FHA Loan Limits
FHA loan limits by county · Illinois
102 counties (HUD forward mortgage limits).
CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.
Adams County
View →QUINCY, IL-MO$541,287
Alexander County
View →CAPE GIRARDEAU, MO-IL$541,287
Bond County
View →ST. LOUIS, MO-IL$541,287
Boone County
View →ROCKFORD, IL$541,287
Brown County
View →Rural / Non-metro$541,287
Bureau County
View →OTTAWA, IL$541,287
Calhoun County
View →ST. LOUIS, MO-IL$541,287
Carroll County
View →Rural / Non-metro$541,287
Cass County
View →Rural / Non-metro$541,287
Champaign County
View →CHAMPAIGN-URBANA, IL$541,287
Christian County
View →TAYLORVILLE, IL$541,287
Clark County
View →Rural / Non-metro$541,287
Clay County
View →Rural / Non-metro$541,287
Clinton County
View →ST. LOUIS, MO-IL$541,287
Coles County
View →CHARLESTON-MATTOON, IL$541,287
Cook County
View →CHICAGO-NAPERVILLE-ELGIN…$541,287
Crawford County
View →Rural / Non-metro$541,287
Cumberland County
View →EFFINGHAM, IL$541,287
Dekalb County
View →CHICAGO-NAPERVILLE-ELGIN…$541,287
De Witt County
View →Rural / Non-metro$541,287
Douglas County
View →Rural / Non-metro$541,287
Dupage County
View →CHICAGO-NAPERVILLE-ELGIN…$541,287
Edgar County
View →Rural / Non-metro$541,287
Edwards County
View →Rural / Non-metro$541,287
Effingham County
View →EFFINGHAM, IL$541,287
Fayette County
View →Rural / Non-metro$541,287
Ford County
View →CHAMPAIGN-URBANA, IL$541,287
Franklin County
View →Rural / Non-metro$541,287
Fulton County
View →CANTON, IL$541,287
Gallatin County
View →Rural / Non-metro$541,287
Greene County
View →Rural / Non-metro$541,287
Grundy County
View →CHICAGO-NAPERVILLE-ELGIN…$541,287
Hamilton County
View →Rural / Non-metro$541,287
Hancock County
View →Rural / Non-metro$541,287
Hardin County
View →Rural / Non-metro$541,287
Henderson County
View →BURLINGTON, IA-IL$541,287
Henry County
View →DAVENPORT-MOLINE-ROCK IS…$541,287
Iroquois County
View →Rural / Non-metro$541,287
Jackson County
View →CARBONDALE, IL$541,287
Jasper County
View →Rural / Non-metro$541,287
Jefferson County
View →MOUNT VERNON, IL$541,287
Jersey County
View →ST. LOUIS, MO-IL$541,287
Jo Daviess County
View →Rural / Non-metro$541,287
Johnson County
View →Rural / Non-metro$541,287
Kane County
View →CHICAGO-NAPERVILLE-ELGIN…$541,287
Kankakee County
View →KANKAKEE, IL$541,287
Kendall County
View →CHICAGO-NAPERVILLE-ELGIN…$541,287
Knox County
View →GALESBURG, IL$541,287
Lake County
View →CHICAGO-NAPERVILLE-ELGIN…$541,287
Lasalle County
View →OTTAWA, IL$541,287
Lawrence County
View →Rural / Non-metro$541,287
Lee County
View →DIXON, IL$541,287
Livingston County
View →PONTIAC, IL$541,287
Logan County
View →LINCOLN, IL$541,287
Mcdonough County
View →MACOMB, IL$541,287
Mchenry County
View →CHICAGO-NAPERVILLE-ELGIN…$541,287
Mclean County
View →BLOOMINGTON, IL$541,287
Macon County
View →DECATUR, IL$541,287
Macoupin County
View →ST. LOUIS, MO-IL$541,287
Madison County
View →ST. LOUIS, MO-IL$541,287
Marion County
View →CENTRALIA, IL$541,287
Marshall County
View →PEORIA, IL$541,287
Mason County
View →Rural / Non-metro$541,287
Massac County
View →PADUCAH, KY-IL$541,287
Menard County
View →SPRINGFIELD, IL$541,287
Mercer County
View →DAVENPORT-MOLINE-ROCK IS…$541,287
Monroe County
View →ST. LOUIS, MO-IL$541,287
Montgomery County
View →Rural / Non-metro$541,287
Morgan County
View →JACKSONVILLE, IL$541,287
Moultrie County
View →Rural / Non-metro$541,287
Ogle County
View →ROCHELLE, IL$541,287
Peoria County
View →PEORIA, IL$541,287
Perry County
View →Rural / Non-metro$541,287
Piatt County
View →CHAMPAIGN-URBANA, IL$541,287
Pike County
View →Rural / Non-metro$541,287
Pope County
View →Rural / Non-metro$541,287
Pulaski County
View →Rural / Non-metro$541,287
Putnam County
View →OTTAWA, IL$541,287
Randolph County
View →Rural / Non-metro$541,287
Richland County
View →Rural / Non-metro$541,287
Rock Island County
View →DAVENPORT-MOLINE-ROCK IS…$541,287
St. Clair County
View →ST. LOUIS, MO-IL$541,287
Saline County
View →Rural / Non-metro$541,287
Sangamon County
View →SPRINGFIELD, IL$541,287
Schuyler County
View →Rural / Non-metro$541,287
Scott County
View →JACKSONVILLE, IL$541,287
Shelby County
View →Rural / Non-metro$541,287
Stark County
View →PEORIA, IL$541,287
Stephenson County
View →FREEPORT, IL$541,287
Tazewell County
View →PEORIA, IL$541,287
Union County
View →Rural / Non-metro$541,287
Vermilion County
View →DANVILLE, IL$541,287
Wabash County
View →Rural / Non-metro$541,287
Warren County
View →Rural / Non-metro$541,287
Washington County
View →Rural / Non-metro$541,287
Wayne County
View →Rural / Non-metro$541,287
White County
View →Rural / Non-metro$541,287
Whiteside County
View →STERLING, IL$541,287
Will County
View →CHICAGO-NAPERVILLE-ELGIN…$541,287
Williamson County
View →MARION-HERRIN, IL$541,287
Winnebago County
View →ROCKFORD, IL$541,287
Woodford County
View →PEORIA, IL$541,287
| County | Metro Area | One-unit limit | Action |
|---|---|---|---|
| Adams County | QUINCY, IL-MO | $541,287 | Calculate → |
| Alexander County | CAPE GIRARDEAU, MO-IL | $541,287 | Calculate → |
| Bond County | ST. LOUIS, MO-IL | $541,287 | Calculate → |
| Boone County | ROCKFORD, IL | $541,287 | Calculate → |
| Brown County | Rural / Non-metro | $541,287 | Calculate → |
| Bureau County | OTTAWA, IL | $541,287 | Calculate → |
| Calhoun County | ST. LOUIS, MO-IL | $541,287 | Calculate → |
| Carroll County | Rural / Non-metro | $541,287 | Calculate → |
| Cass County | Rural / Non-metro | $541,287 | Calculate → |
| Champaign County | CHAMPAIGN-URBANA, IL | $541,287 | Calculate → |
| Christian County | TAYLORVILLE, IL | $541,287 | Calculate → |
| Clark County | Rural / Non-metro | $541,287 | Calculate → |
| Clay County | Rural / Non-metro | $541,287 | Calculate → |
| Clinton County | ST. LOUIS, MO-IL | $541,287 | Calculate → |
| Coles County | CHARLESTON-MATTOON, IL | $541,287 | Calculate → |
| Cook County | CHICAGO-NAPERVILLE-ELGIN, IL-IN | $541,287 | Calculate → |
| Crawford County | Rural / Non-metro | $541,287 | Calculate → |
| Cumberland County | EFFINGHAM, IL | $541,287 | Calculate → |
| Dekalb County | CHICAGO-NAPERVILLE-ELGIN, IL-IN | $541,287 | Calculate → |
| De Witt County | Rural / Non-metro | $541,287 | Calculate → |
| Douglas County | Rural / Non-metro | $541,287 | Calculate → |
| Dupage County | CHICAGO-NAPERVILLE-ELGIN, IL-IN | $541,287 | Calculate → |
| Edgar County | Rural / Non-metro | $541,287 | Calculate → |
| Edwards County | Rural / Non-metro | $541,287 | Calculate → |
| Effingham County | EFFINGHAM, IL | $541,287 | Calculate → |
| Fayette County | Rural / Non-metro | $541,287 | Calculate → |
| Ford County | CHAMPAIGN-URBANA, IL | $541,287 | Calculate → |
| Franklin County | Rural / Non-metro | $541,287 | Calculate → |
| Fulton County | CANTON, IL | $541,287 | Calculate → |
| Gallatin County | Rural / Non-metro | $541,287 | Calculate → |
| Greene County | Rural / Non-metro | $541,287 | Calculate → |
| Grundy County | CHICAGO-NAPERVILLE-ELGIN, IL-IN | $541,287 | Calculate → |
| Hamilton County | Rural / Non-metro | $541,287 | Calculate → |
| Hancock County | Rural / Non-metro | $541,287 | Calculate → |
| Hardin County | Rural / Non-metro | $541,287 | Calculate → |
| Henderson County | BURLINGTON, IA-IL | $541,287 | Calculate → |
| Henry County | DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | $541,287 | Calculate → |
| Iroquois County | Rural / Non-metro | $541,287 | Calculate → |
| Jackson County | CARBONDALE, IL | $541,287 | Calculate → |
| Jasper County | Rural / Non-metro | $541,287 | Calculate → |
| Jefferson County | MOUNT VERNON, IL | $541,287 | Calculate → |
| Jersey County | ST. LOUIS, MO-IL | $541,287 | Calculate → |
| Jo Daviess County | Rural / Non-metro | $541,287 | Calculate → |
| Johnson County | Rural / Non-metro | $541,287 | Calculate → |
| Kane County | CHICAGO-NAPERVILLE-ELGIN, IL-IN | $541,287 | Calculate → |
| Kankakee County | KANKAKEE, IL | $541,287 | Calculate → |
| Kendall County | CHICAGO-NAPERVILLE-ELGIN, IL-IN | $541,287 | Calculate → |
| Knox County | GALESBURG, IL | $541,287 | Calculate → |
| Lake County | CHICAGO-NAPERVILLE-ELGIN, IL-IN | $541,287 | Calculate → |
| Lasalle County | OTTAWA, IL | $541,287 | Calculate → |
| Lawrence County | Rural / Non-metro | $541,287 | Calculate → |
| Lee County | DIXON, IL | $541,287 | Calculate → |
| Livingston County | PONTIAC, IL | $541,287 | Calculate → |
| Logan County | LINCOLN, IL | $541,287 | Calculate → |
| Mcdonough County | MACOMB, IL | $541,287 | Calculate → |
| Mchenry County | CHICAGO-NAPERVILLE-ELGIN, IL-IN | $541,287 | Calculate → |
| Mclean County | BLOOMINGTON, IL | $541,287 | Calculate → |
| Macon County | DECATUR, IL | $541,287 | Calculate → |
| Macoupin County | ST. LOUIS, MO-IL | $541,287 | Calculate → |
| Madison County | ST. LOUIS, MO-IL | $541,287 | Calculate → |
| Marion County | CENTRALIA, IL | $541,287 | Calculate → |
| Marshall County | PEORIA, IL | $541,287 | Calculate → |
| Mason County | Rural / Non-metro | $541,287 | Calculate → |
| Massac County | PADUCAH, KY-IL | $541,287 | Calculate → |
| Menard County | SPRINGFIELD, IL | $541,287 | Calculate → |
| Mercer County | DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | $541,287 | Calculate → |
| Monroe County | ST. LOUIS, MO-IL | $541,287 | Calculate → |
| Montgomery County | Rural / Non-metro | $541,287 | Calculate → |
| Morgan County | JACKSONVILLE, IL | $541,287 | Calculate → |
| Moultrie County | Rural / Non-metro | $541,287 | Calculate → |
| Ogle County | ROCHELLE, IL | $541,287 | Calculate → |
| Peoria County | PEORIA, IL | $541,287 | Calculate → |
| Perry County | Rural / Non-metro | $541,287 | Calculate → |
| Piatt County | CHAMPAIGN-URBANA, IL | $541,287 | Calculate → |
| Pike County | Rural / Non-metro | $541,287 | Calculate → |
| Pope County | Rural / Non-metro | $541,287 | Calculate → |
| Pulaski County | Rural / Non-metro | $541,287 | Calculate → |
| Putnam County | OTTAWA, IL | $541,287 | Calculate → |
| Randolph County | Rural / Non-metro | $541,287 | Calculate → |
| Richland County | Rural / Non-metro | $541,287 | Calculate → |
| Rock Island County | DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | $541,287 | Calculate → |
| St. Clair County | ST. LOUIS, MO-IL | $541,287 | Calculate → |
| Saline County | Rural / Non-metro | $541,287 | Calculate → |
| Sangamon County | SPRINGFIELD, IL | $541,287 | Calculate → |
| Schuyler County | Rural / Non-metro | $541,287 | Calculate → |
| Scott County | JACKSONVILLE, IL | $541,287 | Calculate → |
| Shelby County | Rural / Non-metro | $541,287 | Calculate → |
| Stark County | PEORIA, IL | $541,287 | Calculate → |
| Stephenson County | FREEPORT, IL | $541,287 | Calculate → |
| Tazewell County | PEORIA, IL | $541,287 | Calculate → |
| Union County | Rural / Non-metro | $541,287 | Calculate → |
| Vermilion County | DANVILLE, IL | $541,287 | Calculate → |
| Wabash County | Rural / Non-metro | $541,287 | Calculate → |
| Warren County | Rural / Non-metro | $541,287 | Calculate → |
| Washington County | Rural / Non-metro | $541,287 | Calculate → |
| Wayne County | Rural / Non-metro | $541,287 | Calculate → |
| White County | Rural / Non-metro | $541,287 | Calculate → |
| Whiteside County | STERLING, IL | $541,287 | Calculate → |
| Will County | CHICAGO-NAPERVILLE-ELGIN, IL-IN | $541,287 | Calculate → |
| Williamson County | MARION-HERRIN, IL | $541,287 | Calculate → |
| Winnebago County | ROCKFORD, IL | $541,287 | Calculate → |
| Woodford County | PEORIA, IL | $541,287 | Calculate → |
Government sources
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)