Conforming loan limits · New York
The amount Fannie Mae and Freddie Mac will purchase without triggering Jumbo pricing.
| County | Metro | Conforming | FHA | Gap |
|---|---|---|---|---|
| Albany County | Rural / Non-metro | $806,500 | $105,800 | $700,700 |
| Allegany County | Rural / Non-metro | $806,500 | $999,990 | -$193,490 |
| Bronx County | Rural / Non-metro | $1,209,750 | $356,203 | $853,547 |
| Broome County | Rural / Non-metro | $806,500 | $137,800 | $668,700 |
| Cattaraugus County | Rural / Non-metro | $806,500 | $364,600 | $441,900 |
| Cayuga County | Rural / Non-metro | $806,500 | $121,800 | $684,700 |
| Chautauqua County | Rural / Non-metro | $806,500 | $274,600 | $531,900 |
| Chemung County | Rural / Non-metro | $806,500 | $213,000 | $593,500 |
| Chenango County | Rural / Non-metro | $806,500 | $999,990 | -$193,490 |
| Clinton County | Rural / Non-metro | $806,500 | $384,600 | $421,900 |
| Columbia County | Rural / Non-metro | $806,500 | $264,600 | $541,900 |
| Cortland County | Rural / Non-metro | $806,500 | $186,600 | $619,900 |
| Delaware County | Rural / Non-metro | $806,500 | $999,990 | -$193,490 |
| Dutchess County | Rural / Non-metro | $806,500 | $391,000 | $415,500 |
| Erie County | Rural / Non-metro | $806,500 | $153,800 | $652,700 |
| Essex County | Rural / Non-metro | $806,500 | $999,990 | -$193,490 |
| Franklin County | Rural / Non-metro | $806,500 | $316,600 | $489,900 |
| Fulton County | Rural / Non-metro | $806,500 | $241,000 | $565,500 |
| Genesee County | Rural / Non-metro | $806,500 | $128,600 | $677,900 |
| Greene County | Rural / Non-metro | $806,500 | $999,990 | -$193,490 |
| Hamilton County | Rural / Non-metro | $806,500 | $999,990 | -$193,490 |
| Herkimer County | Rural / Non-metro | $806,500 | $465,400 | $341,100 |
| Jefferson County | Rural / Non-metro | $806,500 | $480,600 | $325,900 |
| Kings County | Rural / Non-metro | $1,209,750 | $356,203 | $853,547 |
| Lewis County | Rural / Non-metro | $806,500 | $999,990 | -$193,490 |
| Livingston County | Rural / Non-metro | $806,500 | $403,800 | $402,700 |
| Madison County | Rural / Non-metro | $806,500 | $450,600 | $355,900 |
| Monroe County | Rural / Non-metro | $806,500 | $403,800 | $402,700 |
| Montgomery County | Rural / Non-metro | $806,500 | $112,200 | $694,300 |
| Nassau County | Rural / Non-metro | $1,209,750 | $356,203 | $853,547 |
| New York County | Rural / Non-metro | $1,209,750 | $356,203 | $853,547 |
| Niagara County | Rural / Non-metro | $806,500 | $153,800 | $652,700 |
| Oneida County | Rural / Non-metro | $806,500 | $465,400 | $341,100 |
| Onondaga County | Rural / Non-metro | $806,500 | $450,600 | $355,900 |
| Ontario County | Rural / Non-metro | $806,500 | $403,800 | $402,700 |
| Orange County | Rural / Non-metro | $806,500 | $391,000 | $415,500 |
| Orleans County | Rural / Non-metro | $806,500 | $403,800 | $402,700 |
| Oswego County | Rural / Non-metro | $806,500 | $450,600 | $355,900 |
| Otsego County | Rural / Non-metro | $806,500 | $365,800 | $440,700 |
| Putnam County | Rural / Non-metro | $1,209,750 | $356,203 | $853,547 |
| Queens County | Rural / Non-metro | $1,209,750 | $356,203 | $853,547 |
| Rensselaer County | Rural / Non-metro | $806,500 | $105,800 | $700,700 |
| Richmond County | Rural / Non-metro | $1,209,750 | $356,203 | $853,547 |
| Rockland County | Rural / Non-metro | $1,209,750 | $356,203 | $853,547 |
| Saratoga County | Rural / Non-metro | $806,500 | $105,800 | $700,700 |
| Schenectady County | Rural / Non-metro | $806,500 | $105,800 | $700,700 |
| Schoharie County | Rural / Non-metro | $806,500 | $105,800 | $700,700 |
| Schuyler County | Rural / Non-metro | $806,500 | $999,990 | -$193,490 |
| Seneca County | Rural / Non-metro | $806,500 | $429,000 | $377,500 |
| St. Lawrence County | Rural / Non-metro | $806,500 | $363,000 | $443,500 |
| Steuben County | Rural / Non-metro | $806,500 | $185,000 | $621,500 |
| Suffolk County | Rural / Non-metro | $1,209,750 | $356,203 | $853,547 |
| Sullivan County | Rural / Non-metro | $806,500 | $999,990 | -$193,490 |
| Tioga County | Rural / Non-metro | $806,500 | $137,800 | $668,700 |
| Tompkins County | Rural / Non-metro | $806,500 | $270,600 | $535,900 |
| Ulster County | Rural / Non-metro | $806,500 | $287,400 | $519,100 |
| Warren County | Rural / Non-metro | $806,500 | $240,200 | $566,300 |
| Washington County | Rural / Non-metro | $806,500 | $240,200 | $566,300 |
| Wayne County | Rural / Non-metro | $806,500 | $403,800 | $402,700 |
| Westchester County | Rural / Non-metro | $1,209,750 | $356,203 | $853,547 |
| Wyoming County | Rural / Non-metro | $806,500 | $999,990 | -$193,490 |
| Yates County | Rural / Non-metro | $806,500 | $403,800 | $402,700 |