2026 conforming loan limits · Wisconsin
All 72 counties in Wisconsin use the same one-unit conforming limit of $832,750.
CY2026 Showing the 2026 FHFA dataset, effective 2026-01-01. Figures change only when FHFA publishes a new file.
Wisconsin at a glance
| Metric | Value |
|---|---|
| Counties | 72 |
| Lowest one-unit conforming limit | $832,750 |
| Highest one-unit conforming limit | $832,750 |
| Distinct one-unit limits | 1 |
| Applicable baseline | $832,750 |
| Above the applicable baseline | 0 of 72 (0.0%) |
| At the applicable ceiling | 0 |
| Dataset year | CY2026 |
Every county in Wisconsin carries the same one-unit limit, so there is no high-cost ranking to show.
Conforming and FHA limits by county
Two federal programs, two agencies, two different limits. The conforming figure is FHFA’s cap on what Fannie Mae and Freddie Mac may buy; the FHA figure is HUD’s cap on what FHA will insure. Neither governs the other.
| County | Metro | Conforming 1-unit (2026) | FHA 1-unit (2026) | Difference |
|---|---|---|---|---|
| Adams County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Ashland County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Barron County | RICE LAKE, WI | $832,750 | $541,287 | $291,463 |
| Bayfield County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Brown County | GREEN BAY, WI | $832,750 | $541,287 | $291,463 |
| Buffalo County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Burnett County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Calumet County | APPLETON, WI | $832,750 | $541,287 | $291,463 |
| Chippewa County | EAU CLAIRE, WI | $832,750 | $541,287 | $291,463 |
| Clark County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Columbia County | MADISON, WI | $832,750 | $541,287 | $291,463 |
| Crawford County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Dane County | MADISON, WI | $832,750 | $541,287 | $291,463 |
| Dodge County | BEAVER DAM, WI | $832,750 | $541,287 | $291,463 |
| Door County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Douglas County | DULUTH, MN-WI | $832,750 | $541,287 | $291,463 |
| Dunn County | MENOMONIE, WI | $832,750 | $541,287 | $291,463 |
| Eau Claire County | EAU CLAIRE, WI | $832,750 | $541,287 | $291,463 |
| Florence County | IRON MOUNTAIN, MI-WI | $832,750 | $541,287 | $291,463 |
| Fond Du Lac County | FOND DU LAC, WI | $832,750 | $541,287 | $291,463 |
| Forest County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Grant County | PLATTEVILLE, WI | $832,750 | $541,287 | $291,463 |
| Green County | MADISON, WI | $832,750 | $541,287 | $291,463 |
| Green Lake County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Iowa County | MADISON, WI | $832,750 | $541,287 | $291,463 |
| Iron County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Jackson County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Jefferson County | WATERTOWN-FORT ATKINSON, WI | $832,750 | $541,287 | $291,463 |
| Juneau County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Kenosha County | KENOSHA, WI | $832,750 | $541,287 | $291,463 |
| Kewaunee County | GREEN BAY, WI | $832,750 | $541,287 | $291,463 |
| La Crosse County | LA CROSSE-ONALASKA, WI-MN | $832,750 | $541,287 | $291,463 |
| Lafayette County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Langlade County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Lincoln County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Manitowoc County | MANITOWOC, WI | $832,750 | $541,287 | $291,463 |
| Marathon County | WAUSAU, WI | $832,750 | $541,287 | $291,463 |
| Marinette County | MARINETTE, WI-MI | $832,750 | $541,287 | $291,463 |
| Marquette County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Menominee County | SHAWANO, WI | $832,750 | $541,287 | $291,463 |
| Milwaukee County | MILWAUKEE-WAUKESHA, WI | $832,750 | $541,287 | $291,463 |
| Monroe County | SPARTA, WI | $832,750 | $541,287 | $291,463 |
| Oconto County | GREEN BAY, WI | $832,750 | $541,287 | $291,463 |
| Oneida County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Outagamie County | APPLETON, WI | $832,750 | $541,287 | $291,463 |
| Ozaukee County | MILWAUKEE-WAUKESHA, WI | $832,750 | $541,287 | $291,463 |
| Pepin County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Pierce County | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $832,750 | $552,000 | $280,750 |
| Polk County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Portage County | STEVENS POINT-PLOVER, WI | $832,750 | $541,287 | $291,463 |
| Price County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Racine County | RACINE-MOUNT PLEASANT, WI | $832,750 | $541,287 | $291,463 |
| Richland County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Rock County | JANESVILLE-BELOIT, WI | $832,750 | $541,287 | $291,463 |
| Rusk County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| St. Croix County | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $832,750 | $552,000 | $280,750 |
| Sauk County | BARABOO, WI | $832,750 | $541,287 | $291,463 |
| Sawyer County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Shawano County | SHAWANO, WI | $832,750 | $541,287 | $291,463 |
| Sheboygan County | SHEBOYGAN, WI | $832,750 | $541,287 | $291,463 |
| Taylor County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Trempealeau County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Vernon County | LA CROSSE-ONALASKA, WI-MN | $832,750 | $541,287 | $291,463 |
| Vilas County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Walworth County | WHITEWATER-ELKHORN, WI | $832,750 | $541,287 | $291,463 |
| Washburn County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Washington County | MILWAUKEE-WAUKESHA, WI | $832,750 | $541,287 | $291,463 |
| Waukesha County | MILWAUKEE-WAUKESHA, WI | $832,750 | $541,287 | $291,463 |
| Waupaca County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Waushara County | Rural / Non-metro | $832,750 | $541,287 | $291,463 |
| Winnebago County | OSHKOSH-NEENAH, WI | $832,750 | $541,287 | $291,463 |
| Wood County | WISCONSIN RAPIDS-MARSHFIELD, WI | $832,750 | $541,287 | $291,463 |
Two-, three- and four-unit conforming limits
FHFA publishes a separate limit for each property size. These are its published figures, not multiples of the one-unit limit.
| County | 1 unit | 2 units | 3 units | 4 units |
|---|---|---|---|---|
| Adams County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Ashland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Barron County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Bayfield County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Brown County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Buffalo County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Burnett County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Calumet County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Chippewa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Clark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Columbia County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Crawford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dane County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dodge County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Door County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Douglas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dunn County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Eau Claire County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Florence County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Fond Du Lac County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Forest County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Grant County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Green County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Green Lake County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Iowa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Iron County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Jackson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Juneau County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Kenosha County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Kewaunee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| La Crosse County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lafayette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Langlade County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lincoln County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Manitowoc County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Marathon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Marinette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Marquette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Menominee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Milwaukee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Monroe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Oconto County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Oneida County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Outagamie County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Ozaukee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pepin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pierce County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Polk County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Portage County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Price County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Racine County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Richland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Rock County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Rusk County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| St. Croix County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sauk County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sawyer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Shawano County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sheboygan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Taylor County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Trempealeau County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Vernon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Vilas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Walworth County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Washburn County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Waukesha County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Waupaca County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Waushara County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Winnebago County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Wood County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
Government sources
Federal Housing Finance Agency (FHFA) — Conforming Loan Limits by County (HERA-based)
Fields used: FIPS State Code; FIPS County Code; County Name; State; CBSA Number; One-Unit Limit; Two-Unit Limit; Three-Unit Limit; Four-Unit Limit
U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits
Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)