Reference only. Data sourced from HUD/FHFA (2025). This site is a private entity and not affiliated with any government agency.
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Student Loan Repayment Simulator

Uses the standard 34 CFR § 685.208 amortization formula.

Monthly payment

$0

Total interest

$0

Methodology

This calculator uses the standard repayment plan formula defined by the Department of Education. Adjust the assumptions, then share a PDF with borrowers or embed the snippet inside your knowledge base.