Reference only. Data sourced from HUD/FHFA (2025). This site is a private entity and not affiliated with any government agency.
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Conforming loan limits · North Carolina

The amount Fannie Mae and Freddie Mac will purchase without triggering Jumbo pricing.

CountyMetroConformingFHAGap
Alamance CountyRural / Non-metro$806,500$155,000$651,500
Alexander CountyRural / Non-metro$806,500$258,600$547,900
Alleghany CountyRural / Non-metro$806,500$999,990-$193,490
Anson CountyRural / Non-metro$806,500$167,400$639,100
Ashe CountyRural / Non-metro$806,500$999,990-$193,490
Avery CountyRural / Non-metro$806,500$999,990-$193,490
Beaufort CountyRural / Non-metro$806,500$478,200$328,300
Bertie CountyRural / Non-metro$806,500$999,990-$193,490
Bladen CountyRural / Non-metro$806,500$999,990-$193,490
Brunswick CountyRural / Non-metro$806,500$348,200$458,300
Buncombe CountyRural / Non-metro$806,500$117,000$689,500
Burke CountyRural / Non-metro$806,500$258,600$547,900
Cabarrus CountyRural / Non-metro$806,500$167,400$639,100
Caldwell CountyRural / Non-metro$806,500$258,600$547,900
Camden CountyRural / Non-metro$806,500$472,600$333,900
Carteret CountyRural / Non-metro$806,500$339,800$466,700
Caswell CountyRural / Non-metro$806,500$999,990-$193,490
Catawba CountyRural / Non-metro$806,500$258,600$547,900
Chatham CountyRural / Non-metro$806,500$205,000$601,500
Cherokee CountyRural / Non-metro$806,500$999,990-$193,490
Chowan CountyRural / Non-metro$806,500$999,990-$193,490
Clay CountyRural / Non-metro$806,500$999,990-$193,490
Cleveland CountyRural / Non-metro$806,500$431,400$375,100
Columbus CountyRural / Non-metro$806,500$999,990-$193,490
Craven CountyRural / Non-metro$806,500$351,000$455,500
Cumberland CountyRural / Non-metro$806,500$221,800$584,700
Currituck CountyRural / Non-metro$806,500$472,600$333,900
Dare CountyRural / Non-metro$806,500$286,200$520,300
Davidson CountyRural / Non-metro$806,500$491,800$314,700
Davie CountyRural / Non-metro$806,500$491,800$314,700
Duplin CountyRural / Non-metro$806,500$999,990-$193,490
Durham CountyRural / Non-metro$806,500$205,000$601,500
Edgecombe CountyRural / Non-metro$806,500$405,800$400,700
Forsyth CountyRural / Non-metro$806,500$491,800$314,700
Franklin CountyRural / Non-metro$806,500$395,800$410,700
Gaston CountyRural / Non-metro$806,500$167,400$639,100
Gates CountyRural / Non-metro$806,500$472,600$333,900
Graham CountyRural / Non-metro$806,500$999,990-$193,490
Granville CountyRural / Non-metro$806,500$205,000$601,500
Greene CountyRural / Non-metro$806,500$999,990-$193,490
Guilford CountyRural / Non-metro$806,500$246,600$559,900
Halifax CountyRural / Non-metro$806,500$402,600$403,900
Harnett CountyRural / Non-metro$806,500$221,800$584,700
Haywood CountyRural / Non-metro$806,500$117,000$689,500
Henderson CountyRural / Non-metro$806,500$117,000$689,500
Hertford CountyRural / Non-metro$806,500$999,990-$193,490
Hoke CountyRural / Non-metro$806,500$221,800$584,700
Hyde CountyRural / Non-metro$806,500$999,990-$193,490
Iredell CountyRural / Non-metro$806,500$167,400$639,100
Jackson CountyRural / Non-metro$806,500$190,000$616,500
Johnston CountyRural / Non-metro$806,500$395,800$410,700
Jones CountyRural / Non-metro$806,500$351,000$455,500
Lee CountyRural / Non-metro$806,500$418,200$388,300
Lenoir CountyRural / Non-metro$806,500$288,200$518,300
Lincoln CountyRural / Non-metro$806,500$167,400$639,100
Macon CountyRural / Non-metro$806,500$999,990-$193,490
Madison CountyRural / Non-metro$806,500$117,000$689,500
Martin CountyRural / Non-metro$806,500$999,990-$193,490
Mcdowell CountyRural / Non-metro$806,500$320,000$486,500
Mecklenburg CountyRural / Non-metro$806,500$167,400$639,100
Mitchell CountyRural / Non-metro$806,500$999,990-$193,490
Montgomery CountyRural / Non-metro$806,500$999,990-$193,490
Moore CountyRural / Non-metro$806,500$382,400$424,100
Nash CountyRural / Non-metro$806,500$405,800$400,700
New Hanover CountyRural / Non-metro$806,500$489,000$317,500
Northampton CountyRural / Non-metro$806,500$402,600$403,900
Onslow CountyRural / Non-metro$806,500$273,400$533,100
Orange CountyRural / Non-metro$806,500$205,000$601,500
Pamlico CountyRural / Non-metro$806,500$351,000$455,500
Pasquotank CountyRural / Non-metro$806,500$210,200$596,300
Pender CountyRural / Non-metro$806,500$489,000$317,500
Perquimans CountyRural / Non-metro$806,500$210,200$596,300
Person CountyRural / Non-metro$806,500$205,000$601,500
Pitt CountyRural / Non-metro$806,500$247,800$558,700
Polk CountyRural / Non-metro$806,500$999,990-$193,490
Randolph CountyRural / Non-metro$806,500$246,600$559,900
Richmond CountyRural / Non-metro$806,500$404,600$401,900
Robeson CountyRural / Non-metro$806,500$313,000$493,500
Rockingham CountyRural / Non-metro$806,500$246,600$559,900
Rowan CountyRural / Non-metro$806,500$167,400$639,100
Rutherford CountyRural / Non-metro$806,500$225,800$580,700
Sampson CountyRural / Non-metro$806,500$999,990-$193,490
Scotland CountyRural / Non-metro$806,500$299,000$507,500
Stanly CountyRural / Non-metro$806,500$106,200$700,300
Stokes CountyRural / Non-metro$806,500$491,800$314,700
Surry CountyRural / Non-metro$806,500$343,400$463,100
Swain CountyRural / Non-metro$806,500$190,000$616,500
Transylvania CountyRural / Non-metro$806,500$148,200$658,300
Tyrrell CountyRural / Non-metro$806,500$999,990-$193,490
Union CountyRural / Non-metro$806,500$167,400$639,100
Vance CountyRural / Non-metro$806,500$257,800$548,700
Wake CountyRural / Non-metro$806,500$395,800$410,700
Warren CountyRural / Non-metro$806,500$999,990-$193,490
Washington CountyRural / Non-metro$806,500$999,990-$193,490
Watauga CountyRural / Non-metro$806,500$143,800$662,700
Wayne CountyRural / Non-metro$806,500$241,400$565,100
Wilkes CountyRural / Non-metro$806,500$359,000$447,500
Wilson CountyRural / Non-metro$806,500$489,800$316,700
Yadkin CountyRural / Non-metro$806,500$491,800$314,700
Yancey CountyRural / Non-metro$806,500$999,990-$193,490