Reference only. Data sourced from HUD/FHFA (2025). This site is a private entity and not affiliated with any government agency.
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Conforming loan limits · New Jersey

The amount Fannie Mae and Freddie Mac will purchase without triggering Jumbo pricing.

CountyMetroConformingFHAGap
Atlantic CountyRural / Non-metro$806,500$121,000$685,500
Bergen CountyRural / Non-metro$1,209,750$356,203$853,547
Burlington CountyRural / Non-metro$806,500$379,801$426,699
Camden CountyRural / Non-metro$806,500$379,801$426,699
Cape May CountyRural / Non-metro$806,500$361,400$445,100
Cumberland CountyRural / Non-metro$806,500$472,200$334,300
Essex CountyRural / Non-metro$1,209,750$356,203$853,547
Gloucester CountyRural / Non-metro$806,500$379,801$426,699
Hudson CountyRural / Non-metro$1,209,750$356,203$853,547
Hunterdon CountyRural / Non-metro$1,209,750$356,203$853,547
Mercer CountyRural / Non-metro$806,500$459,400$347,100
Middlesex CountyRural / Non-metro$1,209,750$356,203$853,547
Monmouth CountyRural / Non-metro$1,209,750$356,203$853,547
Morris CountyRural / Non-metro$1,209,750$356,203$853,547
Ocean CountyRural / Non-metro$1,209,750$356,203$853,547
Passaic CountyRural / Non-metro$1,209,750$356,203$853,547
Salem CountyRural / Non-metro$806,500$379,804$426,696
Somerset CountyRural / Non-metro$1,209,750$356,203$853,547
Sussex CountyRural / Non-metro$1,209,750$356,203$853,547
Union CountyRural / Non-metro$1,209,750$356,203$853,547
Warren CountyRural / Non-metro$806,500$109,000$697,500