculate →
Portage CountyAKRON, OH$541,287Calculate →
Preble CountyRural / Non-metro$541,287Calculate →
Putnam CountyRural / Non-metro$541,287Calculate →
Richland CountyMANSFIELD, OH$541,287Calculate →
Ross CountyCHILLICOTHE, OH$541,287Calculate →
Sandusky CountyFREMONT, OH$541,287Calculate →
Scioto CountyPORTSMOUTH, OH$541,287Calculate →
Seneca CountyTIFFIN, OH$541,287Calculate →
Shelby CountySIDNEY, OH$541,287Calculate →
Stark CountyCANTON-MASSILLON, OH$541,287Calculate →
Summit CountyAKRON, OH$541,287Calculate →
Trumbull CountyYOUNGSTOWN-WARREN, OH$541,287Calculate →
Tuscarawas CountyNEW PHILADELPHIA-DOVER, OH$541,287Calculate →
Union CountyCOLUMBUS, OH$591,100Calculate →
Van Wert CountyVAN WERT, OH$541,287Calculate →
Vinton CountyRural / Non-metro$541,287Calculate →
Warren CountyCINCINNATI, OH-KY-IN$541,287Calculate →
Washington CountyMARIETTA, OH$541,287Calculate →
Wayne CountyWOOSTER, OH$541,287Calculate →
Williams CountyRural / Non-metro$541,287Calculate →
Wood CountyTOLEDO, OH$541,287Calculate →
Wyandot CountyRural / Non-metro$541,287Calculate →

Government sources

  • U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits

    Dataset year
    2026 (CY2026)
    Effective
    January 1, 2026
    Retrieved
    December 12, 2025

    Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)

    https://apps.hud.gov/pub/chums/cy2026-forward-limits.txt