FHA Loan Limits
FHA loan limits by county · U.S. Virgin Islands
3 counties (HUD forward mortgage limits).
CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.
St. Croix Island
View →Rural / Non-metro$541,287
St. John Island
View →Rural / Non-metro$1,121,250
St. Thomas Island
View →Rural / Non-metro$677,350
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| St. Croix Island | Rural / Non-metro | $541,287 | Calculate → |
| St. John Island | Rural / Non-metro | $1,121,250 | Calculate → |
| St. Thomas Island | Rural / Non-metro | $677,350 | Calculate → |
Government sources
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)