FHA Loan Limits
FHA loan limits by county · Washington
39 counties (HUD forward mortgage limits).
CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.
Adams County
View →OTHELLO, WA$541,287
Asotin County
View →LEWISTON, ID-WA$541,287
Benton County
View →KENNEWICK-RICHLAND, WA$541,287
Chelan County
View →WENATCHEE-EAST WENATCHEE…$586,500
Clallam County
View →PORT ANGELES, WA$541,287
Clark County
View →PORTLAND-VANCOUVER-HILLS…$701,500
Columbia County
View →Rural / Non-metro$541,287
Cowlitz County
View →LONGVIEW-KELSO, WA$541,287
Douglas County
View →WENATCHEE-EAST WENATCHEE…$586,500
Ferry County
View →Rural / Non-metro$541,287
Franklin County
View →KENNEWICK-RICHLAND, WA$541,287
Garfield County
View →Rural / Non-metro$541,287
Grant County
View →MOSES LAKE, WA$541,287
Grays Harbor County
View →ABERDEEN, WA$541,287
Island County
View →OAK HARBOR, WA$671,600
Jefferson County
View →PORT TOWNSEND, WA$541,287
King County
View →SEATTLE-TACOMA-BELLEVUE,…$1,063,750
Kitsap County
View →BREMERTON-SILVERDALE-POR…$616,400
Kittitas County
View →ELLENSBURG, WA$541,287
Klickitat County
View →Rural / Non-metro$541,287
Lewis County
View →CENTRALIA, WA$541,287
Lincoln County
View →Rural / Non-metro$541,287
Mason County
View →SHELTON, WA$541,287
Okanogan County
View →Rural / Non-metro$541,287
Pacific County
View →Rural / Non-metro$541,287
Pend Oreille County
View →Rural / Non-metro$541,287
Pierce County
View →SEATTLE-TACOMA-BELLEVUE,…$1,063,750
San Juan County
View →Rural / Non-metro$680,800
Skagit County
View →MOUNT VERNON-ANACORTES, …$621,000
Skamania County
View →PORTLAND-VANCOUVER-HILLS…$701,500
Snohomish County
View →SEATTLE-TACOMA-BELLEVUE,…$1,063,750
Spokane County
View →SPOKANE-SPOKANE VALLEY, …$541,287
Stevens County
View →SPOKANE-SPOKANE VALLEY, …$541,287
Thurston County
View →OLYMPIA-LACEY-TUMWATER, …$586,500
Wahkiakum County
View →Rural / Non-metro$541,287
Walla Walla County
View →WALLA WALLA, WA$541,287
Whatcom County
View →BELLINGHAM, WA$664,700
Whitman County
View →PULLMAN, WA$579,600
Yakima County
View →YAKIMA, WA$541,287
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| Adams County | OTHELLO, WA | $541,287 | Calculate → |
| Asotin County | LEWISTON, ID-WA | $541,287 | Calculate → |
| Benton County | KENNEWICK-RICHLAND, WA | $541,287 | Calculate → |
| Chelan County | WENATCHEE-EAST WENATCHEE, WA | $586,500 | Calculate → |
| Clallam County | PORT ANGELES, WA | $541,287 | Calculate → |
| Clark County | PORTLAND-VANCOUVER-HILLSBORO, OR-WA | $701,500 | Calculate → |
| Columbia County | Rural / Non-metro | $541,287 | Calculate → |
| Cowlitz County | LONGVIEW-KELSO, WA | $541,287 | Calculate → |
| Douglas County | WENATCHEE-EAST WENATCHEE, WA | $586,500 | Calculate → |
| Ferry County | Rural / Non-metro | $541,287 | Calculate → |
| Franklin County | KENNEWICK-RICHLAND, WA | $541,287 | Calculate → |
| Garfield County | Rural / Non-metro | $541,287 | Calculate → |
| Grant County | MOSES LAKE, WA | $541,287 | Calculate → |
| Grays Harbor County | ABERDEEN, WA | $541,287 | Calculate → |
| Island County | OAK HARBOR, WA | $671,600 | Calculate → |
| Jefferson County | PORT TOWNSEND, WA | $541,287 | Calculate → |
| King County | SEATTLE-TACOMA-BELLEVUE, WA | $1,063,750 | Calculate → |
| Kitsap County | BREMERTON-SILVERDALE-PORT ORCHARD, WA | $616,400 | Calculate → |
| Kittitas County | ELLENSBURG, WA | $541,287 | Calculate → |
| Klickitat County | Rural / Non-metro | $541,287 | Calculate → |
| Lewis County | CENTRALIA, WA | $541,287 | Calculate → |
| Lincoln County | Rural / Non-metro | $541,287 | Calculate → |
| Mason County | SHELTON, WA | $541,287 | Calculate → |
| Okanogan County | Rural / Non-metro | $541,287 | Calculate → |
| Pacific County | Rural / Non-metro | $541,287 | Calculate → |
| Pend Oreille County | Rural / Non-metro | $541,287 | Calculate → |
| Pierce County | SEATTLE-TACOMA-BELLEVUE, WA | $1,063,750 | Calculate → |
| San Juan County | Rural / Non-metro | $680,800 | Calculate → |
| Skagit County | MOUNT VERNON-ANACORTES, WA | $621,000 | Calculate → |
| Skamania County | PORTLAND-VANCOUVER-HILLSBORO, OR-WA | $701,500 | Calculate → |
| Snohomish County | SEATTLE-TACOMA-BELLEVUE, WA | $1,063,750 | Calculate → |
| Spokane County | SPOKANE-SPOKANE VALLEY, WA | $541,287 | Calculate → |
| Stevens County | SPOKANE-SPOKANE VALLEY, WA | $541,287 | Calculate → |
| Thurston County | OLYMPIA-LACEY-TUMWATER, WA | $586,500 | Calculate → |
| Wahkiakum County | Rural / Non-metro | $541,287 | Calculate → |
| Walla Walla County | WALLA WALLA, WA | $541,287 | Calculate → |
| Whatcom County | BELLINGHAM, WA | $664,700 | Calculate → |
| Whitman County | PULLMAN, WA | $579,600 | Calculate → |
| Yakima County | YAKIMA, WA | $541,287 | Calculate → |
Government sources
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)