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2026 conforming loan limits · Wyoming

Wyoming has 2 distinct one-unit conforming limits, from $832,750 to $1,249,125. 1 of 23 counties sit above the $832,750 baseline that applies here.

CY2026 Showing the 2026 FHFA dataset, effective 2026-01-01. Figures change only when FHFA publishes a new file.

Wyoming at a glance

FHFA 2026 conforming loan limit summary for Wyoming
MetricValue
Counties23
Lowest one-unit conforming limit$832,750
Highest one-unit conforming limit$1,249,125
Distinct one-unit limits2
Applicable baseline$832,750
Above the applicable baseline1 of 23 (4.3%)
At the applicable ceiling1
Dataset yearCY2026

How Wyoming splits

Distribution of 2026 one-unit conforming limits across Wyoming
FHFA positionCountiesShareLowestHighest
At the baseline2295.7%$832,750$832,750
At the ceiling14.3%$1,249,125$1,249,125

Highest limits in Wyoming: Teton County ($1,249,125), Albany County ($832,750), Big Horn County ($832,750), Campbell County ($832,750), Carbon County ($832,750).

Conforming and FHA limits by county

Two federal programs, two agencies, two different limits. The conforming figure is FHFA’s cap on what Fannie Mae and Freddie Mac may buy; the FHA figure is HUD’s cap on what FHA will insure. Neither governs the other.

Conforming and FHA one-unit limits by county · Wyoming
CountyMetroConforming 1-unit (2026)FHA 1-unit (2026)Difference
Albany CountyLARAMIE, WY$832,750$541,287$291,463
Big Horn CountyRural / Non-metro$832,750$541,287$291,463
Campbell CountyGILLETTE, WY$832,750$541,287$291,463
Carbon CountyRural / Non-metro$832,750$541,287$291,463
Converse CountyRural / Non-metro$832,750$541,287$291,463
Crook CountyRural / Non-metro$832,750$541,287$291,463
Fremont CountyRIVERTON, WY$832,750$541,287$291,463
Goshen CountyRural / Non-metro$832,750$541,287$291,463
Hot Springs CountyRural / Non-metro$832,750$541,287$291,463
Johnson CountyRural / Non-metro$832,750$541,287$291,463
Laramie CountyCHEYENNE, WY$832,750$541,287$291,463
Lincoln CountyRural / Non-metro$832,750$541,287$291,463
Natrona CountyCASPER, WY$832,750$541,287$291,463
Niobrara CountyRural / Non-metro$832,750$541,287$291,463
Park CountyCODY, WY$832,750$541,287$291,463
Platte CountyRural / Non-metro$832,750$541,287$291,463
Sheridan CountySHERIDAN, WY$832,750$541,287$291,463
Sublette CountyRural / Non-metro$832,750$541,287$291,463
Sweetwater CountyROCK SPRINGS, WY$832,750$541,287$291,463
Teton CountyJACKSON, WY-ID$1,249,125$1,249,125$0
Uinta CountyEVANSTON, WY-UT$832,750$579,600$253,150
Washakie CountyRural / Non-metro$832,750$541,287$291,463
Weston CountyRural / Non-metro$832,750$541,287$291,463

Two-, three- and four-unit conforming limits

FHFA publishes a separate limit for each property size. These are its published figures, not multiples of the one-unit limit.

Conforming limits for one to four units by county · Wyoming
County1 unit2 units3 units4 units
Albany County$832,750$1,066,250$1,288,800$1,601,750
Big Horn County$832,750$1,066,250$1,288,800$1,601,750
Campbell County$832,750$1,066,250$1,288,800$1,601,750
Carbon County$832,750$1,066,250$1,288,800$1,601,750
Converse County$832,750$1,066,250$1,288,800$1,601,750
Crook County$832,750$1,066,250$1,288,800$1,601,750
Fremont County$832,750$1,066,250$1,288,800$1,601,750
Goshen County$832,750$1,066,250$1,288,800$1,601,750
Hot Springs County$832,750$1,066,250$1,288,800$1,601,750
Johnson County$832,750$1,066,250$1,288,800$1,601,750
Laramie County$832,750$1,066,250$1,288,800$1,601,750
Lincoln County$832,750$1,066,250$1,288,800$1,601,750
Natrona County$832,750$1,066,250$1,288,800$1,601,750
Niobrara County$832,750$1,066,250$1,288,800$1,601,750
Park County$832,750$1,066,250$1,288,800$1,601,750
Platte County$832,750$1,066,250$1,288,800$1,601,750
Sheridan County$832,750$1,066,250$1,288,800$1,601,750
Sublette County$832,750$1,066,250$1,288,800$1,601,750
Sweetwater County$832,750$1,066,250$1,288,800$1,601,750
Teton County$1,249,125$1,599,375$1,933,200$2,402,625
Uinta County$832,750$1,066,250$1,288,800$1,601,750
Washakie County$832,750$1,066,250$1,288,800$1,601,750
Weston County$832,750$1,066,250$1,288,800$1,601,750

Government sources

  • Federal Housing Finance Agency (FHFA) — Conforming Loan Limits by County (HERA-based)

    Dataset year
    2026 (CY2026)
    Effective
    January 1, 2026
    Retrieved
    December 12, 2025

    Fields used: FIPS State Code; FIPS County Code; County Name; State; CBSA Number; One-Unit Limit; Two-Unit Limit; Three-Unit Limit; Four-Unit Limit

    https://www.fhfa.gov/data/conforming-loan-limit

  • U.S. Department of Housing and Urban Development (HUD) — FHA Single Family Forward Mortgage Limits

    Dataset year
    2026 (CY2026)
    Effective
    January 1, 2026
    Retrieved
    December 12, 2025

    Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)

    https://apps.hud.gov/pub/chums/cy2026-forward-limits.txt