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FHA Loan Limits

FHA loan limits by county · Idaho

44 counties (HUD forward mortgage limits).

CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.

Ada County

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BOISE CITY, ID$586,500

Adams County

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Rural / Non-metro$541,287

Bannock County

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POCATELLO, ID$541,287

Bear Lake County

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Rural / Non-metro$541,287

Benewah County

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Rural / Non-metro$541,287

Bingham County

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BLACKFOOT, ID$541,287

Blaine County

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HAILEY, ID$759,000

Boise County

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BOISE CITY, ID$586,500

Bonner County

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SANDPOINT, ID$541,287

Bonneville County

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IDAHO FALLS, ID$541,287

Boundary County

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Rural / Non-metro$541,287

Butte County

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IDAHO FALLS, ID$541,287

Camas County

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HAILEY, ID$759,000

Canyon County

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BOISE CITY, ID$586,500

Caribou County

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Rural / Non-metro$541,287

Cassia County

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BURLEY, ID$541,287

Clark County

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Rural / Non-metro$541,287

Clearwater County

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Rural / Non-metro$541,287

Custer County

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Rural / Non-metro$541,287

Elmore County

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MOUNTAIN HOME, ID$541,287

Franklin County

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LOGAN, UT-ID$541,287

Fremont County

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REXBURG, ID$541,287

Gem County

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BOISE CITY, ID$586,500

Gooding County

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Rural / Non-metro$541,287

Idaho County

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Rural / Non-metro$541,287

Jefferson County

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IDAHO FALLS, ID$541,287

Jerome County

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TWIN FALLS, ID$541,287

Kootenai County

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COEUR D'ALENE, ID$572,700

Latah County

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MOSCOW, ID$541,287

Lemhi County

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Rural / Non-metro$541,287

Lewis County

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Rural / Non-metro$541,287

Lincoln County

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HAILEY, ID$759,000

Madison County

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REXBURG, ID$541,287

Minidoka County

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BURLEY, ID$541,287

Nez Perce County

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LEWISTON, ID-WA$541,287

Oneida County

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BRIGHAM CITY, UT-ID$541,287

Owyhee County

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BOISE CITY, ID$586,500

Payette County

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ONTARIO, OR-ID$541,287

Power County

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Rural / Non-metro$541,287

Shoshone County

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Rural / Non-metro$541,287

Teton County

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JACKSON, WY-ID$1,249,125

Twin Falls County

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TWIN FALLS, ID$541,287

Valley County

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Rural / Non-metro$615,250

Washington County

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Rural / Non-metro$541,287
FHA one-unit forward mortgage limits · Idaho
CountyMetro AreaOne-unit limitAction
Ada CountyBOISE CITY, ID$586,500Calculate →
Adams CountyRural / Non-metro$541,287Calculate →
Bannock CountyPOCATELLO, ID$541,287Calculate →
Bear Lake CountyRural / Non-metro$541,287Calculate →
Benewah CountyRural / Non-metro$541,287Calculate →
Bingham CountyBLACKFOOT, ID$541,287Calculate →
Blaine CountyHAILEY, ID$759,000Calculate →
Boise CountyBOISE CITY, ID$586,500Calculate →
Bonner CountySANDPOINT, ID$541,287Calculate →
Bonneville CountyIDAHO FALLS, ID$541,287Calculate →
Boundary CountyRural / Non-metro$541,287Calculate →
Butte CountyIDAHO FALLS, ID$541,287Calculate →
Camas CountyHAILEY, ID$759,000Calculate →
Canyon CountyBOISE CITY, ID$586,500Calculate →
Caribou CountyRural / Non-metro$541,287Calculate →
Cassia CountyBURLEY, ID$541,287Calculate →
Clark CountyRural / Non-metro$541,287Calculate →
Clearwater CountyRural / Non-metro$541,287Calculate →
Custer CountyRural / Non-metro$541,287Calculate →
Elmore CountyMOUNTAIN HOME, ID$541,287Calculate →
Franklin CountyLOGAN, UT-ID$541,287Calculate →
Fremont CountyREXBURG, ID$541,287Calculate →
Gem CountyBOISE CITY, ID$586,500Calculate →
Gooding CountyRural / Non-metro$541,287Calculate →
Idaho CountyRural / Non-metro$541,287Calculate →
Jefferson CountyIDAHO FALLS, ID$541,287Calculate →
Jerome CountyTWIN FALLS, ID$541,287Calculate →
Kootenai CountyCOEUR D'ALENE, ID$572,700Calculate →
Latah CountyMOSCOW, ID$541,287Calculate →
Lemhi CountyRural / Non-metro$541,287Calculate →
Lewis CountyRural / Non-metro$541,287Calculate →
Lincoln CountyHAILEY, ID$759,000Calculate →
Madison CountyREXBURG, ID$541,287Calculate →
Minidoka CountyBURLEY, ID$541,287Calculate →
Nez Perce CountyLEWISTON, ID-WA$541,287Calculate →
Oneida CountyBRIGHAM CITY, UT-ID$541,287Calculate →
Owyhee CountyBOISE CITY, ID$586,500Calculate →
Payette CountyONTARIO, OR-ID$541,287Calculate →
Power CountyRural / Non-metro$541,287Calculate →
Shoshone CountyRural / Non-metro$541,287Calculate →
Teton CountyJACKSON, WY-ID$1,249,125Calculate →
Twin Falls CountyTWIN FALLS, ID$541,287Calculate →
Valley CountyRural / Non-metro$615,250Calculate →
Washington CountyRural / Non-metro$541,287Calculate →

Government sources

  • U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits

    Dataset year
    2026 (CY2026)
    Effective
    January 1, 2026
    Retrieved
    December 12, 2025

    Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)

    https://apps.hud.gov/pub/chums/cy2026-forward-limits.txt