FHA Loan Limits
FHA loan limits by county · Arizona
15 counties (HUD forward mortgage limits).
CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.
Apache County
View →Rural / Non-metro$541,287
Cochise County
View →SIERRA VISTA-DOUGLAS, AZ$541,287
Coconino County
View →FLAGSTAFF, AZ$609,500
Gila County
View →PAYSON, AZ$541,287
Graham County
View →SAFFORD, AZ$541,287
Greenlee County
View →Rural / Non-metro$541,287
La Paz County
View →Rural / Non-metro$541,287
Maricopa County
View →PHOENIX-MESA-CHANDLER, A…$557,750
Mohave County
View →LAKE HAVASU CITY-KINGMAN…$541,287
Navajo County
View →SHOW LOW, AZ$541,287
Pima County
View →TUCSON, AZ$541,287
Pinal County
View →PHOENIX-MESA-CHANDLER, A…$557,750
Santa Cruz County
View →NOGALES, AZ$541,287
Yavapai County
View →PRESCOTT VALLEY-PRESCOTT…$541,287
Yuma County
View →YUMA, AZ$541,287
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| Apache County | Rural / Non-metro | $541,287 | Calculate → |
| Cochise County | SIERRA VISTA-DOUGLAS, AZ | $541,287 | Calculate → |
| Coconino County | FLAGSTAFF, AZ | $609,500 | Calculate → |
| Gila County | PAYSON, AZ | $541,287 | Calculate → |
| Graham County | SAFFORD, AZ | $541,287 | Calculate → |
| Greenlee County | Rural / Non-metro | $541,287 | Calculate → |
| La Paz County | Rural / Non-metro | $541,287 | Calculate → |
| Maricopa County | PHOENIX-MESA-CHANDLER, AZ | $557,750 | Calculate → |
| Mohave County | LAKE HAVASU CITY-KINGMAN, AZ | $541,287 | Calculate → |
| Navajo County | SHOW LOW, AZ | $541,287 | Calculate → |
| Pima County | TUCSON, AZ | $541,287 | Calculate → |
| Pinal County | PHOENIX-MESA-CHANDLER, AZ | $557,750 | Calculate → |
| Santa Cruz County | NOGALES, AZ | $541,287 | Calculate → |
| Yavapai County | PRESCOTT VALLEY-PRESCOTT, AZ | $541,287 | Calculate → |
| Yuma County | YUMA, AZ | $541,287 | Calculate → |
Government sources
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)