Reference only. Data sourced from HUD/FHFA (2025). This site is a private entity and not affiliated with any government agency.
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Conforming loan limits · Michigan

The amount Fannie Mae and Freddie Mac will purchase without triggering Jumbo pricing.

CountyMetroConformingFHAGap
Alcona CountyRural / Non-metro$806,500$999,990-$193,490
Alger CountyRural / Non-metro$806,500$999,990-$193,490
Allegan CountyRural / Non-metro$806,500$260,900$545,600
Alpena CountyRural / Non-metro$806,500$109,800$696,700
Antrim CountyRural / Non-metro$806,500$999,990-$193,490
Arenac CountyRural / Non-metro$806,500$999,990-$193,490
Baraga CountyRural / Non-metro$806,500$999,990-$193,490
Barry CountyRural / Non-metro$806,500$999,990-$193,490
Bay CountyRural / Non-metro$806,500$130,200$676,300
Benzie CountyRural / Non-metro$806,500$459,000$347,500
Berrien CountyRural / Non-metro$806,500$356,600$449,900
Branch CountyRural / Non-metro$806,500$177,400$629,100
Calhoun CountyRural / Non-metro$806,500$129,800$676,700
Cass CountyRural / Non-metro$806,500$437,800$368,700
Charlevoix CountyRural / Non-metro$806,500$999,990-$193,490
Cheboygan CountyRural / Non-metro$806,500$999,990-$193,490
Chippewa CountyRural / Non-metro$806,500$423,000$383,500
Clare CountyRural / Non-metro$806,500$999,990-$193,490
Clinton CountyRural / Non-metro$806,500$296,200$510,300
Crawford CountyRural / Non-metro$806,500$999,990-$193,490
Delta CountyRural / Non-metro$806,500$215,400$591,100
Dickinson CountyRural / Non-metro$806,500$270,200$536,300
Eaton CountyRural / Non-metro$806,500$296,200$510,300
Emmet CountyRural / Non-metro$806,500$999,990-$193,490
Genesee CountyRural / Non-metro$806,500$224,200$582,300
Gladwin CountyRural / Non-metro$806,500$999,990-$193,490
Gogebic CountyRural / Non-metro$806,500$999,990-$193,490
Grand Traverse CountyRural / Non-metro$806,500$459,000$347,500
Gratiot CountyRural / Non-metro$806,500$109,400$697,100
Hillsdale CountyRural / Non-metro$806,500$258,800$547,700
Houghton CountyRural / Non-metro$806,500$263,400$543,100
Huron CountyRural / Non-metro$806,500$999,990-$193,490
Ingham CountyRural / Non-metro$806,500$296,200$510,300
Ionia CountyRural / Non-metro$806,500$243,400$563,100
Iosco CountyRural / Non-metro$806,500$999,990-$193,490
Iron CountyRural / Non-metro$806,500$999,990-$193,490
Isabella CountyRural / Non-metro$806,500$343,800$462,700
Jackson CountyRural / Non-metro$806,500$271,000$535,500
Kalamazoo CountyRural / Non-metro$806,500$280,200$526,300
Kalkaska CountyRural / Non-metro$806,500$459,000$347,500
Kent CountyRural / Non-metro$806,500$243,400$563,100
Keweenaw CountyRural / Non-metro$806,500$263,400$543,100
Lake CountyRural / Non-metro$806,500$999,990-$193,490
Lapeer CountyRural / Non-metro$806,500$198,204$608,296
Leelanau CountyRural / Non-metro$806,500$459,000$347,500
Lenawee CountyRural / Non-metro$806,500$103,000$703,500
Livingston CountyRural / Non-metro$806,500$198,204$608,296
Luce CountyRural / Non-metro$806,500$999,990-$193,490
Mackinac CountyRural / Non-metro$806,500$999,990-$193,490
Macomb CountyRural / Non-metro$806,500$198,204$608,296
Manistee CountyRural / Non-metro$806,500$999,990-$193,490
Marquette CountyRural / Non-metro$806,500$321,000$485,500
Mason CountyRural / Non-metro$806,500$312,200$494,300
Mecosta CountyRural / Non-metro$806,500$136,600$669,900
Menominee CountyRural / Non-metro$806,500$319,400$487,100
Midland CountyRural / Non-metro$806,500$332,200$474,300
Missaukee CountyRural / Non-metro$806,500$156,200$650,300
Monroe CountyRural / Non-metro$806,500$337,800$468,700
Montcalm CountyRural / Non-metro$806,500$243,400$563,100
Montmorency CountyRural / Non-metro$806,500$999,990-$193,490
Muskegon CountyRural / Non-metro$806,500$347,400$459,100
Newaygo CountyRural / Non-metro$806,500$999,990-$193,490
Oakland CountyRural / Non-metro$806,500$198,204$608,296
Oceana CountyRural / Non-metro$806,500$999,990-$193,490
Ogemaw CountyRural / Non-metro$806,500$999,990-$193,490
Ontonagon CountyRural / Non-metro$806,500$999,990-$193,490
Osceola CountyRural / Non-metro$806,500$999,990-$193,490
Oscoda CountyRural / Non-metro$806,500$999,990-$193,490
Otsego CountyRural / Non-metro$806,500$999,990-$193,490
Ottawa CountyRural / Non-metro$806,500$243,400$563,100
Presque Isle CountyRural / Non-metro$806,500$999,990-$193,490
Roscommon CountyRural / Non-metro$806,500$999,990-$193,490
Saginaw CountyRural / Non-metro$806,500$409,800$396,700
Sanilac CountyRural / Non-metro$806,500$999,990-$193,490
Schoolcraft CountyRural / Non-metro$806,500$999,990-$193,490
Shiawassee CountyRural / Non-metro$806,500$296,200$510,300
St. Clair CountyRural / Non-metro$806,500$198,204$608,296
St. Joseph CountyRural / Non-metro$806,500$447,800$358,700
Tuscola CountyRural / Non-metro$806,500$999,990-$193,490
Van Buren CountyRural / Non-metro$806,500$999,990-$193,490
Washtenaw CountyRural / Non-metro$806,500$114,600$691,900
Wayne CountyRural / Non-metro$806,500$198,201$608,299
Wexford CountyRural / Non-metro$806,500$156,200$650,300