2026 conforming loan limits · Nebraska
All 93 counties in Nebraska use the same one-unit conforming limit of $832,750.
CY2026 Showing the 2026 FHFA dataset, effective 2026-01-01. Figures change only when FHFA publishes a new file.
Nebraska at a glance
| Metric | Value |
|---|---|
| Counties | 93 |
| Lowest one-unit conforming limit | $832,750 |
| Highest one-unit conforming limit | $832,750 |
| Distinct one-unit limits | 1 |
| Applicable baseline | $832,750 |
| Above the applicable baseline | 0 of 93 (0.0%) |
| At the applicable ceiling | 0 |
| Dataset year | CY2026 |
Every county in Nebraska carries the same one-unit limit, so there is no high-cost ranking to show.
Conforming and FHA limits by county
Two federal programs, two agencies, two different limits. The conforming figure is FHFA’s cap on what Fannie Mae and Freddie Mac may buy; the FHA figure is HUD’s cap on what FHA will insure. Neither governs the other.
| County | Metro | Conforming 1-unit (2026) | FHA 1-unit (2026) | Difference |
|---|---|---|---|---|
| Adams County | HASTINGS, NE | $832,750 | $541,287 | $291,463 |
| Antelope County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Arthur County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Banner County | SCOTTSBLUFF, NE | $832,750 | $541,287 | $291,463 |
| Blaine County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Boone County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Box Butte County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Boyd County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Brown County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Buffalo County | KEARNEY, NE | $832,750 | $541,287 | $291,463 |
| Burt County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Butler County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Cass County | OMAHA, NE-IA | $832,750 | $541,287 | $291,463 |
| Cedar County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Chase County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Cherry County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Cheyenne County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Clay County | HASTINGS, NE | $832,750 | $541,287 | $291,463 |
| Colfax County | COLUMBUS, NE | $832,750 | $541,287 | $291,463 |
| Cuming County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Custer County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Dakota County | SIOUX CITY, IA-NE-SD | $832,750 | $541,287 | $291,463 |
| Dawes County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Dawson County | LEXINGTON, NE | $832,750 | $603,750 | $229,000 |
| Deuel County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Dixon County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Dodge County | FREMONT, NE | $832,750 | $541,287 | $291,463 |
| Douglas County | OMAHA, NE-IA | $832,750 | $541,287 | $291,463 |
| Dundy County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Fillmore County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Franklin County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Frontier County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Furnas County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Gage County | BEATRICE, NE | $832,750 | $541,287 | $291,463 |
| Garden County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Garfield County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Gosper County | LEXINGTON, NE | $832,750 | $603,750 | $229,000 |
| Grant County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Greeley County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Hall County | GRAND ISLAND, NE | $832,750 | $541,287 | $291,463 |
| Hamilton County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Harlan County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Hayes County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Hitchcock County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Holt County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Hooker County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Howard County | GRAND ISLAND, NE | $832,750 | $541,287 | $291,463 |
| Jefferson County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Johnson County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Kearney County | KEARNEY, NE | $832,750 | $541,287 | $291,463 |
| Keith County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Keya Paha County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Kimball County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Knox County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Lancaster County | LINCOLN, NE | $832,750 | $541,287 | $291,463 |
| Lincoln County | NORTH PLATTE, NE | $832,750 | $541,287 | $291,463 |
| Logan County | NORTH PLATTE, NE | $832,750 | $541,287 | $291,463 |
| Loup County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Mcpherson County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Madison County | NORFOLK, NE | $832,750 | $541,287 | $291,463 |
| Merrick County | GRAND ISLAND, NE | $832,750 | $541,287 | $291,463 |
| Morrill County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Nance County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Nemaha County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Nuckolls County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Otoe County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Pawnee County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Perkins County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Phelps County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Pierce County | NORFOLK, NE | $832,750 | $541,287 | $291,463 |
| Platte County | COLUMBUS, NE | $832,750 | $541,287 | $291,463 |
| Polk County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Red Willow County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Richardson County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Rock County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Saline County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Sarpy County | OMAHA, NE-IA | $832,750 | $541,287 | $291,463 |
| Saunders County | OMAHA, NE-IA | $832,750 | $541,287 | $291,463 |
| Scotts Bluff County | SCOTTSBLUFF, NE | $832,750 | $541,287 | $291,463 |
| Seward County | LINCOLN, NE | $832,750 | $541,287 | $291,463 |
| Sheridan County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Sherman County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Sioux County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Stanton County | NORFOLK, NE | $832,750 | $541,287 | $291,463 |
| Thayer County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Thomas County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Thurston County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Valley County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Washington County | OMAHA, NE-IA | $832,750 | $541,287 | $291,463 |
| Wayne County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Webster County | HASTINGS, NE | $832,750 | $541,287 | $291,463 |
| Wheeler County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| York County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
Two-, three- and four-unit conforming limits
FHFA publishes a separate limit for each property size. These are its published figures, not multiples of the one-unit limit.
| County | 1 unit | 2 units | 3 units | 4 units |
|---|---|---|---|---|
| Adams County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Antelope County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Arthur County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Banner County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Blaine County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Boone County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Box Butte County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Boyd County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Brown County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Buffalo County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Burt County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Butler County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Cass County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Cedar County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Chase County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Cherry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Cheyenne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Clay County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Colfax County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Cuming County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Custer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dakota County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dawes County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dawson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Deuel County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dixon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dodge County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Douglas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dundy County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Fillmore County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Franklin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Frontier County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Furnas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Gage County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Garden County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Garfield County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Gosper County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Grant County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Greeley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hall County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hamilton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Harlan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hayes County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hitchcock County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Holt County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hooker County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Howard County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Johnson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Kearney County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Keith County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Keya Paha County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Kimball County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Knox County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lancaster County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lincoln County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Logan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Loup County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Mcpherson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Madison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Merrick County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Morrill County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Nance County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Nemaha County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Nuckolls County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Otoe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pawnee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Perkins County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Phelps County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pierce County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Platte County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Polk County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Red Willow County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Richardson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Rock County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Saline County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sarpy County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Saunders County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Scotts Bluff County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Seward County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sheridan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sherman County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sioux County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Stanton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Thayer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Thomas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Thurston County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Valley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Wayne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Webster County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Wheeler County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| York County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
Government sources
Federal Housing Finance Agency (FHFA) — Conforming Loan Limits by County (HERA-based)
Fields used: FIPS State Code; FIPS County Code; County Name; State; CBSA Number; One-Unit Limit; Two-Unit Limit; Three-Unit Limit; Four-Unit Limit
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)