Reference only. Data sourced from HUD/FHFA (2025). This site is a private entity and not affiliated with any government agency.
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Conforming loan limits · Virginia

The amount Fannie Mae and Freddie Mac will purchase without triggering Jumbo pricing.

CountyMetroConformingFHAGap
Accomack CountyRural / Non-metro$806,500$999,990-$193,490
Albemarle CountyRural / Non-metro$806,500$168,200$638,300
Alexandria CityRural / Non-metro$1,209,750$479,004$730,746
Alleghany CountyRural / Non-metro$806,500$999,990-$193,490
Amelia CountyRural / Non-metro$806,500$400,600$405,900
Amherst CountyRural / Non-metro$806,500$313,400$493,100
Appomattox CountyRural / Non-metro$806,500$313,400$493,100
Arlington CountyRural / Non-metro$1,209,750$479,004$730,746
Augusta CountyRural / Non-metro$806,500$444,200$362,300
Bath CountyRural / Non-metro$806,500$999,990-$193,490
Bedford CountyRural / Non-metro$806,500$313,400$493,100
Bland CountyRural / Non-metro$806,500$141,400$665,100
Botetourt CountyRural / Non-metro$806,500$402,200$404,300
Bristol CityRural / Non-metro$806,500$287,000$519,500
Brunswick CountyRural / Non-metro$806,500$999,990-$193,490
Buchanan CountyRural / Non-metro$806,500$999,990-$193,490
Buckingham CountyRural / Non-metro$806,500$999,990-$193,490
Buena Vista CityRural / Non-metro$806,500$999,990-$193,490
Campbell CountyRural / Non-metro$806,500$313,400$493,100
Caroline CountyRural / Non-metro$806,500$999,990-$193,490
Carroll CountyRural / Non-metro$806,500$999,990-$193,490
Charles City CountyRural / Non-metro$806,500$400,600$405,900
Charlotte CountyRural / Non-metro$806,500$999,990-$193,490
Charlottesville CityRural / Non-metro$806,500$168,200$638,300
Chesapeake CityRural / Non-metro$806,500$472,600$333,900
Chesterfield CountyRural / Non-metro$806,500$400,600$405,900
Clarke CountyRural / Non-metro$1,209,750$479,004$730,746
Colonial Heights CityRural / Non-metro$806,500$400,600$405,900
Covington CityRural / Non-metro$806,500$999,990-$193,490
Craig CountyRural / Non-metro$806,500$402,200$404,300
Culpeper CountyRural / Non-metro$1,209,750$479,004$730,746
Cumberland CountyRural / Non-metro$806,500$999,990-$193,490
Danville CityRural / Non-metro$806,500$192,600$613,900
Dickenson CountyRural / Non-metro$806,500$999,990-$193,490
Dinwiddie CountyRural / Non-metro$806,500$400,600$405,900
Emporia CityRural / Non-metro$806,500$999,990-$193,490
Essex CountyRural / Non-metro$806,500$999,990-$193,490
Fairfax CityRural / Non-metro$1,209,750$479,004$730,746
Fairfax CountyRural / Non-metro$1,209,750$479,004$730,746
Falls Church CityRural / Non-metro$1,209,750$479,004$730,746
Fauquier CountyRural / Non-metro$1,209,750$479,004$730,746
Floyd CountyRural / Non-metro$806,500$999,990-$193,490
Fluvanna CountyRural / Non-metro$806,500$168,200$638,300
Franklin CityRural / Non-metro$806,500$472,600$333,900
Franklin CountyRural / Non-metro$806,500$402,200$404,300
Frederick CountyRural / Non-metro$806,500$490,200$316,300
Fredericksburg CityRural / Non-metro$1,209,750$479,004$730,746
Galax CityRural / Non-metro$806,500$999,990-$193,490
Giles CountyRural / Non-metro$806,500$139,800$666,700
Gloucester CountyRural / Non-metro$806,500$472,600$333,900
Goochland CountyRural / Non-metro$806,500$400,600$405,900
Grayson CountyRural / Non-metro$806,500$999,990-$193,490
Greene CountyRural / Non-metro$806,500$168,200$638,300
Greensville CountyRural / Non-metro$806,500$999,990-$193,490
Halifax CountyRural / Non-metro$806,500$999,990-$193,490
Hampton CityRural / Non-metro$806,500$472,600$333,900
Hanover CountyRural / Non-metro$806,500$400,600$405,900
Harrisonburg CityRural / Non-metro$806,500$255,000$551,500
Henrico CountyRural / Non-metro$806,500$400,600$405,900
Henry CountyRural / Non-metro$806,500$323,000$483,500
Highland CountyRural / Non-metro$806,500$999,990-$193,490
Hopewell CityRural / Non-metro$806,500$400,600$405,900
Isle Of Wight CountyRural / Non-metro$806,500$472,600$333,900
James City CountyRural / Non-metro$806,500$472,600$333,900
King And Queen CountyRural / Non-metro$806,500$400,600$405,900
King George CountyRural / Non-metro$806,500$999,990-$193,490
King William CountyRural / Non-metro$806,500$400,600$405,900
Lancaster CountyRural / Non-metro$806,500$999,990-$193,490
Lee CountyRural / Non-metro$806,500$999,990-$193,490
Lexington CityRural / Non-metro$806,500$999,990-$193,490
Loudoun CountyRural / Non-metro$1,209,750$479,004$730,746
Louisa CountyRural / Non-metro$806,500$999,990-$193,490
Lunenburg CountyRural / Non-metro$806,500$999,990-$193,490
Lynchburg CityRural / Non-metro$806,500$313,400$493,100
Madison CountyRural / Non-metro$1,209,750$479,004$730,746
Manassas CityRural / Non-metro$1,209,750$479,004$730,746
Manassas Park CityRural / Non-metro$1,209,750$479,004$730,746
Martinsville CityRural / Non-metro$806,500$323,000$483,500
Mathews CountyRural / Non-metro$806,500$472,600$333,900
Mecklenburg CountyRural / Non-metro$806,500$999,990-$193,490
Middlesex CountyRural / Non-metro$806,500$999,990-$193,490
Montgomery CountyRural / Non-metro$806,500$139,800$666,700
Nelson CountyRural / Non-metro$806,500$168,200$638,300
New Kent CountyRural / Non-metro$806,500$400,600$405,900
Newport News CityRural / Non-metro$806,500$472,600$333,900
Norfolk CityRural / Non-metro$806,500$472,600$333,900
Northampton CountyRural / Non-metro$806,500$999,990-$193,490
Northumberland CountyRural / Non-metro$806,500$999,990-$193,490
Norton CityRural / Non-metro$806,500$137,200$669,300
Nottoway CountyRural / Non-metro$806,500$999,990-$193,490
Orange CountyRural / Non-metro$806,500$999,990-$193,490
Page CountyRural / Non-metro$806,500$999,990-$193,490
Patrick CountyRural / Non-metro$806,500$999,990-$193,490
Petersburg CityRural / Non-metro$806,500$400,600$405,900
Pittsylvania CountyRural / Non-metro$806,500$192,600$613,900
Poquoson CityRural / Non-metro$806,500$472,600$333,900
Portsmouth CityRural / Non-metro$806,500$472,600$333,900
Powhatan CountyRural / Non-metro$806,500$400,600$405,900
Prince Edward CountyRural / Non-metro$806,500$999,990-$193,490
Prince George CountyRural / Non-metro$806,500$400,600$405,900
Prince William CountyRural / Non-metro$1,209,750$479,004$730,746
Pulaski CountyRural / Non-metro$806,500$139,800$666,700
Radford CityRural / Non-metro$806,500$139,800$666,700
Rappahannock CountyRural / Non-metro$1,209,750$479,004$730,746
Richmond CityRural / Non-metro$806,500$400,600$405,900
Richmond CountyRural / Non-metro$806,500$999,990-$193,490
Roanoke CityRural / Non-metro$806,500$402,200$404,300
Roanoke CountyRural / Non-metro$806,500$402,200$404,300
Rockbridge CountyRural / Non-metro$806,500$999,990-$193,490
Rockingham CountyRural / Non-metro$806,500$255,000$551,500
Russell CountyRural / Non-metro$806,500$999,990-$193,490
Salem CityRural / Non-metro$806,500$402,200$404,300
Scott CountyRural / Non-metro$806,500$287,000$519,500
Shenandoah CountyRural / Non-metro$806,500$999,990-$193,490
Smyth CountyRural / Non-metro$806,500$999,990-$193,490
Southampton CountyRural / Non-metro$806,500$472,600$333,900
Spotsylvania CountyRural / Non-metro$1,209,750$479,004$730,746
Stafford CountyRural / Non-metro$1,209,750$479,004$730,746
Staunton CityRural / Non-metro$806,500$444,200$362,300
Suffolk CityRural / Non-metro$806,500$472,600$333,900
Surry CountyRural / Non-metro$806,500$999,990-$193,490
Sussex CountyRural / Non-metro$806,500$400,600$405,900
Tazewell CountyRural / Non-metro$806,500$141,400$665,100
Virginia Beach CityRural / Non-metro$806,500$472,600$333,900
Warren CountyRural / Non-metro$1,209,750$479,004$730,746
Washington CountyRural / Non-metro$806,500$287,000$519,500
Waynesboro CityRural / Non-metro$806,500$444,200$362,300
Westmoreland CountyRural / Non-metro$806,500$999,990-$193,490
Williamsburg CityRural / Non-metro$806,500$472,600$333,900
Winchester CityRural / Non-metro$806,500$490,200$316,300
Wise CountyRural / Non-metro$806,500$137,200$669,300
Wythe CountyRural / Non-metro$806,500$999,990-$193,490
York CountyRural / Non-metro$806,500$472,600$333,900