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2026 FHA one-unit limit · Southeastern Connecticut Planning Region

$541,287

NORWICH-NEW LONDON-WILLIMANTIC, CT

  • One unit$541,287
  • Two units$693,050
  • Three units$837,700
  • Four units$1,041,125

FHA Loan Eligibility

Southeastern Connecticut Planning Region has a one-unit FHA limit of $541,287.

Loan Amount: $522,342

✅ Eligible for FHA financing.

Methodology

The headline figure is the county one-unit FHA forward mortgage limit — the standard FHA program for purchase and refinance. HUD uses “forward” to distinguish these loans from reverse mortgages (HECM). The limit caps the insurable loan size; it is not an estimate of what you can afford.

  • County one-unit FHA limitOfficial sourcePublished by HUD for 2026.
  • County conforming limitOfficial sourcePublished by FHFA for 2026.
  • High-cost / ceiling flagsDerived by DotGovSourcefha_limit compared against the national floor and ceiling in the same HUD fileA label we compute, not a field HUD publishes per county.
  • Down payment and loan figures in the calculatorCalculated on this pageArithmetic over the county limit and the values you enter

Government sources

  • U.S. Department of Housing and Urban Development (HUD) FHA Single Family Forward Mortgage Limits

    Dataset year
    2026 (CY2026)
    Effective
    January 1, 2026
    Retrieved
    December 12, 2025

    Fields used: cols 073-079: one-unit forward mortgage limit; cols 080-086: two-unit forward mortgage limit; cols 087-093: three-unit forward mortgage limit; cols 094-100: four-unit forward mortgage limit; cols 101-102: state postal code; cols 103-105: county FIPS code; cols 000-009: CBSA/metro code (9999900000 = non-metro)

  • Federal Housing Finance Agency (FHFA) Conforming Loan Limits by County (HERA-based)

    Dataset year
    2026 (CY2026)
    Effective
    January 1, 2026
    Retrieved
    December 12, 2025

    Fields used: FIPS State Code; FIPS County Code; County Name; State; CBSA Number; One-Unit Limit; Two-Unit Limit; Three-Unit Limit; Four-Unit Limit