Reference only. Data sourced from HUD/FHFA (2025). This site is a private entity and not affiliated with any government agency.
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Conforming loan limits · VI

The amount Fannie Mae and Freddie Mac will purchase without triggering Jumbo pricing.

CountyMetroConformingFHAGap
St. Croix IslandRural / Non-metro$1,209,750$999,990$209,760
St. John IslandRural / Non-metro$1,209,750$999,990$209,760
St. Thomas IslandRural / Non-metro$1,209,750$999,990$209,760