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FHA Loan Limits

FHA loan limits by county · Mississippi

82 counties (HUD forward mortgage limits).

CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.

Adams County

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NATCHEZ, MS-LA$541,287

Alcorn County

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CORINTH, MS$541,287

Amite County

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Rural / Non-metro$541,287

Attala County

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Rural / Non-metro$541,287

Benton County

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MEMPHIS, TN-MS-AR$541,287

Bolivar County

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CLEVELAND, MS$541,287

Calhoun County

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Rural / Non-metro$541,287

Carroll County

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GREENWOOD, MS$541,287

Chickasaw County

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Rural / Non-metro$541,287

Choctaw County

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Rural / Non-metro$541,287

Claiborne County

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Rural / Non-metro$541,287

Clarke County

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MERIDIAN, MS$541,287

Clay County

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Rural / Non-metro$541,287

Coahoma County

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CLARKSDALE, MS$541,287

Copiah County

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JACKSON, MS$541,287

Covington County

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Rural / Non-metro$541,287

Desoto County

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MEMPHIS, TN-MS-AR$541,287

Forrest County

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HATTIESBURG, MS$541,287

Franklin County

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Rural / Non-metro$541,287

George County

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Rural / Non-metro$541,287

Greene County

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Rural / Non-metro$541,287

Grenada County

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GRENADA, MS$541,287

Hancock County

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GULFPORT-BILOXI, MS$541,287

Harrison County

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GULFPORT-BILOXI, MS$541,287

Hinds County

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JACKSON, MS$541,287

Holmes County

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JACKSON, MS$541,287

Humphreys County

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Rural / Non-metro$541,287

Issaquena County

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Rural / Non-metro$541,287

Itawamba County

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TUPELO, MS$541,287

Jackson County

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GULFPORT-BILOXI, MS$541,287

Jasper County

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LAUREL, MS$541,287

Jefferson County

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NATCHEZ, MS-LA$541,287

Jefferson Davis County

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Rural / Non-metro$541,287

Jones County

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LAUREL, MS$541,287

Kemper County

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Rural / Non-metro$541,287

Lafayette County

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OXFORD, MS$541,287

Lamar County

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HATTIESBURG, MS$541,287

Lauderdale County

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MERIDIAN, MS$541,287

Lawrence County

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Rural / Non-metro$541,287

Leake County

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Rural / Non-metro$541,287

Lee County

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TUPELO, MS$541,287

Leflore County

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GREENWOOD, MS$541,287

Lincoln County

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BROOKHAVEN, MS$541,287

Lowndes County

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COLUMBUS, MS$541,287

Madison County

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JACKSON, MS$541,287

Marion County

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Rural / Non-metro$541,287

Marshall County

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MEMPHIS, TN-MS-AR$541,287

Monroe County

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Rural / Non-metro$541,287

Montgomery County

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GRENADA, MS$541,287

Neshoba County

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Rural / Non-metro$541,287

Newton County

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Rural / Non-metro$541,287

Noxubee County

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COLUMBUS, MS$541,287

Oktibbeha County

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STARKVILLE, MS$541,287

Panola County

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Rural / Non-metro$541,287

Pearl River County

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PICAYUNE, MS$541,287

Perry County

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HATTIESBURG, MS$541,287

Pike County

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MCCOMB, MS$541,287

Pontotoc County

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Rural / Non-metro$541,287

Prentiss County

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TUPELO, MS$541,287

Quitman County

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Rural / Non-metro$541,287

Rankin County

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JACKSON, MS$541,287

Scott County

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JACKSON, MS$541,287

Sharkey County

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Rural / Non-metro$541,287

Simpson County

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JACKSON, MS$541,287

Smith County

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Rural / Non-metro$541,287

Stone County

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GULFPORT-BILOXI, MS$541,287

Sunflower County

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Rural / Non-metro$541,287

Tallahatchie County

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Rural / Non-metro$541,287

Tate County

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MEMPHIS, TN-MS-AR$541,287

Tippah County

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Rural / Non-metro$541,287

Tishomingo County

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Rural / Non-metro$541,287

Tunica County

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MEMPHIS, TN-MS-AR$541,287

Union County

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Rural / Non-metro$541,287

Walthall County

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MCCOMB, MS$541,287

Warren County

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VICKSBURG, MS$541,287

Washington County

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GREENVILLE, MS$541,287

Wayne County

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Rural / Non-metro$541,287

Webster County

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STARKVILLE, MS$541,287

Wilkinson County

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Rural / Non-metro$541,287

Winston County

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Rural / Non-metro$541,287

Yalobusha County

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OXFORD, MS$541,287

Yazoo County

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JACKSON, MS$541,287
FHA one-unit forward mortgage limits · Mississippi
CountyMetro AreaOne-unit limitAction
Adams CountyNATCHEZ, MS-LA$541,287Calculate →
Alcorn CountyCORINTH, MS$541,287Calculate →
Amite CountyRural / Non-metro$541,287Calculate →
Attala CountyRural / Non-metro$541,287Calculate →
Benton CountyMEMPHIS, TN-MS-AR$541,287Calculate →
Bolivar CountyCLEVELAND, MS$541,287Calculate →
Calhoun CountyRural / Non-metro$541,287Calculate →
Carroll CountyGREENWOOD, MS$541,287Calculate →
Chickasaw CountyRural / Non-metro$541,287Calculate →
Choctaw CountyRural / Non-metro$541,287Calculate →
Claiborne CountyRural / Non-metro$541,287Calculate →
Clarke CountyMERIDIAN, MS$541,287Calculate →
Clay CountyRural / Non-metro$541,287Calculate →
Coahoma CountyCLARKSDALE, MS$541,287Calculate →
Copiah CountyJACKSON, MS$541,287Calculate →
Covington CountyRural / Non-metro$541,287Calculate →
Desoto CountyMEMPHIS, TN-MS-AR$541,287Calculate →
Forrest CountyHATTIESBURG, MS$541,287Calculate →
Franklin CountyRural / Non-metro$541,287Calculate →
George CountyRural / Non-metro$541,287Calculate →
Greene CountyRural / Non-metro$541,287Calculate →
Grenada CountyGRENADA, MS$541,287Calculate →
Hancock CountyGULFPORT-BILOXI, MS$541,287Calculate →
Harrison CountyGULFPORT-BILOXI, MS$541,287Calculate →
Hinds CountyJACKSON, MS$541,287Calculate →
Holmes CountyJACKSON, MS$541,287Calculate →
Humphreys CountyRural / Non-metro$541,287Calculate →
Issaquena CountyRural / Non-metro$541,287Calculate →
Itawamba CountyTUPELO, MS$541,287Calculate →
Jackson CountyGULFPORT-BILOXI, MS$541,287Calculate →
Jasper CountyLAUREL, MS$541,287Calculate →
Jefferson CountyNATCHEZ, MS-LA$541,287Calculate →
Jefferson Davis CountyRural / Non-metro$541,287Calculate →
Jones CountyLAUREL, MS$541,287Calculate →
Kemper CountyRural / Non-metro$541,287Calculate →
Lafayette CountyOXFORD, MS$541,287Calculate →
Lamar CountyHATTIESBURG, MS$541,287Calculate →
Lauderdale CountyMERIDIAN, MS$541,287Calculate →
Lawrence CountyRural / Non-metro$541,287Calculate →
Leake CountyRural / Non-metro$541,287Calculate →
Lee CountyTUPELO, MS$541,287Calculate →
Leflore CountyGREENWOOD, MS$541,287Calculate →
Lincoln CountyBROOKHAVEN, MS$541,287Calculate →
Lowndes CountyCOLUMBUS, MS$541,287Calculate →
Madison CountyJACKSON, MS$541,287Calculate →
Marion CountyRural / Non-metro$541,287Calculate →
Marshall CountyMEMPHIS, TN-MS-AR$541,287Calculate →
Monroe CountyRural / Non-metro$541,287Calculate →
Montgomery CountyGRENADA, MS$541,287Calculate →
Neshoba CountyRural / Non-metro$541,287Calculate →
Newton CountyRural / Non-metro$541,287Calculate →
Noxubee CountyCOLUMBUS, MS$541,287Calculate →
Oktibbeha CountySTARKVILLE, MS$541,287Calculate →
Panola CountyRural / Non-metro$541,287Calculate →
Pearl River CountyPICAYUNE, MS$541,287Calculate →
Perry CountyHATTIESBURG, MS$541,287Calculate →
Pike CountyMCCOMB, MS$541,287Calculate →
Pontotoc CountyRural / Non-metro$541,287Calculate →
Prentiss CountyTUPELO, MS$541,287Calculate →
Quitman CountyRural / Non-metro$541,287Calculate →
Rankin CountyJACKSON, MS$541,287Calculate →
Scott CountyJACKSON, MS$541,287Calculate →
Sharkey CountyRural / Non-metro$541,287Calculate →
Simpson CountyJACKSON, MS$541,287Calculate →
Smith CountyRural / Non-metro$541,287Calculate →
Stone CountyGULFPORT-BILOXI, MS$541,287Calculate →
Sunflower CountyRural / Non-metro$541,287Calculate →
Tallahatchie CountyRural / Non-metro$541,287Calculate →
Tate CountyMEMPHIS, TN-MS-AR$541,287Calculate →
Tippah CountyRural / Non-metro$541,287Calculate →
Tishomingo CountyRural / Non-metro$541,287Calculate →
Tunica CountyMEMPHIS, TN-MS-AR$541,287Calculate →
Union CountyRural / Non-metro$541,287Calculate →
Walthall CountyMCCOMB, MS$541,287Calculate →
Warren CountyVICKSBURG, MS$541,287Calculate →
Washington CountyGREENVILLE, MS$541,287Calculate →
Wayne CountyRural / Non-metro$541,287Calculate →
Webster CountySTARKVILLE, MS$541,287Calculate →
Wilkinson CountyRural / Non-metro$541,287Calculate →
Winston CountyRural / Non-metro$541,287Calculate →
Yalobusha CountyOXFORD, MS$541,287Calculate →
Yazoo CountyJACKSON, MS$541,287Calculate →

Government sources

  • U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits

    Dataset year
    2026 (CY2026)
    Effective
    January 1, 2026
    Retrieved
    December 12, 2025

    Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)

    https://apps.hud.gov/pub/chums/cy2026-forward-limits.txt