FHA Loan Limits
FHA loan limits by county · New Mexico
33 counties (HUD forward mortgage limits).
CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.
Bernalillo County
View →ALBUQUERQUE, NM$541,287
Catron County
View →Rural / Non-metro$541,287
Chaves County
View →ROSWELL, NM$541,287
Cibola County
View →Rural / Non-metro$541,287
Colfax County
View →Rural / Non-metro$541,287
Curry County
View →CLOVIS, NM$541,287
De Baca County
View →Rural / Non-metro$541,287
Dona Ana County
View →LAS CRUCES, NM$541,287
Eddy County
View →CARLSBAD-ARTESIA, NM$541,287
Grant County
View →SILVER CITY, NM$541,287
Guadalupe County
View →Rural / Non-metro$541,287
Harding County
View →Rural / Non-metro$541,287
Hidalgo County
View →Rural / Non-metro$541,287
Lea County
View →HOBBS, NM$541,287
Lincoln County
View →RUIDOSO, NM$541,287
Los Alamos County
View →LOS ALAMOS, NM$692,300
Luna County
View →DEMING, NM$541,287
Mckinley County
View →GALLUP, NM$541,287
Mora County
View →LAS VEGAS, NM$541,287
Otero County
View →ALAMOGORDO, NM$541,287
Quay County
View →Rural / Non-metro$541,287
Rio Arriba County
View →ESPANOLA, NM$541,287
Roosevelt County
View →CLOVIS, NM$541,287
Sandoval County
View →ALBUQUERQUE, NM$541,287
San Juan County
View →FARMINGTON, NM$541,287
San Miguel County
View →LAS VEGAS, NM$541,287
Santa Fe County
View →SANTA FE, NM$569,250
Sierra County
View →Rural / Non-metro$541,287
Socorro County
View →Rural / Non-metro$541,287
Taos County
View →TAOS, NM$541,287
Torrance County
View →ALBUQUERQUE, NM$541,287
Union County
View →Rural / Non-metro$541,287
Valencia County
View →ALBUQUERQUE, NM$541,287
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| Bernalillo County | ALBUQUERQUE, NM | $541,287 | Calculate → |
| Catron County | Rural / Non-metro | $541,287 | Calculate → |
| Chaves County | ROSWELL, NM | $541,287 | Calculate → |
| Cibola County | Rural / Non-metro | $541,287 | Calculate → |
| Colfax County | Rural / Non-metro | $541,287 | Calculate → |
| Curry County | CLOVIS, NM | $541,287 | Calculate → |
| De Baca County | Rural / Non-metro | $541,287 | Calculate → |
| Dona Ana County | LAS CRUCES, NM | $541,287 | Calculate → |
| Eddy County | CARLSBAD-ARTESIA, NM | $541,287 | Calculate → |
| Grant County | SILVER CITY, NM | $541,287 | Calculate → |
| Guadalupe County | Rural / Non-metro | $541,287 | Calculate → |
| Harding County | Rural / Non-metro | $541,287 | Calculate → |
| Hidalgo County | Rural / Non-metro | $541,287 | Calculate → |
| Lea County | HOBBS, NM | $541,287 | Calculate → |
| Lincoln County | RUIDOSO, NM | $541,287 | Calculate → |
| Los Alamos County | LOS ALAMOS, NM | $692,300 | Calculate → |
| Luna County | DEMING, NM | $541,287 | Calculate → |
| Mckinley County | GALLUP, NM | $541,287 | Calculate → |
| Mora County | LAS VEGAS, NM | $541,287 | Calculate → |
| Otero County | ALAMOGORDO, NM | $541,287 | Calculate → |
| Quay County | Rural / Non-metro | $541,287 | Calculate → |
| Rio Arriba County | ESPANOLA, NM | $541,287 | Calculate → |
| Roosevelt County | CLOVIS, NM | $541,287 | Calculate → |
| Sandoval County | ALBUQUERQUE, NM | $541,287 | Calculate → |
| San Juan County | FARMINGTON, NM | $541,287 | Calculate → |
| San Miguel County | LAS VEGAS, NM | $541,287 | Calculate → |
| Santa Fe County | SANTA FE, NM | $569,250 | Calculate → |
| Sierra County | Rural / Non-metro | $541,287 | Calculate → |
| Socorro County | Rural / Non-metro | $541,287 | Calculate → |
| Taos County | TAOS, NM | $541,287 | Calculate → |
| Torrance County | ALBUQUERQUE, NM | $541,287 | Calculate → |
| Union County | Rural / Non-metro | $541,287 | Calculate → |
| Valencia County | ALBUQUERQUE, NM | $541,287 | Calculate → |
Government sources
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)