FHA Loan Limits
FHA loan limits by county · Massachusetts
14 counties (HUD forward mortgage limits).
CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.
Barnstable County
View →BARNSTABLE TOWN, MA$828,000
Berkshire County
View →PITTSFIELD, MA$541,287
Bristol County
View →PROVIDENCE-WARWICK, RI-M…$787,750
Dukes County
View →VINEYARD HAVEN, MA$1,249,125
Essex County
View →BOSTON-CAMBRIDGE-NEWTON,…$962,550
Franklin County
View →GREENFIELD, MA$541,287
Hampden County
View →SPRINGFIELD, MA$541,287
Hampshire County
View →AMHERST TOWN-NORTHAMPTON…$541,287
Middlesex County
View →BOSTON-CAMBRIDGE-NEWTON,…$962,550
Nantucket County
View →NANTUCKET, MA$1,249,125
Norfolk County
View →BOSTON-CAMBRIDGE-NEWTON,…$962,550
Plymouth County
View →BOSTON-CAMBRIDGE-NEWTON,…$962,550
Suffolk County
View →BOSTON-CAMBRIDGE-NEWTON,…$962,550
Worcester County
View →WORCESTER, MA$545,100
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| Barnstable County | BARNSTABLE TOWN, MA | $828,000 | Calculate → |
| Berkshire County | PITTSFIELD, MA | $541,287 | Calculate → |
| Bristol County | PROVIDENCE-WARWICK, RI-MA | $787,750 | Calculate → |
| Dukes County | VINEYARD HAVEN, MA | $1,249,125 | Calculate → |
| Essex County | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $962,550 | Calculate → |
| Franklin County | GREENFIELD, MA | $541,287 | Calculate → |
| Hampden County | SPRINGFIELD, MA | $541,287 | Calculate → |
| Hampshire County | AMHERST TOWN-NORTHAMPTON, MA | $541,287 | Calculate → |
| Middlesex County | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $962,550 | Calculate → |
| Nantucket County | NANTUCKET, MA | $1,249,125 | Calculate → |
| Norfolk County | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $962,550 | Calculate → |
| Plymouth County | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $962,550 | Calculate → |
| Suffolk County | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $962,550 | Calculate → |
| Worcester County | WORCESTER, MA | $545,100 | Calculate → |
Government sources
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)