Reference only. Data sourced from HUD/FHFA (2025). This site is a private entity and not affiliated with any government agency.
Skip to main content

The Rent Renewal “Reality Check”

Don’t just look at the price tag. Analyze your renewal offer for Shadow Rent and the Loyalty Penalty.

$
$
$

⚠️ Verdict: Excess Premium

Inflation Baseline: 3.4%

Your landlord is asking for a 20.0% increase. This is $332/month higher than standard inflation.


Vector 1: The Loyalty PenaltyThis excess suggests you are being charged a premium simply because moving is difficult.Tip: Check your building’s website for “New Tenant” rates. They are likely lower.
Vector 2: Shadow RentNo junk fees detected yet. Be sure to read the lease addendums for “Tech Packages” or “Valet Trash”.

About this Analysis

This tool distinguishes between Monetary Inflation (Currency Devaluation) and Structural Pricing (Algorithmic Revenue Management).

Definitions:
Loyalty Penalty: The price gap between renewal offers and street rates for new tenants.
Shadow Rent: Mandatory monthly fees (amenity, pest, portal) excluded from the base rent price.
Cartel Premium: Artificial price floors set by RealPage/YieldStar algorithms (subject to DOJ scrutiny).

Just curious about historical dollar value? Use our Historical Inflation Calculator to see what your rent would have been in 1990.