Reference only. Data sourced from HUD/FHFA (2025). This site is a private entity and not affiliated with any government agency.
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Conforming loan limits · Massachusetts

The amount Fannie Mae and Freddie Mac will purchase without triggering Jumbo pricing.

CountyMetroConformingFHAGap
Barnstable CountyRural / Non-metro$806,500$127,000$679,500
Berkshire CountyRural / Non-metro$806,500$383,400$423,100
Bristol CountyRural / Non-metro$806,500$393,000$413,500
Dukes CountyRural / Non-metro$1,209,750$472,400$737,350
Essex CountyRural / Non-metro$914,250$144,601$769,649
Franklin CountyRural / Non-metro$806,500$441,400$365,100
Hampden CountyRural / Non-metro$806,500$441,400$365,100
Hampshire CountyRural / Non-metro$806,500$441,400$365,100
Middlesex CountyRural / Non-metro$914,250$144,601$769,649
Nantucket CountyRural / Non-metro$1,209,750$999,990$209,760
Norfolk CountyRural / Non-metro$914,250$144,601$769,649
Plymouth CountyRural / Non-metro$914,250$144,601$769,649
Suffolk CountyRural / Non-metro$914,250$144,601$769,649
Worcester CountyRural / Non-metro$806,500$493,400$313,100